2027 ACA marketplace plans in Jefferson County, Alabama
Updated with 2027 plan data from HealthCare.gov.
Jefferson County, Alabama has 60 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $419 to $1,152 and a benchmark (second-lowest-cost silver) plan at $737 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $419.17 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Bronze | $473.87 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Bronze | $527.51 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronze | $530.14 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $552.26 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronze | $559.53 | $8,500 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $569.68 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $588.69 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronze | $589.99 | $7,900 | $7,900 |
| Ambetter of Alabama | Signature Expanded Bronze | Bronze | $618.67 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $624.95 | $0 | $12,000 |
| Ambetter of Alabama | Everyday Bronze | Bronze | $627.88 | $9,350 | $11,000 |
| Ambetter of Alabama | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $635.20 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple | Bronze | $638.23 | $9,150 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $643.95 | $0 | $12,000 |
| Ambetter of Alabama | Everyday Bronze + Vision + Adult Dental | Bronze | $644.66 | $9,350 | $11,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $663.47 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $685.44 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $691.23 | $0 | $12,000 |
| Ambetter of Alabama | Elite Bronze | Bronze | $693.74 | $0 | $11,900 |
| Ambetter of Alabama | Elite Bronze + Vision + Adult Dental | Bronze | $712.27 | $0 | $11,900 |
| Ambetter of Alabama | Streamlined Silver | Silver | $721.87 | $4,700 | $11,300 |
| Ambetter of Alabama | Signature Silver | Silver | $736.81 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Silver EPO | Silver | $737.97 | $4,500 | $10,000 |
| Ambetter of Alabama | Focused Silver | Silver | $747.66 | $6,300 | $9,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $756.45 | $5,000 | $10,000 |
| Ambetter of Alabama | Signature Silver + Vision + Adult Dental | Silver | $756.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver EPO | Silver | $761.74 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver + Vision + Adult Dental | Silver | $767.64 | $6,300 | $9,600 |
| Ambetter of Alabama | Signature Gold | Gold | $774.25 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $774.53 | $4,000 | $10,000 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $776.66 | $5,000 | $10,000 |
| Ambetter of Alabama | Clear Gold | Gold | $784.18 | $1,200 | $9,150 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $785.41 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $789.27 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $789.45 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $790.27 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $790.37 | $9,000 | $10,300 |
| Ambetter of Alabama | Signature Gold + Vision + Adult Dental | Gold | $794.94 | $2,500 | $8,600 |
| Ambetter of Alabama | Clear Gold + Vision + Adult Dental | Gold | $805.13 | $1,200 | $9,150 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $811.55 | $6,500 | $10,500 |
| Ambetter of Alabama | Complete Gold | Gold | $814.25 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $831.47 | $5,000 | $10,600 |
| Ambetter of Alabama | Complete Gold + Vision + Adult Dental | Gold | $836.01 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $840.66 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard- ($0 Insulin, No Referrals) | Silver | $840.74 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $852.96 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $861.23 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $871.96 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $880.23 | $0 | $11,500 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $898.25 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $911.61 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $932.85 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $940.13 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $959.13 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $961.19 | $0 | $7,900 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $980.19 | $0 | $7,900 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $1,002.58 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,083.97 | $850 | $6,000 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,152.08 | $750 | $6,000 |
Questions about 2027 plans in Jefferson County
- How many ACA plans are available in Jefferson County for 2027?
- Jefferson County, Alabama has 60 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Jefferson County?
- The 2027 benchmark (second-lowest-cost silver) premium in Jefferson County is $737 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Jefferson County?
- The cheapest 2027 plan in Jefferson County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $419 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of Alabama — all 2027 Ambetter of Alabama plans in Alabama
- Blue Cross and Blue Shield of Alabama — all 2027 Blue Cross and Blue Shield of Alabama plans in Alabama
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Alabama
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Alabama
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.