2027 ACA marketplace plans in Saint Clair County, Michigan
Updated with 2027 plan data from HealthCare.gov.
Saint Clair County, Michigan has 72 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $456 to $1,044 and a benchmark (second-lowest-cost silver) plan at $548 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) | Bronze | $455.93 | $11,750 | $11,750 |
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $464.39 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, No Referrals) | Bronze | $467.02 | $11,750 | $11,750 |
| Priority Health | MyPriority Essential Bronze | Bronze | $470.32 | $9,000 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Saver HSA | Bronze | $472.71 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Standard HSA | Bronze | $478.28 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $479.11 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, No Referrals) | Bronze | $484.05 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $487.98 | $11,750 | $11,750 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $491.30 | $7,950 | $7,950 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Bronze Plus HSA | Bronze | $495.95 | $3,800 | $12,000 |
| Priority Health | MyPriority Standard Bronze | Bronze | $499.47 | $7,500 | $12,000 |
| Priority Health | MyPriority Value Bronze | Bronze | $506.47 | $10,500 | $10,500 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $506.75 | $11,000 | $11,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $506.87 | $7,950 | $7,950 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $512.13 | $8,250 | $10,150 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $513.17 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $525.27 | $11,000 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, No Referrals) | Bronze | $526.20 | $0 | $12,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $529.39 | $4,700 | $11,300 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $531.16 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Dental + Vision, No Referrals) | Bronze | $547.15 | $0 | $12,000 |
| Ambetter from Meridian | Signature Silver | Silver | $548.02 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $554.00 | $8,500 | $8,500 |
| Ambetter from Meridian | Elite Silver | Silver | $558.37 | $0 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $560.57 | $3,800 | $12,000 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $565.39 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $574.09 | $7,500 | $12,000 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $576.06 | $0 | $10,300 |
| Ambetter from Meridian | Signature Gold | Gold | $591.02 | $2,500 | $8,600 |
| Ambetter from Meridian | Apex Gold | Gold | $608.68 | $1,500 | $8,350 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $609.75 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $615.16 | $800 | $7,250 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $627.97 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $634.66 | $800 | $7,250 |
| UnitedHealthcare | UHC Silver Value- (Virtual Urgent Care, No Referrals) | Silver | $664.24 | $4,000 | $10,800 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Saver | Gold | $668.85 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Standard | Gold | $672.99 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Value (Virtual Urgent Care, No Referrals) | Silver | $675.90 | $4,000 | $10,800 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Saver | Silver | $676.27 | $5,000 | $9,000 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, No Referrals) | Silver | $678.11 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, No Referrals) | Silver | $690.54 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Value+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $696.85 | $4,000 | $10,800 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, No Referrals) | Gold | $710.49 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Silver | $711.49 | $0 | $12,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Standard | Silver | $714.84 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $717.21 | $1,100 | $9,900 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, No Referrals) | Gold | $720.14 | $1,500 | $8,800 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $722.10 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $725.12 | $2,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Gold Plus | Gold | $736.93 | $0 | $8,200 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $740.18 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $741.09 | $1,500 | $8,800 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) | Gold | $741.31 | $0 | $8,500 |
| McLaren Health Plan Community | MHP Gold | Gold | $741.73 | $2,100 | $8,000 |
| Blue Care Network of Michigan | Blue Cross® Select HMO Silver Plus | Silver | $742.17 | $6,800 | $11,700 |
| Priority Health | MyPriority Premier Silver | Silver | $746.02 | $5,500 | $10,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Dental + Vision, No Referrals) | Gold | $762.26 | $0 | $8,500 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $762.93 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $766.98 | $6,400 | $10,300 |
| Priority Health | MyPriority Balanced Silver | Silver | $767.75 | $4,000 | $9,000 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $767.96 | $4,250 | $10,150 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $775.96 | $6,400 | $10,300 |
| Priority Health | MyPriority Standard Silver | Silver | $782.01 | $6,400 | $10,300 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $789.93 | $6,800 | $11,700 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $790.25 | $0 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $811.65 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $827.25 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $849.93 | $1,100 | $9,900 |
| Priority Health | MyPriority Standard Gold | Gold | $934.52 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $966.40 | $0 | $8,200 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,043.74 | $0 | $9,200 |
Questions about 2027 plans in Saint Clair County
- How many ACA plans are available in Saint Clair County for 2027?
- Saint Clair County, Michigan has 72 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Saint Clair County?
- The 2027 benchmark (second-lowest-cost silver) premium in Saint Clair County is $548 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Saint Clair County?
- The cheapest 2027 plan in Saint Clair County is UHC Bronze Essential- (Virtual Urgent Care, HSA, No Referrals) from UnitedHealthcare, a Bronze plan at $456 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Care Network of Michigan — all 2027 Blue Care Network of Michigan plans in Michigan
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Michigan
- Ambetter from Meridian — all 2027 Ambetter from Meridian plans in Michigan
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — all 2027 Blue Cross Blue Shield of Michigan Mutual Insurance Company plans in Michigan
- McLaren Health Plan Community — all 2027 McLaren Health Plan Community plans in Michigan
- Priority Health — all 2027 Priority Health plans in Michigan
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.