2027 ACA marketplace plans in Phelps County, Nebraska
Updated with 2027 plan data from HealthCare.gov.
Phelps County, Nebraska has 60 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $658 to $1,731 and a benchmark (second-lowest-cost silver) plan at $852 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 7000 Blueprint Health w/ Adult Vision | Bronze | $658.41 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA Standard 7500 Blueprint Health | Bronze | $660.26 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Digital First HSA 6500 Blueprint Health | Bronze | $689.36 | $6,500 | $9,000 |
| Ambetter Health | Signature Expanded Bronze | Bronze | $708.41 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA 7000 Premier Select BlueChoice w/ Adult Vision | Bronze | $719.06 | $7,000 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze HSA Standard 7500 Premier Select BlueChoice | Bronze | $721.08 | $7,500 | $12,000 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $723.86 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Bronze Digital First HSA 6500 Premier Select BlueChoice | Bronze | $752.86 | $6,500 | $9,000 |
| Ambetter Health | Choice Bronze HSA | Bronze | $757.79 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $767.07 | $7,500 | $12,000 |
| Ambetter Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | $774.31 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $781.93 | $5,500 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $801.28 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $803.80 | $11,750 | $11,750 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $818.76 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $826.42 | $7,500 | $12,000 |
| Ambetter Health | Streamlined Silver | Silver | $848.65 | $4,700 | $11,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 5000 Blueprint Health | Silver | $851.50 | $5,000 | $11,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6400 Blueprint Health | Silver | $863.78 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $863.98 | $0 | $12,000 |
| Ambetter Health | Signature Silver | Silver | $865.93 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver | Silver | $878.35 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $883.50 | $0 | $12,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Blueprint Health | Silver | $884.48 | $4,000 | $9,100 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $884.81 | $6,400 | $10,300 |
| Ambetter Health | Focused Silver + Vision + Adult Dental | Silver | $897.51 | $6,300 | $9,600 |
| Ambetter Health | Signature Gold | Gold | $905.35 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision | Silver | $913.88 | $5,500 | $6,500 |
| Ambetter Health | Clear Gold | Gold | $917.08 | $1,200 | $9,150 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $925.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver $0 PCP Visit 5000 Premier Select BlueChoice | Silver | $929.94 | $5,000 | $11,000 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2500 Blueprint Health | Gold | $930.01 | $2,500 | $8,600 |
| Ambetter Health | Clear Gold + Vision + Adult Dental | Gold | $937.08 | $1,200 | $9,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver Standard 6400 Premier Select BlueChoice | Silver | $943.35 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health | Gold | $947.79 | $1,500 | $7,500 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $963.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision | Gold | $965.71 | $1,000 | $5,500 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver 4000 Premier Select BlueChoice | Silver | $965.95 | $4,000 | $9,100 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $982.02 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $990.76 | $6,000 | $10,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision | Silver | $998.07 | $5,500 | $6,500 |
| Ambetter Health | Elite Gold | Gold | $1,015.47 | $0 | $8,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold Standard 2500 Premier Select BlueChoice | Gold | $1,015.69 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $1,022.13 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice | Gold | $1,035.10 | $1,500 | $7,500 |
| Ambetter Health | Elite Gold + Vision + Adult Dental | Gold | $1,037.61 | $0 | $8,150 |
| Blue Cross and Blue Shield of Nebraska | HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision | Gold | $1,054.67 | $1,000 | $5,500 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,078.60 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,081.49 | $3,500 | $11,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $1,098.11 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,101.01 | $3,500 | $11,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,102.14 | $0 | $11,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,114.72 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,121.65 | $0 | $11,250 |
| UnitedHealthcare | UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,134.71 | $1,750 | $8,200 |
| UnitedHealthcare | UHC Gold Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,154.24 | $1,750 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,162.99 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,182.50 | $0 | $8,200 |
| Medica | Medica Insure Silver Standard | Silver | $1,645.18 | $6,400 | $10,300 |
| Medica | Medica Insure Gold Standard | Gold | $1,730.55 | $2,500 | $8,600 |
Questions about 2027 plans in Phelps County
- How many ACA plans are available in Phelps County for 2027?
- Phelps County, Nebraska has 60 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Phelps County?
- The 2027 benchmark (second-lowest-cost silver) premium in Phelps County is $852 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Phelps County?
- The cheapest 2027 plan in Phelps County is HeartlandBlue Bronze HSA 7000 Blueprint Health w/ Adult Vision from Blue Cross and Blue Shield of Nebraska, a Bronze plan at $658 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of Nebraska — all 2027 Blue Cross and Blue Shield of Nebraska plans in Nebraska
- Ambetter Health — all 2027 Ambetter Health plans in Nebraska
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Nebraska
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Nebraska
- Medica — all 2027 Medica plans in Nebraska
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.