2027 ACA marketplace plans in Howard County, Iowa
Updated with 2027 plan data from HealthCare.gov.
Howard County, Iowa has 33 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $391 to $672 and a benchmark (second-lowest-cost silver) plan at $570 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze Traditional HMO | Bronze | $390.92 | $7,200 | $11,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Bronze HMO | Bronze | $417.99 | $7,500 | $12,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze HDHP HMO HSA Qualified | Bronze | $418.49 | $8,500 | $8,500 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $463.80 | $7,500 | $12,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic 4700 with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $473.71 | $4,700 | $12,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $487.63 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $494.95 | $9,350 | $11,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Elite + PCP Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $503.09 | $0 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $503.45 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $511.01 | $9,350 | $11,000 |
| Ambetter Health | Elite Bronze | Bronze | $549.74 | $0 | $11,800 |
| Ambetter Health | Streamlined Silver | Silver | $556.24 | $4,700 | $11,300 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Gold HMO | Gold | $562.14 | $2,500 | $8,600 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Gold Traditional HMO | Gold | $567.40 | $1,750 | $8,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $567.58 | $0 | $11,800 |
| Ambetter Health | Signature Silver | Silver | $569.75 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $577.75 | $6,300 | $9,600 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Silver Traditional HMO | Silver | $581.03 | $5,000 | $8,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Silver HMO | Silver | $581.53 | $6,400 | $10,300 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $588.24 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $596.50 | $6,300 | $9,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $605.03 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Elite Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $605.26 | $0 | $11,750 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $615.08 | $6,400 | $10,300 |
| Ambetter Health | Signature Gold | Gold | $617.77 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Core Plan with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $619.97 | $9,000 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple PCP Saver with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $621.18 | $5,750 | $10,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple Diabetes with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $632.88 | $6,500 | $10,600 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $637.82 | $2,500 | $8,600 |
| Ambetter Health | Everyday Gold | Gold | $646.47 | $800 | $7,250 |
| Ambetter Health | Complete Gold | Gold | $650.52 | $1,450 | $9,500 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $667.45 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $671.63 | $1,450 | $9,500 |
Questions about 2027 plans in Howard County
- How many ACA plans are available in Howard County for 2027?
- Howard County, Iowa has 33 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Howard County?
- The 2027 benchmark (second-lowest-cost silver) premium in Howard County is $570 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Howard County?
- The cheapest 2027 plan in Howard County is Wellmark Bronze Traditional HMO from Wellmark Health Plan of Iowa, Inc., a Bronze plan at $391 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter Health — all 2027 Ambetter Health plans in Iowa
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Iowa
- Wellmark Health Plan of Iowa, Inc. — all 2027 Wellmark Health Plan of Iowa, Inc. plans in Iowa
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.