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2027 ACA marketplace plans in Collier County, Florida

Updated with CMS 2027 plan data.

Collier County, Florida has 124 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $453 to $2,952 and a benchmark (second-lowest-cost silver) plan at $751 per month, before any premium tax credit, per CMS 2027 plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Plan data retrieved November 3, 2026 from the CMS 2027 plan public use files. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.

2027 plan table

IssuerPlanMetalAge 40DeductibleMOOP
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards)Catastrophic$452.77$12,000$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)Bronze$566.52$11,975$12,000
Ambetter HealthSignature Expanded BronzeExpanded Bronze$585.27$7,500$12,000
Ambetter HealthEveryday BronzeExpanded Bronze$587.30$9,350$11,000
Ambetter HealthSignature Expanded Bronze + Vision + Adult DentalExpanded Bronze$600.59$7,500$12,000
Ambetter HealthEveryday Bronze + Vision + Adult DentalExpanded Bronze$602.68$9,350$11,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2219 (Rewards)Expanded Bronze$607.29$3,350$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards)Expanded Bronze$623.55$7,300$12,000
Ambetter HealthElite BronzeExpanded Bronze$648.47$0$11,800
WellpointWellpoint Essential Catastrophic HSA (+ Incentives)Catastrophic$651.27$12,000$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards)Expanded Bronze$654.82$0$12,000
WellpointWellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives)Expanded Bronze$659.41$6,000$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards)Expanded Bronze$662.76$0$12,000
Ambetter HealthElite Bronze + Vision + Adult DentalExpanded Bronze$665.45$0$11,800
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards)Expanded Bronze$666.85$7,500$12,000
WellpointWellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) StandardExpanded Bronze$666.86$7,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards)Expanded Bronze$670.11$0$12,000
WellpointWellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives)Expanded Bronze$671.38$5,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards)Expanded Bronze$672.02$7,500$12,000
WellpointWellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives)Expanded Bronze$682.54$5,500$12,000
WellpointWellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives)Expanded Bronze$685.85$4,500$12,000
Ambetter HealthClarity SilverSilver$710.51$8,000$9,400
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin)Bronze$737.24$11,750$11,750
Ambetter HealthSignature SilverSilver$750.53$6,400$10,300
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)Silver$752.42$11,925$11,950
UnitedHealthcareUHC Bronze Standard (HSA, $0 Insulin)Expanded Bronze$755.57$7,500$12,000
Ambetter HealthFocused SilverSilver$756.72$6,300$9,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Silver$757.61$11,925$11,950
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-01 (Rewards)Expanded Bronze$761.76$8,000$11,150
Ambetter HealthEnhanced Diabetes Care Silver $0 Rx OptionsSilver$767.13$5,000$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)Silver$767.43$11,925$11,950
Ambetter HealthSignature Silver + Vision + Adult DentalSilver$770.18$6,400$10,300
Ambetter HealthFocused Silver + Vision + Adult DentalSilver$776.53$6,300$9,600
UnitedHealthcareUHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision)Expanded Bronze$777.58$7,500$12,000
Ambetter HealthSignature GoldGold$783.25$2,500$8,600
Ambetter HealthEnhanced Diabetes Care Silver $0 Rx Options + Vision + Adult DentalSilver$787.21$5,000$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-05 (Rewards)Expanded Bronze$787.59$10,000$11,750
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards)Silver$789.55$9,600$11,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX)Expanded Bronze$790.26$7,175$8,275
Ambetter HealthEveryday GoldGold$791.97$800$7,250
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)Expanded Bronze$792.67$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Silver$794.62$9,600$11,000
Ambetter HealthComplete GoldGold$797.79$1,450$9,500
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded Bronze$798.03$6,500$11,025
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards)Expanded Bronze$803.43$7,500$12,000
Ambetter HealthSignature Gold + Vision + Adult DentalGold$803.76$2,500$8,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)Silver$804.67$9,600$11,000
Ambetter HealthEveryday Gold + Vision + Adult DentalGold$812.70$800$7,250
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards)Expanded Bronze$813.34$0$12,000
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision)Expanded Bronze$814.68$0$12,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards)Expanded Bronze$817.09$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards)Silver$817.38$6,400$10,150
Ambetter HealthComplete Gold + Vision + Adult DentalGold$818.67$1,450$9,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards)Silver$822.50$6,400$10,150
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards)Expanded Bronze$824.92$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards)Expanded Bronze$827.97$7,300$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards)Silver$832.60$6,400$10,150
WellpointWellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) StandardSilver$836.35$6,400$10,300
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237 ($60 PCP Visits / Rewards)Silver$838.20$4,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)Silver$843.26$4,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards)Expanded Bronze$844.63$7,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$849.23$6,400$10,300
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX)Expanded Bronze$852.20$8,425$8,450
WellpointWellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives)Silver$852.63$5,000$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)Silver$853.41$4,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$862.15$6,400$10,300
