2027 ACA marketplace plans in Miami-Dade County, Florida
Updated with 2027 plan data from HealthCare.gov.
Miami-Dade County, Florida has 162 ACA marketplace plans from 8 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $444 to $3,996 and a benchmark (second-lowest-cost silver) plan at $742 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) | Catastrophic | $443.64 | $12,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-30 (Rewards) | Bronze | $555.10 | $11,975 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $559.94 | $9,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic 4700 | Bronze | $585.86 | $4,700 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Classic Standard | Bronze | $586.45 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2219 (Rewards) | Bronze | $595.04 | $3,350 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes | Bronze | $598.37 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Chronic Care CKM | Bronze | $609.44 | $5,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards) | Bronze | $610.97 | $7,300 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $615.30 | $12,000 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $618.08 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus | Bronze | $621.00 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $640.71 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards) | Bronze | $641.62 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $647.11 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards) | Bronze | $649.39 | $0 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $651.23 | $4,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards) | Bronze | $653.40 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $656.60 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards) | Bronze | $658.46 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Sanitas Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $669.20 | $9,150 | $12,000 |
| Ambetter Health | Fundamental Bronze | Bronze | $672.45 | $8,500 | $11,500 |
| Wellpoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $672.70 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Sanitas Bronze Standard (HSA, $0 Insulin) | Bronze | $674.24 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $681.11 | $6,000 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) Standard | Bronze | $688.82 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $693.48 | $5,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Basic | Gold | $693.93 | $0 | $11,400 |
| UnitedHealthcare | UHC Sanitas Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $694.05 | $7,500 | $12,000 |
| Wellpoint | Wellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $705.01 | $5,500 | $12,000 |
| Wellpoint | Wellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $708.43 | $4,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $717.31 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $719.80 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $723.05 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold Classic Standard | Gold | $725.54 | $2,500 | $8,600 |
| Oscar Health Maintenance Organization of Florida | Gold Simple Diabetes | Gold | $727.82 | $2,000 | $10,600 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $736.09 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $737.25 | $11,925 | $11,950 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $738.64 | $9,350 | $11,000 |
| AvMed | AvMed Entrust Bronze 650 (2027) | Bronze | $742.18 | $10,150 | $11,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $742.33 | $11,925 | $11,950 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $744.11 | $7,500 | $12,000 |
| AvMed | AvMed Entrust Expanded Bronze Standard (2027) | Bronze | $745.65 | $7,500 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Gold SImple Diabetes with Adult Dental & Vision | Gold | $747.53 | $2,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple PCP Saver | Silver | $748.76 | $5,750 | $10,000 |
| Oscar Health Maintenance Organization of Florida | Silver Classic Standard | Silver | $750.12 | $6,400 | $10,300 |
| Oscar Health Maintenance Organization of Florida | Silver Core Plan | Silver | $750.78 | $9,000 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $751.95 | $11,925 | $11,950 |
| AvMed | AvMed Entrust Bronze 600 (2027) | Bronze | $754.61 | $6,500 | $11,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $758.55 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes | Silver | $767.85 | $6,500 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $769.74 | $6,200 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards) | Silver | $773.62 | $9,600 | $11,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Women's Health with Menopause Benefits | Silver | $774.50 | $6,000 | $10,600 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Chronic Care CKM | Silver | $774.83 | $6,500 | $10,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | $778.60 | $9,600 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $779.61 | $0 | $12,000 |
| Oscar Health Maintenance Organization of Florida | Silver Simple Diabetes with Adult Dental & Vision | Silver | $787.55 | $6,500 | $10,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | $788.44 | $9,600 | $11,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards) | Silver | $800.90 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards) | Silver | $805.91 | $6,400 | $10,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | $815.82 | $6,400 | $10,150 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $816.25 | $1,000 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $817.54 | $5,000 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | $821.29 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | $826.27 | $4,000 | $8,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $832.11 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | $836.20 | $4,000 | $8,900 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $838.83 | $6,400 | $10,300 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $844.76 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $847.02 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Sanitas Silver Standard ($0 Insulin) | Silver | $856.67 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $858.51 | $0 | $9,000 |
| Wellpoint | Wellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) Standard | Silver | $863.88 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $866.01 | $3,500 | $9,500 |
| Ambetter Health | Thrive Silver | Silver | $870.80 | $8,000 | $9,400 |
| UnitedHealthcare | UHC Sanitas Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $872.09 | $6,400 | $10,300 |
| Wellpoint | Wellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives) | Silver | $880.70 | $5,000 | $10,000 |
| Wellpoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $890.73 | $3,500 | $12,000 |
| Wellpoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $896.57 | $1,850 | $10,000 |
| Wellpoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $902.26 | $3,500 | $12,000 |
| AvMed | AvMed Entrust Silver 550 (2027) | Silver | $918.26 | $6,250 | $9,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $919.61 | $6,400 | $10,300 |
| Ambetter Health | Signature Silver | Silver | $919.86 | $6,400 | $10,300 |
| AvMed | AvMed Entrust Silver Standard (2027) | Silver | $920.18 | $6,400 | $10,300 |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2027) | Silver | $921.52 | $6,250 | $9,000 |
| Ambetter Health | Focused Silver | Silver | $927.44 | $6,300 | $9,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $940.19 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision) | Silver | $940.67 | $6,400 | $10,300 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $943.94 | $6,400 | $10,300 |
