2027 ACA marketplace plans in Lucas County, Iowa
Updated with 2027 plan data from HealthCare.gov.
Lucas County, Iowa has 16 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $361 to $726 and a benchmark (second-lowest-cost silver) plan at $537 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze Traditional HMO | Bronze | $360.89 | $7,200 | $11,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Bronze HMO | Bronze | $385.88 | $7,500 | $12,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Bronze HDHP HMO HSA Qualified | Bronze | $386.34 | $8,500 | $8,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Gold HMO | Gold | $518.96 | $2,500 | $8,600 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Gold Traditional HMO | Gold | $523.82 | $1,750 | $8,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $532.15 | $7,500 | $12,000 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Silver Traditional HMO | Silver | $536.40 | $5,000 | $8,500 |
| Wellmark Health Plan of Iowa, Inc. | Wellmark Standard Silver HMO | Silver | $536.86 | $6,400 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Classic 4700 with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $543.53 | $4,700 | $12,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Bronze Elite + PCP Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Bronze | $577.24 | $0 | $12,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $694.20 | $2,500 | $8,600 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Gold Elite Saver Plus with $0 Visits at Hy-Vee Health Exemplar Care | Gold | $694.47 | $0 | $11,750 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Classic Standard with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $705.73 | $6,400 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Core Plan with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $711.34 | $9,000 | $10,300 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple PCP Saver with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $712.72 | $5,750 | $10,000 |
| Oscar Insurance Company | Hy-Vee Health with Oscar Silver Simple Diabetes with $0 Visits at Hy-Vee Health Exemplar Care | Silver | $726.15 | $6,500 | $10,600 |
Questions about 2027 plans in Lucas County
- How many ACA plans are available in Lucas County for 2027?
- Lucas County, Iowa has 16 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Lucas County?
- The 2027 benchmark (second-lowest-cost silver) premium in Lucas County is $537 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Lucas County?
- The cheapest 2027 plan in Lucas County is Wellmark Bronze Traditional HMO from Wellmark Health Plan of Iowa, Inc., a Bronze plan at $361 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Iowa
- Wellmark Health Plan of Iowa, Inc. — all 2027 Wellmark Health Plan of Iowa, Inc. plans in Iowa
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.