2027 ACA marketplace plans in Oakland County, Michigan
Updated with 2027 plan data from HealthCare.gov.
Oakland County, Michigan has 78 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $399 to $1,094 and a benchmark (second-lowest-cost silver) plan at $529 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Priority Health | MyPriority Essential Bronze Southeast Michigan Network | Bronze | $398.74 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Bronze Saver HSA | Bronze | $411.11 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Bronze Standard HSA | Bronze | $416.31 | $7,500 | $12,000 |
| Priority Health | MyPriority Standard Bronze - Southeast Michigan Network | Bronze | $423.44 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze Southeast Michigan Network | Bronze | $429.38 | $10,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Bronze Plus HSA | Bronze | $431.70 | $3,800 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) | Bronze | $442.20 | $11,750 | $11,750 |
| Priority Health | MyPriority Essential Bronze | Bronze | $444.03 | $9,000 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $448.49 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) | Bronze | $452.95 | $11,750 | $11,750 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $461.97 | $11,000 | $11,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $462.70 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $467.42 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) | Bronze | $469.46 | $7,500 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $471.54 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $473.27 | $11,750 | $11,750 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $474.48 | $7,950 | $7,950 |
| Priority Health | MyPriority Value Bronze | Bronze | $478.15 | $10,500 | $10,500 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $489.52 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) | Bronze | $510.34 | $0 | $12,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $511.26 | $4,700 | $11,300 |
| Ambetter from Meridian | Signature Silver | Silver | $529.26 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $530.66 | $0 | $12,000 |
| Ambetter from Meridian | Elite Silver | Silver | $539.25 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $546.03 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $554.36 | $8,250 | $10,150 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $556.34 | $0 | $10,300 |
| Ambetter from Meridian | Signature Gold | Gold | $570.78 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $574.96 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Gold Saver | Gold | $581.82 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Silver Saver | Silver | $585.63 | $5,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Gold Standard | Gold | $585.78 | $2,500 | $8,600 |
| Ambetter from Meridian | Apex Gold | Gold | $587.83 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $588.87 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $594.10 | $800 | $7,250 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $594.60 | $11,000 | $11,000 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $599.67 | $8,500 | $8,500 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $606.46 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $612.92 | $800 | $7,250 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Silver Standard | Silver | $622.19 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $634.54 | $3,800 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Gold Plus | Gold | $641.08 | $0 | $8,200 |
| UnitedHealthcare | UHC Silver Value- (Virtual Urgent Care, No Referrals) | Silver | $644.22 | $4,000 | $10,800 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $649.85 | $7,500 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $653.66 | $1,100 | $9,900 |
| UnitedHealthcare | UHC Silver Value (Virtual Urgent Care, No Referrals) | Silver | $655.54 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, No Referrals) | Silver | $657.67 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $657.71 | $2,500 | $8,600 |
| Blue Care Network of Michigan | Blue Cross® Local HMO Silver Plus | Silver | $660.25 | $6,800 | $11,700 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $660.90 | $5,000 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Silver | $669.73 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $675.86 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, No Referrals) | Gold | $689.08 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $690.05 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Gold | $698.44 | $1,500 | $8,800 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $698.59 | $6,400 | $10,300 |
| Priority Health | MyPriority Premier Silver | Silver | $704.31 | $5,500 | $10,500 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $718.76 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Gold | $718.97 | $0 | $8,500 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $720.19 | $0 | $8,200 |
| Priority Health | MyPriority Balanced Silver | Silver | $724.82 | $4,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $738.29 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $739.29 | $0 | $8,500 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $784.90 | $2,000 | $9,000 |
| Priority Health | MyPriority Standard Gold Southeast Michigan Network | Gold | $792.28 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $801.21 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $802.89 | $2,100 | $8,000 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $825.83 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $831.28 | $4,250 | $10,150 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $878.37 | $6,400 | $10,300 |
| Priority Health | MyPriority Standard Gold | Gold | $882.27 | $2,500 | $8,600 |
| Priority Health | MyPriority Enhanced Gold Southeast Michigan Network | Gold | $884.87 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $894.18 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $918.77 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $936.43 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $962.10 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $985.39 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,093.94 | $0 | $8,200 |
Questions about 2027 plans in Oakland County
- How many ACA plans are available in Oakland County for 2027?
- Oakland County, Michigan has 78 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Oakland County?
- The 2027 benchmark (second-lowest-cost silver) premium in Oakland County is $529 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Oakland County?
- The cheapest 2027 plan in Oakland County is MyPriority Essential Bronze Southeast Michigan Network from Priority Health, a Bronze plan at $399 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Care Network of Michigan — all 2027 Blue Care Network of Michigan plans in Michigan
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Michigan
- Ambetter from Meridian — all 2027 Ambetter from Meridian plans in Michigan
- Priority Health — all 2027 Priority Health plans in Michigan
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — all 2027 Blue Cross Blue Shield of Michigan Mutual Insurance Company plans in Michigan
- McLaren Health Plan Community — all 2027 McLaren Health Plan Community plans in Michigan
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.