WellpointWellpoint Essential Silver 3500 ($0 Select Drugs + Incentives)Silver$862.36$3,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards)Expanded Bronze$865.45$0$12,000
WellpointWellpoint Essential Silver 1850 ($0 Select Drugs + Incentives)Silver$868.00$1,850$10,000
WellpointWellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives)Silver$873.50$3,500$12,000
UnitedHealthcareUHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)Silver$947.71$4,500$11,750
WellpointWellpoint Essential Gold 800 ($0 Select Drugs + Incentives)Gold$951.50$800$9,000
UnitedHealthcareUHC Silver Standard ($0 Insulin)Silver$960.98$6,400$10,300
WellpointWellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) StandardGold$961.53$2,500$8,600
WellpointWellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives)Gold$962.58$800$9,000
UnitedHealthcareUHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision)Silver$969.72$4,500$11,750
WellpointWellpoint Essential Gold 1400 ($0 Select Drugs + Incentives)Gold$973.50$1,400$5,000
UnitedHealthcareUHC Silver Standard+ ($0 Insulin, Dental + Vision)Silver$982.99$6,400$10,300
UnitedHealthcareUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)Silver$996.61$0$11,300
UnitedHealthcareUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)Silver$1,018.62$0$11,300
UnitedHealthcareUHC Gold Standard ($0 Insulin)Gold$1,075.39$2,500$8,600
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin)Gold$1,100.72$850$9,200
UnitedHealthcareUHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin)Gold$1,107.99$0$8,700
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-05 ($20 Labs / Rewards)Silver$1,108.15$3,675$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards)Silver$1,113.87$3,675$8,100
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision)Gold$1,122.73$850$9,200
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards)Silver$1,124.87$3,675$8,100
UnitedHealthcareUHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision)Gold$1,130.00$0$8,700
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)Silver$1,139.85$3,575$8,575
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-02 (Rewards)Silver$1,142.74$4,000$8,175
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)Silver$1,161.27$4,000$10,550
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,166.65$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-06 (Rewards)Expanded Bronze$1,167.16$8,000$11,150
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,170.35$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded Bronze$1,212.22$6,500$11,025
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX)Expanded Bronze$1,234.66$7,175$8,275
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards)Expanded Bronze$1,241.13$7,500$12,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards)Expanded Bronze$1,251.63$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards)Gold$1,269.72$1,500$5,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 1605 ($10 Labs / Rewards)Gold$1,273.49$1,500$5,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,302.79$2,500$8,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,316.03$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$1,442.27$2,100$7,050
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$1,469.79$0$7,300
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)Gold$1,473.84$0$7,300
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-10 ($45 PCP Visits / $80 Specialist Visits / $20 Labs / Rewards)Gold$1,502.23$1,500$6,450
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,512.53$2,500$8,600
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$1,515.22$0$7,950
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,537.56$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$1,855.16$1,500$4,250
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$1,858.74$1,000$4,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)Platinum$1,887.75$0$4,025
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-07 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)Platinum$1,893.43$0$4,725
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards)Platinum$1,958.10$0$5,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-34S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards)Platinum$2,003.23$0$5,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-03 ($20 Labs / Rewards)Silver$2,124.76$3,675$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$2,132.57$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards)Silver$2,159.83$3,575$8,575
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$2,165.75$2,100$7,050
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$2,187.99$0$7,300
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$2,242.56$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$2,849.07$1,500$4,250
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)Platinum$2,898.39$0$4,075
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards)Platinum$2,951.75$0$5,900

Questions about 2027 plans in Collier County

How many ACA plans are available in Collier County for 2027?
Collier County, Florida has 124 ACA marketplace plans from 5 insurers for 2027, per CMS 2027 plan data.
What is the 2027 benchmark (second-lowest-cost silver) premium in Collier County?
The 2027 benchmark (second-lowest-cost silver) premium in Collier County is $751 per month for a 40-year-old before tax credits.
What is the cheapest 2027 plan in Collier County?
The cheapest 2027 plan in Collier County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $453 per month for a 40-year-old before tax credits.
When is Open Enrollment for 2027 coverage?
In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
How do I get help choosing or enrolling?
For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.

Insurers in this county

Sources

  • CMS PY2027 Plan Attributes and Rate public use files — plan, premium, deductible and out-of-pocket figures on this page are per CMS 2027 plan data from the Plan Year 2027 Qualified Health Plan public use files published by the Centers for Medicare & Medicaid Services.

See 2026 plans for Collier County →