2027 ACA marketplace plans in Etowah County, Alabama
Updated with 2027 plan data from HealthCare.gov.
Etowah County, Alabama has 39 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $392 to $1,212 and a benchmark (second-lowest-cost silver) plan at $734 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $391.93 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Bronze | $443.07 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Bronze | $493.22 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronze | $495.68 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $508.23 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronze | $523.16 | $8,500 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $524.27 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $541.75 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronze | $551.64 | $7,900 | $7,900 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $575.12 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $592.61 | $0 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $724.19 | $4,000 | $10,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $734.36 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $738.13 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $773.64 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard- ($0 Insulin, No Referrals) | Silver | $773.71 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $777.42 | $5,000 | $10,600 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $784.96 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $792.57 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $802.44 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $810.06 | $0 | $11,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $838.93 | $2,500 | $8,600 |
| Oscar Insurance Company | Bronze Simple | Bronze | $860.82 | $9,150 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $865.17 | $750 | $8,000 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $872.22 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $882.66 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $884.56 | $0 | $7,900 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $894.87 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $902.04 | $0 | $7,900 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $924.51 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $932.31 | $0 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $937.41 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,013.52 | $850 | $6,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $1,064.54 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $1,065.90 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $1,066.02 | $9,000 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,077.19 | $750 | $6,000 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $1,094.59 | $6,500 | $10,500 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $1,211.53 | $2,500 | $8,600 |
Questions about 2027 plans in Etowah County
- How many ACA plans are available in Etowah County for 2027?
- Etowah County, Alabama has 39 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Etowah County?
- The 2027 benchmark (second-lowest-cost silver) premium in Etowah County is $734 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Etowah County?
- The cheapest 2027 plan in Etowah County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $392 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Alabama
- Blue Cross and Blue Shield of Alabama — all 2027 Blue Cross and Blue Shield of Alabama plans in Alabama
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Alabama
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.