2027 ACA marketplace plans in Santa Cruz County, Arizona
Updated with 2027 plan data from HealthCare.gov.
Santa Cruz County, Arizona has 64 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $468 to $875 and a benchmark (second-lowest-cost silver) plan at $598 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Imperial Insurance Companies, Inc. | Imperial Classic Bronze | Bronze | $468.15 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $540.83 | $11,750 | $11,750 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronze | $547.17 | $9,150 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Bronze | Bronze | $560.97 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $561.60 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronze | $563.86 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Core Value Bronze (2 Free PCP Visits) | Bronze | $570.97 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes | Bronze | $573.90 | $5,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $575.12 | $5,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Silver | Silver | $580.97 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Bronze Simple Chronic Care CKM | Bronze | $581.14 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $582.01 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronze | $586.86 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Signature Expanded Bronze | Bronze | $589.60 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes con Dental + Vision para Adultos | Bronze | $593.20 | $5,500 | $12,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze | Bronze | $596.91 | $9,350 | $11,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $597.86 | $6,500 | $10,500 |
| Ambetter from Arizona Complete Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $602.35 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $602.73 | $0 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $606.17 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze + Vision + Adult Dental | Bronze | $609.82 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $623.14 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA | Bronze | $626.24 | $7,950 | $7,950 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | $639.78 | $7,950 | $7,950 |
| Ambetter from Arizona Complete Health | Summit Silver | Silver | $665.22 | $4,100 | $9,800 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Silver | $675.80 | $5,750 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Silver | Silver | $676.62 | $6,400 | $10,300 |
| Ambetter from Arizona Complete Health | Signature Silver | Silver | $681.16 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Silver | $682.02 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Silver | $686.43 | $6,500 | $10,600 |
| Oscar Health Plan, Inc. | Silver Core Plan | Silver | $686.86 | $9,000 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $688.76 | $6,200 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Classic Gold | Gold | $689.68 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $689.95 | $6,400 | $10,300 |
| Ambetter from Arizona Complete Health | Complete Silver | Silver | $691.77 | $6,950 | $9,850 |
| Oscar Health Plan, Inc. | Silver Simple Women's Health with Menopause Benefits | Silver | $692.36 | $6,000 | $10,600 |
| Oscar Health Plan, Inc. | Silver Simple Chronic Care CKM | Silver | $692.77 | $6,500 | $10,500 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $694.46 | $1,000 | $8,000 |
| Ambetter from Arizona Complete Health | Signature Silver + Vision + Adult Dental | Silver | $695.89 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $701.18 | $5,000 | $10,000 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes with Adult Dental & Vision | Silver | $705.73 | $6,500 | $10,600 |
| Ambetter from Arizona Complete Health | Complete Silver + Vision + Adult Dental | Silver | $706.73 | $6,950 | $9,850 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $714.70 | $0 | $11,500 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $721.37 | $5,000 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Core Value Silver (2 Free PCP Visits) | Silver | $722.14 | $4,000 | $9,000 |
| Oscar Health Plan, Inc. | Gold Simple | Gold | $727.63 | $2,750 | $10,000 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits | Gold | $729.06 | $3,000 | $8,500 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Gold | $729.52 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $734.89 | $0 | $11,500 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes | Gold | $744.38 | $2,000 | $10,600 |
| Ambetter from Arizona Complete Health | Signature Gold | Gold | $746.89 | $2,500 | $8,600 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits including Adult Dental & Vision | Gold | $748.36 | $3,000 | $8,500 |
| Ambetter from Arizona Complete Health | Signature Gold + Vision + Adult Dental | Gold | $763.04 | $2,500 | $8,600 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes with Adult Dental & Vision | Gold | $763.68 | $2,000 | $10,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue Everyday Copay Silver (Copays for Inpatient, ER, and OP Surgery) | Silver | $767.45 | $2,000 | $10,000 |
| Ambetter from Arizona Complete Health | Everyday Gold | Gold | $777.76 | $800 | $7,250 |
| Ambetter from Arizona Complete Health | Everyday Gold + Vision + Adult Dental | Gold | $794.58 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $813.91 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Gold | Gold | $817.03 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $843.93 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $851.67 | $0 | $9,300 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $864.34 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $872.08 | $0 | $9,300 |
| Blue Cross Blue Shield of Arizona | AZ Blue Everyday Copay Gold (Copays for Inpatient, ER, and OP Surgery) | Gold | $874.59 | $1,500 | $6,000 |
Questions about 2027 plans in Santa Cruz County
- How many ACA plans are available in Santa Cruz County for 2027?
- Santa Cruz County, Arizona has 64 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Santa Cruz County?
- The 2027 benchmark (second-lowest-cost silver) premium in Santa Cruz County is $598 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Santa Cruz County?
- The cheapest 2027 plan in Santa Cruz County is Imperial Classic Bronze from Imperial Insurance Companies, Inc., a Bronze plan at $468 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Oscar Health Plan, Inc. — all 2027 Oscar Health Plan, Inc. plans in Arizona
- Ambetter from Arizona Complete Health — all 2027 Ambetter from Arizona Complete Health plans in Arizona
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Arizona
- Blue Cross Blue Shield of Arizona — all 2027 Blue Cross Blue Shield of Arizona plans in Arizona
- Imperial Insurance Companies, Inc. — all 2027 Imperial Insurance Companies, Inc. plans in Arizona
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.