2027 ACA marketplace plans in Bay County, Michigan
Updated with 2027 plan data from HealthCare.gov.
Bay County, Michigan has 55 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $452 to $1,072 and a benchmark (second-lowest-cost silver) plan at $580 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $451.85 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $457.18 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Plus HSA | Bronze | $474.07 | $3,800 | $12,000 |
| Priority Health | MyPriority Essential Bronze | Bronze | $482.93 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $484.39 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $490.53 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $491.66 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $507.24 | $7,500 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $512.86 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $520.06 | $10,500 | $10,500 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $520.15 | $7,950 | $7,950 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $535.96 | $8,250 | $10,150 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $536.64 | $7,950 | $7,950 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $539.33 | $11,000 | $11,000 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $555.88 | $7,500 | $12,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $560.48 | $4,700 | $11,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $575.56 | $3,800 | $12,000 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $579.77 | $8,500 | $8,500 |
| Ambetter from Meridian | Signature Silver | Silver | $580.20 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $589.45 | $7,500 | $12,000 |
| Ambetter from Meridian | Elite Silver | Silver | $591.16 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $598.59 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $609.89 | $0 | $10,300 |
| Ambetter from Meridian | Signature Gold | Gold | $625.73 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $639.35 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $643.31 | $2,500 | $8,600 |
| Ambetter from Meridian | Apex Gold | Gold | $644.42 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $645.56 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $646.43 | $5,000 | $9,000 |
| Ambetter from Meridian | Everyday Gold | Gold | $651.29 | $800 | $7,250 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $664.84 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $671.93 | $800 | $7,250 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $683.30 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $685.57 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $690.24 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $704.42 | $0 | $8,200 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Plus | Silver | $709.43 | $6,800 | $11,700 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $733.15 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $755.39 | $0 | $8,200 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $758.86 | $2,000 | $9,000 |
| Priority Health | MyPriority Premier Silver | Silver | $766.02 | $5,500 | $10,500 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $774.62 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $776.24 | $2,100 | $8,000 |
| Priority Health | MyPriority Balanced Silver | Silver | $788.35 | $4,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $796.72 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $798.42 | $6,400 | $10,300 |
| Priority Health | MyPriority Standard Silver | Silver | $802.98 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $803.70 | $4,250 | $10,150 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $811.07 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $833.37 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $849.38 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $872.68 | $1,100 | $9,900 |
| Priority Health | MyPriority Standard Gold | Gold | $959.59 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $992.26 | $0 | $8,200 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,071.74 | $0 | $9,200 |
Questions about 2027 plans in Bay County
- How many ACA plans are available in Bay County for 2027?
- Bay County, Michigan has 55 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Bay County?
- The 2027 benchmark (second-lowest-cost silver) premium in Bay County is $580 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Bay County?
- The cheapest 2027 plan in Bay County is Blue Cross® Select HMO Bronze Saver HSA from Blue Care Network of Michigan, a Bronze plan at $452 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Care Network of Michigan — all 2027 Blue Care Network of Michigan plans in Michigan
- Ambetter from Meridian — all 2027 Ambetter from Meridian plans in Michigan
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — all 2027 Blue Cross Blue Shield of Michigan Mutual Insurance Company plans in Michigan
- McLaren Health Plan Community — all 2027 McLaren Health Plan Community plans in Michigan
- Priority Health — all 2027 Priority Health plans in Michigan
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.