2027 ACA marketplace plans in Richland County, South Carolina
Updated with 2027 plan data from HealthCare.gov.
Richland County, South Carolina has 48 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $471 to $925 and a benchmark (second-lowest-cost silver) plan at $685 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of South Carolina | Blue Congaree Bronze 2 | Bronze | $470.96 | $10,600 | $10,600 |
| BlueCross BlueShield of South Carolina | Blue Congaree Standard Expanded Bronze | Bronze | $474.42 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Congaree Bronze 1 | Bronze | $476.56 | $5,900 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Catastrophic 1 | Catastrophic | $485.38 | $12,000 | $12,000 |
| BlueCross BlueShield of South Carolina | Blue Congaree Standard Expanded Bronze Saver + | Bronze | $520.02 | $7,500 | $12,000 |
| First Choice Next | First Choice Next Bronze Essential | Bronze | $557.53 | $12,000 | $12,000 |
| First Choice Next | First Choice Next Bronze Signature | Bronze | $561.23 | $7,500 | $12,000 |
| First Choice Next | First Choice Next Bronze Enhanced - $4,500 Deductible | Bronze | $561.88 | $4,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueConnect Bronze 1 | Bronze | $566.27 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Signature Expanded Bronze | Bronze | $579.42 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Expanded Bronze | Bronze | $580.70 | $7,500 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Bronze 4 | Bronze | $586.86 | $7,200 | $11,000 |
| Ambetter from Absolute Total Care | Everyday Bronze | Bronze | $588.24 | $9,350 | $11,000 |
| Ambetter from Absolute Total Care | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $595.42 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Everyday Bronze + Vision + Adult Dental | Bronze | $604.49 | $9,350 | $11,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Expanded Bronze Saver + | Bronze | $626.79 | $7,500 | $12,000 |
| Ambetter from Absolute Total Care | Elite Bronze | Bronze | $657.77 | $0 | $11,800 |
| BlueCross BlueShield of South Carolina | BlueEssentials Bronze 6 | Bronze | $666.15 | $0 | $12,000 |
| Ambetter from Absolute Total Care | Elite Bronze + Vision + Adult Dental | Bronze | $675.93 | $0 | $11,800 |
| BlueCross BlueShield of South Carolina | Blue Congaree Standard Silver | Silver | $682.09 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | Blue Congaree Silver 1 | Silver | $685.39 | $7,000 | $10,500 |
| BlueCross BlueShield of South Carolina | Blue Congaree Silver 2 | Silver | $689.35 | $5,700 | $8,800 |
| Ambetter from Absolute Total Care | Streamlined Silver | Silver | $697.03 | $4,700 | $11,300 |
| Ambetter from Absolute Total Care | Signature Silver | Silver | $713.60 | $6,400 | $10,300 |
| Ambetter from Absolute Total Care | Focused Silver | Silver | $723.62 | $6,300 | $9,600 |
| BlueCross BlueShield of South Carolina | Blue Congaree Gold 1 | Gold | $725.18 | $250 | $10,000 |
| First Choice Next | First Choice Next Silver Essential - $5,000 Deductible | Silver | $728.44 | $5,000 | $12,000 |
| Ambetter from Absolute Total Care | Signature Silver + Vision + Adult Dental | Silver | $733.31 | $6,400 | $10,300 |
| First Choice Next | First Choice Next Gold Enhanced - $1,000 Deductible | Gold | $736.02 | $1,000 | $10,000 |
| Ambetter from Absolute Total Care | Focused Silver + Vision + Adult Dental | Silver | $743.60 | $6,300 | $9,600 |
| Ambetter from Absolute Total Care | Signature Gold | Gold | $745.38 | $2,500 | $8,600 |
| BlueCross BlueShield of South Carolina | Blue Congaree Standard Gold | Gold | $751.93 | $2,500 | $8,600 |
| First Choice Next | First Choice Next Silver Signature | Silver | $760.21 | $6,400 | $10,300 |
| Ambetter from Absolute Total Care | Signature Gold + Vision + Adult Dental | Gold | $765.96 | $2,500 | $8,600 |
| First Choice Next | First Choice Next Gold Signature | Gold | $770.41 | $2,500 | $8,600 |
| Ambetter from Absolute Total Care | Everyday Gold | Gold | $780.67 | $800 | $7,250 |
| First Choice Next | First Choice Next Gold Copay Focus - $0 Deductible | Gold | $791.96 | $0 | $9,000 |
| Ambetter from Absolute Total Care | Everyday Gold + Vision + Adult Dental | Gold | $802.22 | $800 | $7,250 |
| BlueCross BlueShield of South Carolina | BlueConnect Silver 1 | Silver | $817.43 | $6,400 | $10,300 |
| Ambetter from Absolute Total Care | Elite Gold | Gold | $836.66 | $0 | $8,150 |
| BlueCross BlueShield of South Carolina | BlueEssentials Silver 14 | Silver | $837.74 | $7,400 | $9,700 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Silver | Silver | $838.30 | $6,400 | $10,300 |
| BlueCross BlueShield of South Carolina | BlueEssentials Silver 40 | Silver | $854.99 | $6,000 | $8,900 |
| Ambetter from Absolute Total Care | Elite Gold + Vision + Adult Dental | Gold | $859.77 | $0 | $8,150 |
| BlueCross BlueShield of South Carolina | BlueEssentials Gold 5 | Gold | $864.57 | $250 | $12,000 |
| BlueCross BlueShield of South Carolina | BlueEssentials Gold 1 | Gold | $894.29 | $3,900 | $7,800 |
| BlueCross BlueShield of South Carolina | BlueConnect Gold 1 | Gold | $901.89 | $2,500 | $8,600 |
| BlueCross BlueShield of South Carolina | BlueEssentials Standard Gold | Gold | $924.91 | $2,500 | $8,600 |
Questions about 2027 plans in Richland County
- How many ACA plans are available in Richland County for 2027?
- Richland County, South Carolina has 48 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Richland County?
- The 2027 benchmark (second-lowest-cost silver) premium in Richland County is $685 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Richland County?
- The cheapest 2027 plan in Richland County is Blue Congaree Bronze 2 from BlueCross BlueShield of South Carolina, a Bronze plan at $471 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- BlueCross BlueShield of South Carolina — all 2027 BlueCross BlueShield of South Carolina plans in South Carolina
- Ambetter from Absolute Total Care — all 2027 Ambetter from Absolute Total Care plans in South Carolina
- First Choice Next — all 2027 First Choice Next plans in South Carolina
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.