2027 ACA marketplace plans in Payne County, Oklahoma
Updated with 2027 plan data from HealthCare.gov.
Payne County, Oklahoma has 59 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $609 to $1,096 and a benchmark (second-lowest-cost silver) plan at $693 per month, before any premium tax credit, per HealthCare.gov plan data.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter of Oklahoma | Signature Expanded Bronze | Bronze | $608.77 | $7,500 | $12,000 |
| CommunityCare | CommunityCare DPC Bronze $0 PCP | Bronze | $609.54 | $5,000 | $11,000 |
| CommunityCare | CommunityCare Expanded Bronze Oklahoma Standardized | Bronze | $612.18 | $7,500 | $12,000 |
| CommunityCare | CommunityCare DPC Expanded Bronze Standardized | Bronze | $612.18 | $7,500 | $12,000 |
| CommunityCare | CommunityCare Bronze Prairie | Bronze | $616.89 | $5,000 | $8,300 |
| Ambetter of Oklahoma | Everyday Bronze | Bronze | $618.51 | $9,350 | $11,000 |
| CommunityCare | CommunityCare Bronze Tallgrass | Bronze | $619.39 | $7,800 | $7,800 |
| Ambetter of Oklahoma | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $628.51 | $7,500 | $12,000 |
| Ambetter of Oklahoma | Everyday Bronze + Vision + Adult Dental | Bronze | $638.56 | $9,350 | $11,000 |
| Ambetter of Oklahoma | Elite Bronze | Bronze | $687.37 | $0 | $11,900 |
| Ambetter of Oklahoma | Streamlined Silver | Silver | $688.81 | $4,700 | $11,300 |
| Ambetter of Oklahoma | Signature Silver | Silver | $693.47 | $6,400 | $10,300 |
| Ambetter of Oklahoma | Focused Silver | Silver | $703.56 | $6,300 | $9,600 |
| Ambetter of Oklahoma | Elite Bronze + Vision + Adult Dental | Bronze | $709.66 | $0 | $11,900 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ - Support HSA | Bronze | $711.85 | $8,000 | $12,000 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver $0 Rx Options | Silver | $712.50 | $5,900 | $9,400 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $712.54 | $5,000 | $10,000 |
| Ambetter of Oklahoma | Signature Silver + Vision + Adult Dental | Silver | $715.95 | $6,400 | $10,300 |
| Ambetter of Oklahoma | Focused Silver + Vision + Adult Dental | Silver | $726.37 | $6,300 | $9,600 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $727.40 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Bronze PPO℠ - Standard HSA | Bronze | $730.25 | $7,500 | $12,000 |
| Ambetter of Oklahoma | Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $735.60 | $5,900 | $9,400 |
| Ambetter of Oklahoma | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $735.64 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $742.42 | $7,500 | $12,000 |
| Ambetter of Oklahoma | Signature Gold | Gold | $743.50 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $762.72 | $7,500 | $12,000 |
| CommunityCare | CommunityCare Gold Oklahoma Standardized | Gold | $763.24 | $2,500 | $8,600 |
| CommunityCare | CommunityCare DPC Gold Standardized | Gold | $763.24 | $2,500 | $8,600 |
| CommunityCare | CommunityCare Gold Tallgrass | Gold | $765.49 | $3,800 | $7,500 |
| CommunityCare | CommunityCare Gold Prairie | Gold | $767.35 | $1,100 | $8,500 |
| Ambetter of Oklahoma | Signature Gold + Vision + Adult Dental | Gold | $767.61 | $2,500 | $8,600 |
| CommunityCare | CommunityCare DPC Gold $0 PCP | Gold | $768.43 | $0 | $10,000 |
| CommunityCare | CommunityCare DPC Silver $0 PCP | Silver | $771.49 | $2,500 | $12,000 |
| CommunityCare | CommunityCare Silver Tallgrass | Silver | $774.81 | $7,200 | $9,200 |
| CommunityCare | CommunityCare Silver Oklahoma Standardized | Silver | $774.96 | $6,400 | $10,300 |
| CommunityCare | CommunityCare DPC Silver Standardized | Silver | $774.96 | $6,400 | $10,300 |
| CommunityCare | CommunityCare Silver Prairie | Silver | $776.38 | $7,000 | $9,200 |
| Ambetter of Oklahoma | Everyday Gold | Gold | $780.51 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $788.50 | $0 | $12,000 |
| Ambetter of Oklahoma | Everyday Gold + Vision + Adult Dental | Gold | $805.81 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $808.80 | $0 | $12,000 |
| Ambetter of Oklahoma | Elite Gold | Gold | $835.40 | $0 | $8,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ - Secure | Gold | $844.63 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ - Balance | Silver | $851.25 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ - Balance | Gold | $855.03 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Gold PPO℠ - Standard | Gold | $860.75 | $2,500 | $8,600 |
| Ambetter of Oklahoma | Elite Gold + Vision + Adult Dental | Gold | $862.49 | $0 | $8,150 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ - Standard | Silver | $872.02 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Oklahoma | Blue Advantage Silver PPO℠ - Champion | Silver | $907.35 | $3,100 | $10,200 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $1,017.94 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,022.96 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $1,028.01 | $3,100 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $1,037.03 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $1,043.83 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,048.32 | $3,100 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $1,057.34 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,064.13 | $2,000 | $7,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,075.95 | $0 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,096.25 | $0 | $7,500 |
Questions about 2027 plans in Payne County
- How many ACA plans are available in Payne County for 2027?
- Payne County, Oklahoma has 59 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Payne County?
- The 2027 benchmark (second-lowest-cost silver) premium in Payne County is $693 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Payne County?
- The cheapest 2027 plan in Payne County is Signature Expanded Bronze from Ambetter of Oklahoma, a Bronze plan at $609 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.
Insurers in this county
- Ambetter of Oklahoma — all 2027 Ambetter of Oklahoma plans in Oklahoma
- CommunityCare — all 2027 CommunityCare plans in Oklahoma
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Oklahoma
- Blue Cross and Blue Shield of Oklahoma — all 2027 Blue Cross and Blue Shield of Oklahoma plans in Oklahoma
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.