2027 ACA marketplace plans in Highlands County, Florida
Updated with 2027 plan data from HealthCare.gov.
Highlands County, Florida has 95 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $504 to $3,202 and a benchmark (second-lowest-cost silver) plan at $778 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) | Catastrophic | $504.38 | $12,000 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $606.73 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $608.83 | $9,350 | $11,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $622.61 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $624.77 | $9,350 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) | Bronze | $631.09 | $11,975 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $672.24 | $0 | $11,800 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2219 (Rewards) | Bronze | $676.50 | $3,350 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $689.84 | $0 | $11,800 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards) | Bronze | $694.61 | $7,300 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards) | Bronze | $729.44 | $0 | $12,000 |
| Ambetter Health | Clarity Silver | Silver | $736.56 | $8,000 | $9,400 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards) | Bronze | $738.29 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) | Bronze | $742.84 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $746.48 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) | Bronze | $748.60 | $7,500 | $12,000 |
| Ambetter Health | Signature Silver | Silver | $778.05 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $784.46 | $6,300 | $9,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $795.25 | $5,000 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $798.42 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $805.00 | $6,300 | $9,600 |
| Ambetter Health | Signature Gold | Gold | $811.97 | $2,500 | $8,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $816.07 | $5,000 | $10,000 |
| Ambetter Health | Everyday Gold | Gold | $821.00 | $800 | $7,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-01 (Rewards) | Bronze | $826.43 | $8,000 | $11,150 |
| Ambetter Health | Complete Gold | Gold | $827.04 | $1,450 | $9,500 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $833.22 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $838.18 | $11,925 | $11,950 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $842.49 | $800 | $7,250 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $843.95 | $11,925 | $11,950 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $848.69 | $1,450 | $9,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $854.89 | $11,925 | $11,950 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) | Bronze | $857.33 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $865.77 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) | Bronze | $871.62 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $879.52 | $9,600 | $11,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) | Bronze | $882.38 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $885.18 | $9,600 | $11,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) | Bronze | $886.46 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $894.95 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $896.38 | $9,600 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards) | Silver | $910.54 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards) | Silver | $916.22 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $927.50 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $933.72 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $939.37 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $946.01 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $950.67 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $960.40 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $969.12 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $993.22 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $1,022.15 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $1,041.98 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $1,070.91 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) | Silver | $1,202.21 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) | Silver | $1,208.41 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) | Silver | $1,220.35 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,236.61 | $3,575 | $8,575 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $1,245.79 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $1,263.23 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,265.68 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Bronze | $1,266.23 | $8,000 | $11,150 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,274.72 | $4,500 | $11,750 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $1,292.16 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $1,310.07 | $0 | $11,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $1,315.13 | $6,500 | $11,025 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,339.00 | $0 | $11,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Bronze | $1,339.46 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Bronze | $1,346.49 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Bronze | $1,357.89 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $1,413.63 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards) | Gold | $1,414.43 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($10 Labs / Rewards) | Gold | $1,418.61 | $1,500 | $5,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin) | Gold | $1,446.92 | $850 | $9,200 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,451.26 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,456.48 | $0 | $8,700 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,466.01 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,475.85 | $850 | $9,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,485.41 | $0 | $8,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,564.71 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,594.55 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $1,598.94 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,640.91 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,012.63 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,048.00 | $0 | $4,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,124.32 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $2,305.12 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $2,313.60 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $2,343.16 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $2,349.59 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,373.71 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,432.92 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $3,090.92 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $3,144.42 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,202.30 | $0 | $5,900 |
Questions about 2027 plans in Highlands County
- How many ACA plans are available in Highlands County for 2027?
- Highlands County, Florida has 95 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Highlands County?
- The 2027 benchmark (second-lowest-cost silver) premium in Highlands County is $778 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Highlands County?
- The cheapest 2027 plan in Highlands County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $504 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Florida Blue (BlueCross BlueShield FL) — all 2027 Florida Blue (BlueCross BlueShield FL) plans in Florida
- Florida Blue HMO (a BlueCross BlueShield FL company) — all 2027 Florida Blue HMO (a BlueCross BlueShield FL company) plans in Florida
- Ambetter Health — all 2027 Ambetter Health plans in Florida
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Florida
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.