2027 ACA marketplace plans in Charleston County, South Carolina
Updated with 2027 plan data from HealthCare.gov.
Charleston County, South Carolina has 62 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $462 to $880 and a benchmark (second-lowest-cost silver) plan at $705 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of South Carolina | BlueEssentials Catastrophic 1 | Catastrophic | $462.02 | $12,000 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Cooper Bronze 2 | Bronze | $506.47 | $10,600 | $10,600 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Expanded Bronze | Bronze | $510.23 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Cooper Bronze 1 | Bronze | $512.55 | $5,900 | $12,000 |
| First Choice Next | First Choice Next Bronze Essential | Bronze | $538.62 | $12,000 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueConnect Bronze 1 | Bronze | $539.03 | $7,500 | $12,000 |
| First Choice Next | First Choice Next Bronze Signature | Bronze | $542.18 | $7,500 | $12,000 |
| First Choice Next | First Choice Next Bronze Enhanced - $4,500 Deductible | Bronze | $542.82 | $4,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Expanded Bronze | Bronze | $552.76 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Expanded Bronze Saver + | Bronze | $553.64 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Bronze 4 | Bronze | $558.62 | $7,200 | $11,000 |
| Ambetter from Absolute Total Care | Signature Expanded Bronze SC | Bronze | $586.10 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Everyday Bronze SC | Bronze | $595.03 | $9,350 | $11,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Expanded Bronze Saver + | Bronze | $596.64 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Signature Expanded Bronze SC + Vision + Adult Dental | Bronze | $602.29 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Everyday Bronze SC + Vision + Adult Dental | Bronze | $611.46 | $9,350 | $11,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Bronze 6 | Bronze | $634.10 | $0 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronze | $638.66 | $9,150 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronze | $662.05 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Diabetes | Bronze | $664.77 | $5,500 | $12,000 |
| Ambetter from Absolute Total Care | Elite Bronze SC | Bronze | $665.35 | $0 | $11,800 |
| Oscar Health Plan, Inc. | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $682.36 | $5,500 | $12,000 |
| Ambetter from Absolute Total Care | Elite Bronze SC + Vision + Adult Dental | Bronze | $683.73 | $0 | $11,800 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronze | $689.21 | $0 | $12,000 |
| First Choice Next | First Choice Next Silver Essential - $5,000 Deductible | Silver | $703.72 | $5,000 | $12,000 |
| Ambetter from Absolute Total Care | Streamlined Silver SC | Silver | $705.07 | $4,700 | $11,300 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $707.06 | $0 | $12,000 |
| First Choice Next | First Choice Next Gold Enhanced - $1,000 Deductible | Gold | $711.04 | $1,000 | $10,000 |
| Ambetter from Absolute Total Care | Signature Silver SC | Silver | $721.83 | $6,400 | $10,300 |
| Ambetter from Absolute Total Care | Focused Silver SC | Silver | $731.97 | $6,300 | $9,600 |
| First Choice Next | First Choice Next Silver Signature | Silver | $734.42 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Silver | Silver | $735.80 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Silver 1 | Silver | $739.34 | $7,000 | $10,500 |
| Ambetter from Absolute Total Care | Signature Silver SC + Vision + Adult Dental | Silver | $741.77 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Silver 2 | Silver | $743.67 | $5,700 | $8,800 |
| First Choice Next | First Choice Next Gold Signature | Gold | $744.27 | $2,500 | $8,600 |
| Ambetter from Absolute Total Care | Focused Silver SC + Vision + Adult Dental | Silver | $752.18 | $6,300 | $9,600 |
| Ambetter from Absolute Total Care | Signature Gold SC | Gold | $753.98 | $2,500 | $8,600 |
| First Choice Next | First Choice Next Gold Copay Focus - $0 Deductible | Gold | $765.09 | $0 | $9,000 |
| Ambetter from Absolute Total Care | Signature Gold SC + Vision + Adult Dental | Gold | $774.80 | $2,500 | $8,600 |
| BlueCross BlueShield of South Carolina | BlueConnect Silver 1 | Silver | $778.10 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Cooper Gold 1 | Gold | $782.61 | $250 | $10,000 |
| Oscar Health Plan, Inc. | Silver Core Plan | Silver | $783.38 | $9,000 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Silver | $785.40 | $6,500 | $10,600 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Silver | $787.81 | $5,750 | $10,000 |
| Ambetter from Absolute Total Care | Everyday Gold SC | Gold | $789.67 | $800 | $7,250 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Silver | $790.74 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | BlueEssentials Silver 14 | Silver | $797.43 | $7,400 | $9,700 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Silver | Silver | $797.96 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes with Adult Dental & Vision | Silver | $802.99 | $6,500 | $10,600 |
| Ambetter from Absolute Total Care | Everyday Gold SC + Vision + Adult Dental | Gold | $811.48 | $800 | $7,250 |
| BlueCross BlueShield of South Carolina | Blue Cooper Standard Gold | Gold | $811.65 | $2,500 | $8,600 |
| BlueCross BlueShield of South Carolina | BlueEssentials Silver 40 | Silver | $813.85 | $6,000 | $8,900 |
| BlueCross BlueShield of South Carolina | BlueEssentials Gold 5 | Gold | $822.97 | $250 | $12,000 |
| Ambetter from Absolute Total Care | Elite Gold SC | Gold | $846.32 | $0 | $8,150 |
| BlueCross BlueShield of South Carolina | BlueEssentials Gold 1 | Gold | $851.26 | $3,900 | $7,800 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Gold | $854.23 | $2,500 | $8,600 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits | Gold | $854.73 | $3,000 | $8,500 |
| BlueCross BlueShield of South Carolina | BlueConnect Gold 1 | Gold | $858.50 | $2,500 | $8,600 |
| Ambetter from Absolute Total Care | Elite Gold SC + Vision + Adult Dental | Gold | $869.69 | $0 | $8,150 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits with Adult Dental & Vision | Gold | $872.58 | $3,000 | $8,500 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Gold | Gold | $880.41 | $2,500 | $8,600 |
Questions about 2027 plans in Charleston County
- How many ACA plans are available in Charleston County for 2027?
- Charleston County, South Carolina has 62 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Charleston County?
- The 2027 benchmark (second-lowest-cost silver) premium in Charleston County is $705 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Charleston County?
- The cheapest 2027 plan in Charleston County is BlueEssentials Catastrophic 1 from BlueCross BlueShield of South Carolina, a Catastrophic plan at $462 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- BlueCross BlueShield of South Carolina — all 2027 BlueCross BlueShield of South Carolina plans in South Carolina
- Ambetter from Absolute Total Care — all 2027 Ambetter from Absolute Total Care plans in South Carolina
- Oscar Health Plan, Inc. — all 2027 Oscar Health Plan, Inc. plans in South Carolina
- First Choice Next — all 2027 First Choice Next plans in South Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.