2027 ACA marketplace plans in Limestone County, Alabama
Updated with 2027 plan data from HealthCare.gov.
Limestone County, Alabama has 58 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $421 to $1,158 and a benchmark (second-lowest-cost silver) plan at $750 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $421.27 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Bronze | $476.24 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Bronze | $530.14 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronze | $532.79 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronze | $562.33 | $8,500 | $11,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronze | $592.94 | $7,900 | $7,900 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $624.36 | $11,750 | $11,750 |
| Ambetter of Alabama | Signature Expanded Bronze | Bronze | $630.03 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze | Bronze | $639.41 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $644.06 | $7,500 | $12,000 |
| Ambetter of Alabama | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $646.86 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze + Vision + Adult Dental | Bronze | $656.50 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $665.54 | $7,500 | $12,000 |
| Ambetter of Alabama | Elite Bronze | Bronze | $706.47 | $0 | $11,900 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $706.53 | $0 | $12,000 |
| Ambetter of Alabama | Elite Bronze + Vision + Adult Dental | Bronze | $725.35 | $0 | $11,900 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $728.02 | $0 | $12,000 |
| Ambetter of Alabama | Streamlined Silver | Silver | $735.12 | $4,700 | $11,300 |
| Ambetter of Alabama | Signature Silver | Silver | $750.33 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver | Silver | $761.39 | $6,300 | $9,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $770.34 | $5,000 | $10,000 |
| Ambetter of Alabama | Signature Silver + Vision + Adult Dental | Silver | $770.38 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $778.40 | $4,000 | $10,000 |
| Ambetter of Alabama | Focused Silver + Vision + Adult Dental | Silver | $781.73 | $6,300 | $9,600 |
| Oscar Insurance Company | Bronze Simple | Bronze | $784.96 | $9,150 | $12,000 |
| Ambetter of Alabama | Signature Gold | Gold | $788.47 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $789.33 | $6,400 | $10,300 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $790.92 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $793.39 | $6,400 | $10,300 |
| Ambetter of Alabama | Clear Gold | Gold | $798.58 | $1,200 | $9,150 |
| Ambetter of Alabama | Signature Gold + Vision + Adult Dental | Gold | $809.53 | $2,500 | $8,600 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $816.01 | $7,500 | $12,000 |
| Ambetter of Alabama | Clear Gold + Vision + Adult Dental | Gold | $819.92 | $1,200 | $9,150 |
| Ambetter of Alabama | Complete Gold | Gold | $829.20 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $835.62 | $5,000 | $10,600 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $843.03 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $850.15 | $0 | $12,000 |
| Ambetter of Alabama | Complete Gold + Vision + Adult Dental | Gold | $851.36 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $937.51 | $3,500 | $12,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $950.41 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard- ($0 Insulin, No Referrals) | Silver | $950.50 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $964.32 | $3,500 | $10,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $970.73 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $971.96 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $972.08 | $9,000 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $973.67 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $985.80 | $3,500 | $10,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $995.15 | $0 | $11,500 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $998.13 | $6,500 | $10,500 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $1,007.59 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,030.62 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,062.86 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,084.35 | $750 | $8,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,086.68 | $0 | $7,900 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,089.39 | $850 | $6,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $1,104.76 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,108.16 | $0 | $7,900 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,157.84 | $750 | $6,000 |
Questions about 2027 plans in Limestone County
- How many ACA plans are available in Limestone County for 2027?
- Limestone County, Alabama has 58 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Limestone County?
- The 2027 benchmark (second-lowest-cost silver) premium in Limestone County is $750 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Limestone County?
- The cheapest 2027 plan in Limestone County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $421 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of Alabama — all 2027 Ambetter of Alabama plans in Alabama
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Alabama
- Blue Cross and Blue Shield of Alabama — all 2027 Blue Cross and Blue Shield of Alabama plans in Alabama
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Alabama
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.