| AvMed | AvMed Entrust Silver 350 (2027) | Silver | $944.25 | $3,500 | $10,000 |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2027) | Silver | $947.62 | $3,500 | $10,000 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $951.72 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $953.71 | $0 | $11,300 |
| Ambetter Health | Signature Gold | Gold | $959.96 | $2,500 | $8,600 |
| Ambetter Health | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $964.80 | $5,000 | $10,000 |
| Ambetter Health | Everyday Gold | Gold | $970.63 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $974.77 | $0 | $11,300 |
| Ambetter Health | Complete Gold | Gold | $977.77 | $1,450 | $9,500 |
| Wellpoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $982.82 | $800 | $9,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $985.09 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Sanitas Gold Standard ($0 Insulin) | Gold | $987.54 | $2,500 | $8,600 |
| Wellpoint | Wellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) Standard | Gold | $993.17 | $2,500 | $8,600 |
| Wellpoint | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives) | Gold | $994.26 | $800 | $9,000 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $996.04 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $1,003.37 | $1,450 | $9,500 |
| Wellpoint | Wellpoint Essential Gold 1400 ($0 Select Drugs + Incentives) | Gold | $1,005.54 | $1,400 | $5,000 |
| UnitedHealthcare | UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $1,019.01 | $1,400 | $6,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $1,029.10 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-01 (Rewards) | Bronze | $1,031.22 | $8,000 | $11,150 |
| AvMed | AvMed Entrust Gold 125 (2027) | Gold | $1,039.73 | $2,000 | $6,500 |
| AvMed | AvMed Entrust Gold Standard (2027) | Gold | $1,039.84 | $2,500 | $8,600 |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2027) | Gold | $1,043.52 | $2,000 | $6,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $1,060.29 | $0 | $8,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX) | Bronze | $1,069.79 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $1,080.31 | $6,500 | $11,025 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $1,081.35 | $0 | $8,700 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards) | Bronze | $1,087.62 | $7,500 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards) | Bronze | $1,101.05 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards) | Bronze | $1,106.12 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards) | Bronze | $1,116.72 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-18 (Rewards) | Bronze | $1,154.74 | $10,000 | $11,750 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 27K02-12 ($75 PCP Visits / Rewards) | Bronze | $1,178.87 | $2,875 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-17 (3 PCP Visits for $0 then $55 / Rewards) | Bronze | $1,213.86 | $7,300 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-26S ($50 PCP Visits / Rewards) | Bronze | $1,226.65 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards) | Gold | $1,244.12 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Bronze (HSA) 24K02-23 ($50 PCP Visits / Rewards) | Bronze | $1,244.64 | $0 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 1605 ($10 Labs / Rewards) | Gold | $1,247.80 | $1,500 | $5,500 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,276.52 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $1,289.49 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05 ($20 Labs / Rewards) | Silver | $1,500.13 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards) | Silver | $1,507.86 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards) | Silver | $1,522.76 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $1,543.03 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,579.31 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-06 (Rewards) | Bronze | $1,580.00 | $8,000 | $11,150 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-21 (Rewards) | Silver | $1,635.43 | $4,000 | $8,175 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Bronze | $1,641.02 | $6,500 | $11,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX) | Bronze | $1,671.38 | $7,175 | $8,275 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards) | Bronze | $1,680.15 | $7,500 | $12,000 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $1,685.59 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards) | Bronze | $1,694.37 | $0 | $12,000 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $1,952.45 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $1,989.69 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | $1,995.16 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,047.55 | $2,500 | $8,600 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,183.11 | $0 | $7,950 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $2,215.18 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $2,511.37 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,555.49 | $0 | $4,025 |
| Florida Blue (BlueCross BlueShield FL) | BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,650.73 | $0 | $5,900 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-15 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $2,661.15 | $0 | $4,725 |
| Florida Blue HMO (a BlueCross BlueShield FL company) | BlueCare Platinum 24K02-29S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $2,785.25 | $0 | $5,900 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-03 ($20 Labs / Rewards) | Silver | $2,876.34 | $3,675 | $8,100 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | $2,886.93 | $6,400 | $10,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards) | Silver | $2,923.81 | $3,575 | $8,575 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | $2,931.83 | $2,100 | $7,050 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | $2,961.93 | $0 | $7,300 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | $3,035.80 | $2,500 | $8,600 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | $3,856.85 | $1,500 | $4,250 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards) | Platinum | $3,923.61 | $0 | $4,075 |
| Florida Blue (BlueCross BlueShield FL) | BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards) | Platinum | $3,995.85 | $0 | $5,900 |
Questions about 2027 plans in Miami-Dade County
- How many ACA plans are available in Miami-Dade County for 2027?
- Miami-Dade County, Florida has 162 ACA marketplace plans from 8 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Miami-Dade County?
- The 2027 benchmark (second-lowest-cost silver) premium in Miami-Dade County is $742 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Miami-Dade County?
- The cheapest 2027 plan in Miami-Dade County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $444 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Florida Blue HMO (a BlueCross BlueShield FL company) — all 2027 Florida Blue HMO (a BlueCross BlueShield FL company) plans in Florida
- Florida Blue (BlueCross BlueShield FL) — all 2027 Florida Blue (BlueCross BlueShield FL) plans in Florida
- Oscar Health Maintenance Organization of Florida — all 2027 Oscar Health Maintenance Organization of Florida plans in Florida
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Florida
- Ambetter Health — all 2027 Ambetter Health plans in Florida
- Wellpoint — all 2027 Wellpoint plans in Florida
- AvMed — all 2027 AvMed plans in Florida
- AmeriHealth Caritas Next — all 2027 AmeriHealth Caritas Next plans in Florida
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.