2027 ACA marketplace plans in Wells County, North Dakota
Updated with CMS 2027 plan data.
Wells County, North Dakota has 26 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $433 to $965 and a benchmark (second-lowest-cost silver) plan at $679 per month, before any premium tax credit, per CMS 2027 plan data.
Plan data retrieved November 3, 2026 from the CMS 2027 plan public use files. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross Blue Shield of North Dakota | BlueEssential Catastrophic 100 HSA Eligible $12000 Deductible | Catastrophic | $433.02 | $12,000 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Expanded Bronze | $502.69 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Expanded Bronze | $508.42 | $6,500 | $11,500 |
| Blue Cross Blue Shield of North Dakota | BlueCare Bronze HSA Eligible $50 PCP Copay | Expanded Bronze | $523.97 | $6,000 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Expanded Bronze | $529.98 | $8,000 | $8,000 |
| Blue Cross Blue Shield of North Dakota | BlueValue Bronze HSA Eligible $50 PCP Copay | Expanded Bronze | $530.84 | $7,500 | $12,000 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Bronze 100 HSA Eligible $8100 Deductible | Expanded Bronze | $566.91 | $8,100 | $8,100 |
| Medica | Medica Individual Choice Bronze Share | Bronze | $575.74 | $8,000 | $12,000 |
| Medica | Medica Individual Choice Bronze Standard | Expanded Bronze | $612.83 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $664.71 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $678.51 | $5,000 | $10,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $696.92 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $698.05 | $2,000 | $10,500 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $700.79 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueCare Gold $10 PCP Copay | Gold | $742.54 | $2,000 | $8,000 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Gold 90 HSA Eligible $2600 Deductible | Gold | $746.03 | $2,600 | $4,300 |
| Blue Cross Blue Shield of North Dakota | BlueValue Gold $30 PCP Copay | Gold | $752.55 | $2,500 | $8,600 |
| Blue Cross Blue Shield of North Dakota | BlueValue Silver $40 PCP Copay | Silver | $818.62 | $6,400 | $10,300 |
| Blue Cross Blue Shield of North Dakota | BlueCare Silver $35 PCP Copay | Silver | $846.24 | $3,500 | $10,600 |
| Blue Cross Blue Shield of North Dakota | BlueDirect Silver 80 HSA Eligible $4000 Deductible | Silver | $863.30 | $4,000 | $8,000 |
| Medica | Medica Individual Choice Silver Standard | Silver | $934.89 | $6,400 | $10,300 |
| Medica | Medica Individual Choice Silver Share | Silver | $955.75 | $3,525 | $9,300 |
| Medica | Medica Individual Choice Gold Share | Gold | $957.60 | $2,600 | $6,000 |
| Medica | Medica Individual Choice Gold Standard | Gold | $958.69 | $2,500 | $8,600 |
| Medica | Medica Individual Choice Gold HSA | Gold | $961.50 | $3,500 | $4,700 |
| Medica | Medica Individual Choice Silver HSA | Silver | $965.34 | $4,200 | $8,700 |
Questions about 2027 plans in Wells County
- How many ACA plans are available in Wells County for 2027?
- Wells County, North Dakota has 26 ACA marketplace plans from 3 insurers for 2027, per CMS 2027 plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Wells County?
- The 2027 benchmark (second-lowest-cost silver) premium in Wells County is $679 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Wells County?
- The cheapest 2027 plan in Wells County is BlueEssential Catastrophic 100 HSA Eligible $12000 Deductible from Blue Cross Blue Shield of North Dakota, a Catastrophic plan at $433 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.
Insurers in this county
- Blue Cross Blue Shield of North Dakota — all 2027 Blue Cross Blue Shield of North Dakota plans in North Dakota
- Medica — all 2027 Medica plans in North Dakota
- Sanford Health Plan — all 2027 Sanford Health Plan plans in North Dakota
Sources
- CMS PY2027 Plan Attributes and Rate public use files — plan, premium, deductible and out-of-pocket figures on this page are per CMS 2027 plan data from the Plan Year 2027 Qualified Health Plan public use files published by the Centers for Medicare & Medicaid Services.