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2027 ACA marketplace plans in Oceana County, Michigan

Updated with 2027 plan data from HealthCare.gov.

Oceana County, Michigan has 41 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $409 to $1,077 and a benchmark (second-lowest-cost silver) plan at $530 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.

2027 plan table

IssuerPlanMetalAge 40DeductibleMOOP
Oscar Insurance CompanyBronze Classic 4700Bronze$409.05$4,700$12,000
Oscar Insurance CompanyBronze Classic StandardBronze$413.86$7,500$12,000
Oscar Insurance CompanyBronze Elite + PCP Saver PlusBronze$427.96$0$12,000
Priority HealthMyPriority Essential BronzeBronze$485.35$9,000$12,000
Priority HealthMyPriority Standard BronzeBronze$515.43$7,500$12,000
Priority HealthMyPriority Value BronzeBronze$522.66$10,500$10,500
Oscar Insurance CompanySilver Classic StandardSilver$525.54$6,400$10,300
Oscar Insurance CompanySilver Simple PCP SaverSilver$529.82$5,750$10,000
Oscar Insurance CompanySilver Core PlanSilver$532.77$9,000$10,300
Oscar Insurance CompanyGold Classic StandardGold$552.90$2,500$8,600
Oscar Insurance CompanyGold Elite Saver PlusGold$554.48$0$11,750
Oscar Insurance CompanyGold SimpleGold$556.14$2,750$10,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Bronze Saver HSABronze$566.79$11,000$11,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Bronze Standard HSABronze$573.98$7,500$12,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Bronze Plus HSABronze$595.19$3,800$12,000
Ambetter from MeridianSignature Expanded BronzeBronze$635.79$7,500$12,000
Ambetter from MeridianSignature Expanded Bronze + Vision + Adult DentalBronze$655.94$7,500$12,000
Ambetter from MeridianChoice Bronze HSABronze$672.64$7,950$7,950
Ambetter from MeridianChoice Bronze HSA + Vision + Adult DentalBronze$693.95$7,950$7,950
Ambetter from MeridianStreamlined SilverSilver$724.78$4,700$11,300
Ambetter from MeridianSignature SilverSilver$750.29$6,400$10,300
Ambetter from MeridianElite SilverSilver$764.45$0$10,300
Priority HealthMyPriority Premier SilverSilver$769.85$5,500$10,500
Ambetter from MeridianSignature Silver + Vision + Adult DentalSilver$774.07$6,400$10,300
Ambetter from MeridianElite Silver + Vision + Adult DentalSilver$788.68$0$10,300
Priority HealthMyPriority Balanced SilverSilver$792.28$4,000$9,000
Blue Care Network of MichiganBlue Cross® Preferred HMO Gold SaverGold$802.20$1,100$9,900
Blue Care Network of MichiganBlue Cross® Preferred HMO Silver SaverSilver$803.08$5,000$9,000
Priority HealthMyPriority Standard SilverSilver$807.01$6,400$10,300
Blue Care Network of MichiganBlue Cross® Preferred HMO Gold StandardGold$807.66$2,500$8,600
Ambetter from MeridianSignature GoldGold$809.16$2,500$8,600
Ambetter from MeridianApex GoldGold$833.33$1,500$8,350
Ambetter from MeridianSignature Gold + Vision + Adult DentalGold$834.81$2,500$8,600
Ambetter from MeridianEveryday GoldGold$842.21$800$7,250
Blue Care Network of MichiganBlue Cross® Preferred HMO Silver StandardSilver$857.87$6,400$10,300
Ambetter from MeridianApex Gold + Vision + Adult DentalGold$859.74$1,500$8,350
Ambetter from MeridianEveryday Gold + Vision + Adult DentalGold$868.90$800$7,250
Blue Care Network of MichiganBlue Cross® Preferred HMO Gold PlusGold$883.89$0$8,200
Blue Care Network of MichiganBlue Cross® Preferred HMO Silver PlusSilver$909.59$6,800$11,700
Priority HealthMyPriority Standard GoldGold$964.39$2,500$8,600
Priority HealthMyPriority Enhanced GoldGold$1,077.10$0$9,200

Questions about 2027 plans in Oceana County

How many ACA plans are available in Oceana County for 2027?
Oceana County, Michigan has 41 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
What is the 2027 benchmark (second-lowest-cost silver) premium in Oceana County?
The 2027 benchmark (second-lowest-cost silver) premium in Oceana County is $530 per month for a 40-year-old before tax credits.
What is the cheapest 2027 plan in Oceana County?
The cheapest 2027 plan in Oceana County is Bronze Classic 4700 from Oscar Insurance Company, a Bronze plan at $409 per month for a 40-year-old before tax credits.
When is Open Enrollment for 2027 coverage?
In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
How do I get help choosing or enrolling?
For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.

Insurers in this county

Sources

  • HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.

See 2026 plans for Oceana County →