2027 ACA marketplace plans in Livingston County, Louisiana
Updated with 2027 plan data from HealthCare.gov.
Livingston County, Louisiana has 45 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $478 to $1,308 and a benchmark (second-lowest-cost silver) plan at $727 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| HMO Louisiana | Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $477.90 | $9,900 | $12,000 |
| HMO Louisiana | Community Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $532.27 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $559.26 | $12,000 | $12,000 |
| HMO Louisiana | Precision Blue Copay (PCP) 50/50 $7500 Standardized (BR) HSA Eligible | Bronze | $563.59 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $584.86 | $7,500 | $12,000 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $587.10 | $6,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $593.54 | $4,500 | $12,000 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $638.99 | $7,500 | $12,000 |
| HMO Louisiana | Community Blue 80/60 $3400 with 2 $0 PCP Virtual Visits | Silver | $706.45 | $3,400 | $10,000 |
| HMO Louisiana | Community Blue Copay (PCP) 60/40 $6400 Standardized | Silver | $726.77 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $726.87 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $743.43 | $7,500 | $12,000 |
| HMO Louisiana | Precision Blue 80/60 $3400 with 2 $0 PCP Virtual Visits (BR) | Silver | $748.00 | $3,400 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $760.64 | $7,500 | $12,000 |
| HMO Louisiana | Precision Blue Copay (PCP) 60/40 $6400 Standardized (BR) | Silver | $769.52 | $6,400 | $10,300 |
| HMO Louisiana | Community Blue Copay (PCP) 75/55 $2500 Standardized | Gold | $790.05 | $2,500 | $8,700 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $790.74 | $5,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $791.69 | $0 | $11,400 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $802.36 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $803.39 | $1,000 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $806.79 | $6,700 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $808.89 | $0 | $11,400 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $827.13 | $2,500 | $8,700 |
| HMO Louisiana | Precision Blue Copay (PCP) 75/55 $2500 Standardized (BR) | Gold | $836.51 | $2,500 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $864.59 | $7,500 | $12,000 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6400 Standardized | Silver | $872.48 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $895.38 | $0 | $9,000 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Gold | $924.16 | $1,000 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 HSA Eligible | Bronze | $946.55 | $6,100 | $8,700 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2500 Standardized | Gold | $948.43 | $2,500 | $8,700 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $996.46 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,002.55 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,013.67 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $1,042.96 | $2,500 | $8,700 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,051.41 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,068.62 | $0 | $10,150 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,069.85 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,078.10 | $950 | $9,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,087.05 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,095.31 | $950 | $9,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Silver | $1,197.91 | $3,300 | $11,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6400 Standardized | Silver | $1,198.20 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3700 HSA Eligible | Silver | $1,223.81 | $3,700 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Gold | $1,250.91 | $1,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2500 Standardized | Gold | $1,307.52 | $2,500 | $8,700 |
Questions about 2027 plans in Livingston County
- How many ACA plans are available in Livingston County for 2027?
- Livingston County, Louisiana has 45 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Livingston County?
- The 2027 benchmark (second-lowest-cost silver) premium in Livingston County is $727 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Livingston County?
- The cheapest 2027 plan in Livingston County is Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible from HMO Louisiana, a Bronze plan at $478 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Louisiana
- HMO Louisiana — all 2027 HMO Louisiana plans in Louisiana
- AmeriHealth Caritas Next — all 2027 AmeriHealth Caritas Next plans in Louisiana
- Blue Cross and Blue Shield of Louisiana — all 2027 Blue Cross and Blue Shield of Louisiana plans in Louisiana
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.