2027 ACA marketplace plans in Monroe County, Michigan
Updated with 2027 plan data from HealthCare.gov.
Monroe County, Michigan has 64 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $449 to $1,102 and a benchmark (second-lowest-cost silver) plan at $593 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 3, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) | Bronze | $449.12 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) | Bronze | $460.04 | $11,750 | $11,750 |
| Priority Health | MyPriority Essential Bronze | Bronze | $465.82 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $466.59 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $472.08 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) | Bronze | $476.81 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $480.68 | $11,750 | $11,750 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Plus HSA | Bronze | $489.53 | $3,800 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $494.69 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $500.18 | $11,000 | $11,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $501.63 | $10,500 | $10,500 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $502.12 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $506.52 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $518.03 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) | Bronze | $518.33 | $0 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $531.22 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $538.97 | $0 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $548.05 | $7,950 | $7,950 |
| Ambetter from Meridian | Streamlined Silver | Silver | $572.40 | $4,700 | $11,300 |
| Ambetter from Meridian | Signature Silver | Silver | $592.55 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $598.99 | $11,000 | $11,000 |
| Ambetter from Meridian | Elite Silver | Silver | $603.73 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $611.32 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $622.86 | $0 | $10,300 |
| Ambetter from Meridian | Signature Gold | Gold | $639.04 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $639.23 | $3,800 | $12,000 |
| UnitedHealthcare | UHC Silver Value- (Virtual Urgent Care, No Referrals) | Silver | $654.30 | $4,000 | $10,800 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $654.64 | $7,500 | $12,000 |
| Ambetter from Meridian | Apex Gold | Gold | $658.13 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $659.29 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $660.18 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $664.28 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $665.14 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Value (Virtual Urgent Care, No Referrals) | Silver | $665.79 | $4,000 | $10,800 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $667.50 | $5,000 | $9,000 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, No Referrals) | Silver | $667.97 | $6,400 | $10,300 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $678.98 | $1,500 | $8,350 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Silver | $680.21 | $0 | $12,000 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $686.22 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $686.43 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, No Referrals) | Gold | $699.87 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $700.85 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $705.57 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $707.91 | $1,100 | $9,900 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Gold | $709.37 | $1,500 | $8,800 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $712.74 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $727.39 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $730.01 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Gold | $730.22 | $0 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Plus | Silver | $732.55 | $6,800 | $11,700 |
| Priority Health | MyPriority Premier Silver | Silver | $738.89 | $5,500 | $10,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $750.86 | $0 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $757.04 | $6,400 | $10,300 |
| Priority Health | MyPriority Balanced Silver | Silver | $760.41 | $4,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $774.53 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $780.01 | $0 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $884.85 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $900.77 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $925.54 | $5,000 | $9,000 |
| Priority Health | MyPriority Standard Gold | Gold | $925.59 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $943.33 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $969.20 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,033.76 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,102.01 | $0 | $8,200 |
Questions about 2027 plans in Monroe County
- How many ACA plans are available in Monroe County for 2027?
- Monroe County, Michigan has 64 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Monroe County?
- The 2027 benchmark (second-lowest-cost silver) premium in Monroe County is $593 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Monroe County?
- The cheapest 2027 plan in Monroe County is UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) from UnitedHealthcare, a Bronze plan at $449 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Care Network of Michigan — all 2027 Blue Care Network of Michigan plans in Michigan
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Michigan
- Ambetter from Meridian — all 2027 Ambetter from Meridian plans in Michigan
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — all 2027 Blue Cross Blue Shield of Michigan Mutual Insurance Company plans in Michigan
- Priority Health — all 2027 Priority Health plans in Michigan
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.