2027 ACA marketplace plans in Saint James County, Louisiana
Updated with 2027 plan data from HealthCare.gov.
Saint James County, Louisiana has 42 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $537 to $1,281 and a benchmark (second-lowest-cost silver) plan at $756 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| HMO Louisiana | Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $537.17 | $9,900 | $12,000 |
| HMO Louisiana | Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $549.72 | $6,500 | $12,000 |
| HMO Louisiana | Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible | Bronze | $553.44 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $562.89 | $12,000 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $588.65 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $597.39 | $4,500 | $12,000 |
| HMO Louisiana | Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $598.31 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $705.36 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $721.43 | $7,500 | $12,000 |
| HMO Louisiana | Blue Connect 80/60 $3400 with 2 $0 PCP Virtual Visits (N) | Silver | $734.52 | $3,400 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard+ (Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $738.12 | $7,500 | $12,000 |
| HMO Louisiana | Blue Connect Copay (PCP) 60/40 $6400 Standardized (N) | Silver | $755.66 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, No Referrals) | Bronze | $768.25 | $0 | $11,400 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual UC, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $784.95 | $0 | $11,400 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | Bronze | $790.28 | $6,700 | $12,000 |
| HMO Louisiana | Blue POS 80/60 $3400 with 2 $0 PCP Virtual Visits | Silver | $794.07 | $3,400 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential 70 + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $795.87 | $5,000 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $807.56 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $808.60 | $1,000 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 60/40 $6400 Standardized | Silver | $816.92 | $6,400 | $10,300 |
| HMO Louisiana | Blue Connect Copay (PCP) 75/55 $2500 Standardized (N) | Gold | $821.45 | $2,500 | $8,700 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $832.49 | $2,500 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | Bronze | $846.89 | $7,500 | $12,000 |
| HMO Louisiana | Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | Gold | $865.32 | $1,000 | $10,000 |
| HMO Louisiana | Blue POS Copay (PCP) 75/55 $2500 Standardized | Gold | $888.04 | $2,500 | $8,700 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $901.18 | $0 | $9,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 60/40 $6100 HSA Eligible | Bronze | $927.18 | $6,100 | $8,700 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $966.97 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $972.88 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $983.67 | $4,000 | $12,000 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $1,012.09 | $2,500 | $8,700 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,020.29 | $0 | $10,150 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,036.99 | $0 | $10,150 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,038.18 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,046.19 | $950 | $9,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,054.88 | $0 | $9,250 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual UC, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,062.89 | $950 | $9,600 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | Silver | $1,173.40 | $3,300 | $11,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 60/40 $6400 Standardized | Silver | $1,173.69 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Louisiana | Blue Saver 90/70 $3700 HSA Eligible | Silver | $1,198.76 | $3,700 | $8,700 |
| Blue Cross and Blue Shield of Louisiana | Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | Gold | $1,225.31 | $1,500 | $10,000 |
| Blue Cross and Blue Shield of Louisiana | Blue Max Copay (PCP) 75/55 $2500 Standardized | Gold | $1,280.77 | $2,500 | $8,700 |
Questions about 2027 plans in Saint James County
- How many ACA plans are available in Saint James County for 2027?
- Saint James County, Louisiana has 42 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Saint James County?
- The 2027 benchmark (second-lowest-cost silver) premium in Saint James County is $756 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Saint James County?
- The cheapest 2027 plan in Saint James County is Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible from HMO Louisiana, a Bronze plan at $537 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Louisiana
- HMO Louisiana — all 2027 HMO Louisiana plans in Louisiana
- AmeriHealth Caritas Next — all 2027 AmeriHealth Caritas Next plans in Louisiana
- Blue Cross and Blue Shield of Louisiana — all 2027 Blue Cross and Blue Shield of Louisiana plans in Louisiana
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.