2027 ACA marketplace plans in Grand Forks County, North Dakota
Updated with 2027 plan data from HealthCare.gov.
Grand Forks County, North Dakota has 25 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $476 to $886 and a benchmark (second-lowest-cost silver) plan at $642 per month, before any premium tax credit, per HealthCare.gov plan data.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronze | $475.73 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronze | $481.16 | $6,500 | $11,500 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Bronze | $501.56 | $8,000 | $8,000 |
| Blue Cross Blue Shield of North Dakota | BlueCare Bronze HSA Eligible $50 PCP Copay | Bronze | $523.97 | $6,000 | $12,000 |
| Medica | Medica Individual Choice Bronze Share | Bronze | $528.28 | $8,000 | $12,000 |
| Blue Cross Blue Shield of North Dakota | BlueValue Bronze HSA Eligible $50 PCP Copay | Bronze | $530.84 | $7,500 | $12,000 |
| Medica | Medica Individual Choice Bronze Standard | Bronze | $562.31 | $7,500 | $12,000 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Bronze 100 HSA Eligible $8100 Deductible | Bronze | $566.91 | $8,100 | $8,100 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $629.07 | $6,400 | $10,300 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Altru Gold | Gold | $634.17 | $2,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $642.13 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $659.55 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $660.62 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $663.22 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | DakotaBlue Altru Silver | Silver | $720.70 | $3,500 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Gold 90 HSA Eligible $2600 Deductible | Gold | $746.03 | $2,600 | $4,300 |
| Blue Cross Blue Shield of North Dakota | BlueValue Gold $30 PCP Copay Standardized plan | Gold | $752.55 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueValue Silver $40 PCP Copay | Silver | $818.62 | $6,400 | $10,300 |
| Medica | Medica Individual Choice Silver Standard | Silver | $857.82 | $6,400 | $10,300 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Silver 80 HSA Eligible $4000 Deductible | Silver | $863.30 | $4,000 | $8,000 |
| Medica | Medica Individual Choice Silver Share | Silver | $876.95 | $3,525 | $9,300 |
| Medica | Medica Individual Choice Gold Share | Gold | $878.65 | $2,600 | $6,000 |
| Medica | Medica Individual Choice Gold Standard | Gold | $879.65 | $2,500 | $8,600 |
| Medica | Medica Individual Choice Gold HSA | Gold | $882.23 | $3,500 | $4,700 |
| Medica | Medica Individual Choice Silver HSA | Silver | $885.75 | $4,200 | $8,700 |
Questions about 2027 plans in Grand Forks County
- How many ACA plans are available in Grand Forks County for 2027?
- Grand Forks County, North Dakota has 25 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Grand Forks County?
- The 2027 benchmark (second-lowest-cost silver) premium in Grand Forks County is $642 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Grand Forks County?
- The cheapest 2027 plan in Grand Forks County is Sanford Individual Simplicity Standardized $7,500 from Sanford Health Plan, a Bronze plan at $476 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.
Insurers in this county
- Blue Cross Blue Shield of North Dakota — all 2027 Blue Cross Blue Shield of North Dakota plans in North Dakota
- Medica — all 2027 Medica plans in North Dakota
- Sanford Health Plan — all 2027 Sanford Health Plan plans in North Dakota
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.