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2027 ACA marketplace plans in Alpena County, Michigan

Updated with 2027 plan data from HealthCare.gov.

Alpena County, Michigan has 34 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $467 to $1,141 and a benchmark (second-lowest-cost silver) plan at $741 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.

2027 plan table

IssuerPlanMetalAge 40DeductibleMOOP
Priority HealthMyPriority Essential BronzeBronze$467.08$9,000$12,000
Priority HealthMyPriority Standard BronzeBronze$496.02$7,500$12,000
Priority HealthMyPriority Value BronzeBronze$502.98$10,500$10,500
Blue Care Network of MichiganBlue Cross® Preferred HMO Bronze Saver HSABronze$516.84$11,000$11,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Bronze Standard HSABronze$523.38$7,500$12,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Bronze Plus HSABronze$542.72$3,800$12,000
McLaren Health Plan CommunityMHP BronzeBronze$544.06$8,250$10,150
McLaren Health Plan CommunityMHP Expanded Bronze StandardBronze$564.28$7,500$12,000
McLaren Health Plan CommunityMHP Bronze Saver (Expanded)Bronze$588.54$8,500$8,500
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Bronze Saver HSABronze$619.95$11,000$11,000
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Bronze Plus HSABronze$661.60$3,800$12,000
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Bronze Standard HSABronze$677.56$7,500$12,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Gold SaverGold$731.49$1,100$9,900
Blue Care Network of MichiganBlue Cross® Preferred HMO Silver SaverSilver$732.29$5,000$9,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Gold StandardGold$736.46$2,500$8,600
Priority HealthMyPriority Premier SilverSilver$740.88$5,500$10,500
Priority HealthMyPriority Balanced SilverSilver$762.45$4,000$9,000
McLaren Health Plan CommunityMHP Silver Exchange RewardsSilver$770.33$2,000$9,000
Priority HealthMyPriority Standard SilverSilver$776.63$6,400$10,300
Blue Care Network of MichiganBlue Cross® Preferred HMO Silver StandardSilver$782.25$6,400$10,300
McLaren Health Plan CommunityMHP Gold StandardGold$786.33$2,500$8,600
McLaren Health Plan CommunityMHP GoldGold$787.97$2,100$8,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Gold PlusGold$805.98$0$8,200
McLaren Health Plan CommunityMHP Silver StandardSilver$810.49$6,400$10,300
McLaren Health Plan CommunityMHP Silver ExchangeSilver$815.84$4,250$10,150
Blue Care Network of MichiganBlue Cross® Preferred HMO Silver PlusSilver$829.42$6,800$11,700
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Silver StandardSilver$915.81$6,400$10,300
Priority HealthMyPriority Standard GoldGold$928.08$2,500$8,600
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Silver Plus Silver$932.30$6,800$11,700
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Silver Saver Silver$957.94$5,000$9,000
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Gold StandardGold$976.35$2,500$8,600
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Gold Saver Gold$1,003.13$1,100$9,900
Priority HealthMyPriority Enhanced GoldGold$1,036.56$0$9,200
Blue Cross Blue Shield of Michigan Mutual Insurance Company Blue Cross® Premier PPO Gold Plus Gold$1,140.58$0$8,200

Questions about 2027 plans in Alpena County

How many ACA plans are available in Alpena County for 2027?
Alpena County, Michigan has 34 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
What is the 2027 benchmark (second-lowest-cost silver) premium in Alpena County?
The 2027 benchmark (second-lowest-cost silver) premium in Alpena County is $741 per month for a 40-year-old before tax credits.
What is the cheapest 2027 plan in Alpena County?
The cheapest 2027 plan in Alpena County is MyPriority Essential Bronze from Priority Health, a Bronze plan at $467 per month for a 40-year-old before tax credits.
When is Open Enrollment for 2027 coverage?
In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
How do I get help choosing or enrolling?
For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.

Insurers in this county

Sources

  • HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.

See 2026 plans for Alpena County →