2027 ACA marketplace plans in Saint Joseph County, Michigan
Updated with 2027 plan data from HealthCare.gov.
Saint Joseph County, Michigan has 49 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $493 to $1,212 and a benchmark (second-lowest-cost silver) plan at $582 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter from Meridian | Signature Expanded Bronze | Bronze | $493.28 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $508.91 | $7,500 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA | Bronze | $521.87 | $7,950 | $7,950 |
| Priority Health | MyPriority Essential Bronze | Bronze | $524.45 | $9,000 | $12,000 |
| Ambetter from Meridian | Choice Bronze HSA + Vision + Adult Dental | Bronze | $538.41 | $7,950 | $7,950 |
| Priority Health | MyPriority Standard Bronze | Bronze | $556.95 | $7,500 | $12,000 |
| Ambetter from Meridian | Streamlined Silver | Silver | $562.33 | $4,700 | $11,300 |
| Priority Health | MyPriority Value Bronze | Bronze | $564.77 | $10,500 | $10,500 |
| Ambetter from Meridian | Signature Silver | Silver | $582.12 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver | Silver | $593.11 | $0 | $10,300 |
| Ambetter from Meridian | Signature Silver + Vision + Adult Dental | Silver | $600.57 | $6,400 | $10,300 |
| Ambetter from Meridian | Elite Silver + Vision + Adult Dental | Silver | $611.90 | $0 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Saver HSA | Bronze | $616.25 | $11,000 | $11,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Standard HSA | Bronze | $624.06 | $7,500 | $12,000 |
| Ambetter from Meridian | Signature Gold | Gold | $627.80 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Bronze | Bronze | $633.53 | $8,250 | $10,150 |
| Ambetter from Meridian | Apex Gold | Gold | $646.55 | $1,500 | $8,350 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Bronze Plus HSA | Bronze | $647.12 | $3,800 | $12,000 |
| Ambetter from Meridian | Signature Gold + Vision + Adult Dental | Gold | $647.69 | $2,500 | $8,600 |
| Ambetter from Meridian | Everyday Gold | Gold | $653.44 | $800 | $7,250 |
| McLaren Health Plan Community | MHP Expanded Bronze Standard | Bronze | $657.07 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Saver HSA | Bronze | $658.69 | $11,000 | $11,000 |
| Ambetter from Meridian | Apex Gold + Vision + Adult Dental | Gold | $667.04 | $1,500 | $8,350 |
| Ambetter from Meridian | Everyday Gold + Vision + Adult Dental | Gold | $674.14 | $800 | $7,250 |
| McLaren Health Plan Community | MHP Bronze Saver (Expanded) | Bronze | $685.32 | $8,500 | $8,500 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Plus HSA | Bronze | $702.95 | $3,800 | $12,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Bronze Standard HSA | Bronze | $719.90 | $7,500 | $12,000 |
| Priority Health | MyPriority Premier Silver | Silver | $831.89 | $5,500 | $10,500 |
| Priority Health | MyPriority Balanced Silver | Silver | $856.12 | $4,000 | $9,000 |
| Priority Health | MyPriority Standard Silver | Silver | $872.02 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Saver | Gold | $872.18 | $1,100 | $9,900 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Saver | Silver | $873.14 | $5,000 | $9,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Standard | Gold | $878.13 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Silver Exchange Rewards | Silver | $897.00 | $2,000 | $9,000 |
| McLaren Health Plan Community | MHP Gold Standard | Gold | $915.64 | $2,500 | $8,600 |
| McLaren Health Plan Community | MHP Gold | Gold | $917.55 | $2,100 | $8,000 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Standard | Silver | $932.71 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Standard | Silver | $943.77 | $6,400 | $10,300 |
| McLaren Health Plan Community | MHP Silver Exchange | Silver | $950.00 | $4,250 | $10,150 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Gold Plus | Gold | $961.02 | $0 | $8,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Standard | Silver | $973.06 | $6,400 | $10,300 |
| Blue Care Network of Michigan | Blue Cross® Preferred HMO Silver Plus | Silver | $988.95 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Plus | Silver | $990.57 | $6,800 | $11,700 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Silver Saver | Silver | $1,017.81 | $5,000 | $9,000 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Standard | Gold | $1,037.38 | $2,500 | $8,600 |
| Priority Health | MyPriority Standard Gold | Gold | $1,042.09 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Saver | Gold | $1,065.83 | $1,100 | $9,900 |
| Priority Health | MyPriority Enhanced Gold | Gold | $1,163.89 | $0 | $9,200 |
| Blue Cross Blue Shield of Michigan Mutual Insurance Company | Blue Cross® Premier PPO Gold Plus | Gold | $1,211.86 | $0 | $8,200 |
Questions about 2027 plans in Saint Joseph County
- How many ACA plans are available in Saint Joseph County for 2027?
- Saint Joseph County, Michigan has 49 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Saint Joseph County?
- The 2027 benchmark (second-lowest-cost silver) premium in Saint Joseph County is $582 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Saint Joseph County?
- The cheapest 2027 plan in Saint Joseph County is Signature Expanded Bronze from Ambetter from Meridian, a Bronze plan at $493 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter from Meridian — all 2027 Ambetter from Meridian plans in Michigan
- Blue Care Network of Michigan — all 2027 Blue Care Network of Michigan plans in Michigan
- Blue Cross Blue Shield of Michigan Mutual Insurance Company — all 2027 Blue Cross Blue Shield of Michigan Mutual Insurance Company plans in Michigan
- McLaren Health Plan Community — all 2027 McLaren Health Plan Community plans in Michigan
- Priority Health — all 2027 Priority Health plans in Michigan
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.