2027 ACA marketplace plans in Montgomery County, Alabama
Updated with 2027 plan data from HealthCare.gov.
Montgomery County, Alabama has 33 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $388 to $1,066 and a benchmark (second-lowest-cost silver) plan at $676 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabama | Blue Protect | Catastrophic | $387.73 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Bronze EPO | Bronze | $438.33 | $9,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Bronze EPO | Bronze | $487.94 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Bronze | Bronze | $490.38 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Saver Bronze | Bronze | $517.57 | $8,500 | $11,000 |
| Blue Cross and Blue Shield of Alabama | Blue HSA Bronze | Bronze | $545.74 | $7,900 | $7,900 |
| Ambetter of Alabama | Signature Expanded Bronze | Bronze | $567.35 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze | Bronze | $575.80 | $9,350 | $11,000 |
| Ambetter of Alabama | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $582.51 | $7,500 | $12,000 |
| Ambetter of Alabama | Everyday Bronze + Vision + Adult Dental | Bronze | $591.18 | $9,350 | $11,000 |
| Ambetter of Alabama | Elite Bronze | Bronze | $636.19 | $0 | $11,900 |
| Ambetter of Alabama | Elite Bronze + Vision + Adult Dental | Bronze | $653.19 | $0 | $11,900 |
| Ambetter of Alabama | Streamlined Silver | Silver | $661.99 | $4,700 | $11,300 |
| Ambetter of Alabama | Signature Silver | Silver | $675.69 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver | Silver | $685.64 | $6,300 | $9,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $693.70 | $5,000 | $10,000 |
| Ambetter of Alabama | Signature Silver + Vision + Adult Dental | Silver | $693.74 | $6,400 | $10,300 |
| Ambetter of Alabama | Focused Silver + Vision + Adult Dental | Silver | $703.96 | $6,300 | $9,600 |
| Ambetter of Alabama | Signature Gold | Gold | $710.03 | $2,500 | $8,600 |
| Ambetter of Alabama | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $712.24 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Alabama | Blue Statewide Silver EPO | Silver | $716.44 | $4,000 | $10,000 |
| Ambetter of Alabama | Clear Gold | Gold | $719.13 | $1,200 | $9,150 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Statewide Silver EPO | Silver | $726.50 | $6,400 | $10,300 |
| Ambetter of Alabama | Signature Gold + Vision + Adult Dental | Gold | $729.00 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Silver | Silver | $730.24 | $6,400 | $10,300 |
| Ambetter of Alabama | Clear Gold + Vision + Adult Dental | Gold | $738.35 | $1,200 | $9,150 |
| Ambetter of Alabama | Complete Gold | Gold | $746.71 | $1,450 | $9,500 |
| Ambetter of Alabama | Complete Gold + Vision + Adult Dental | Gold | $766.66 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Silver | Silver | $769.11 | $5,000 | $10,600 |
| Blue Cross and Blue Shield of Alabama | Blue Value Silver | Silver | $862.89 | $3,500 | $12,000 |
| Blue Cross and Blue Shield of Alabama | Blue Standardized Gold | Gold | $927.38 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Alabama | Blue Cross Select Gold | Gold | $1,002.68 | $850 | $6,000 |
| Blue Cross and Blue Shield of Alabama | Blue Value Gold | Gold | $1,065.67 | $750 | $6,000 |
Questions about 2027 plans in Montgomery County
- How many ACA plans are available in Montgomery County for 2027?
- Montgomery County, Alabama has 33 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Montgomery County?
- The 2027 benchmark (second-lowest-cost silver) premium in Montgomery County is $676 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Montgomery County?
- The cheapest 2027 plan in Montgomery County is Blue Protect from Blue Cross and Blue Shield of Alabama, a Catastrophic plan at $388 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of Alabama — all 2027 Ambetter of Alabama plans in Alabama
- Blue Cross and Blue Shield of Alabama — all 2027 Blue Cross and Blue Shield of Alabama plans in Alabama
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.