2027 ACA marketplace plans in Alger County, Michigan
Updated with 2027 plan data from HealthCare.gov.
Alger County, Michigan has 15 ACA marketplace plans from 2 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $610 to $1,288 and a benchmark (second-lowest-cost silver) plan at $1,034 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $610.23 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $617.98 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $640.80 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $700.27 | $11,000 | $11,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $747.31 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $765.34 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $863.69 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $869.56 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $923.62 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $951.64 | $0 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $1,034.46 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $1,053.08 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $1,102.84 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $1,133.09 | $1,100 | $9,900 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,288.35 | $0 | $8,200 |
Questions about 2027 plans in Alger County
- How many ACA plans are available in Alger County for 2027?
- Alger County, Michigan has 15 ACA marketplace plans from 2 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Alger County?
- The 2027 benchmark (second-lowest-cost silver) premium in Alger County is $1,034 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Alger County?
- The cheapest 2027 plan in Alger County is Blue Cross® Preferred HMO Bronze Saver HSA from Blue Care Network of Michigan, a Bronze plan at $610 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — all 2027 Blue Cross Blue Shield of Michigan Mutual Insurance Company plans in Michigan
- Blue Care Network of Michigan — all 2027 Blue Care Network of Michigan plans in Michigan
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.