2027 ACA marketplace plans in Harding County, South Dakota
Updated with 2027 plan data from HealthCare.gov.
Harding County, South Dakota has 25 ACA marketplace plans from 3 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $565 to $1,011 and a benchmark (second-lowest-cost silver) plan at $801 per month, before any premium tax credit, per HealthCare.gov plan data.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Wellmark of South Dakota, Inc. | Wellmark Bronze Traditional EPO | Bronze | $565.45 | $7,200 | $11,500 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Bronze EPO | Bronze | $604.92 | $7,500 | $12,000 |
| Wellmark of South Dakota, Inc. | Wellmark Bronze HDHP EPO HSA Qualified | Bronze | $605.67 | $8,500 | $8,500 |
| Avera Health Plans | ConnectPlus Standard $7500 HSA Eligible HDHP | Bronze | $670.50 | $7,500 | $12,000 |
| Avera Health Plans | ConnectPlus $6500 HSA Eligible HDHP | Bronze | $691.87 | $6,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $7,500 | Bronze | $701.93 | $7,500 | $12,000 |
| Sanford Health Plan | Sanford Individual Simplicity $6,500 | Bronze | $715.18 | $6,500 | $11,500 |
| Avera Health Plans | ConnectPlus $8000 HSA Eligible HDHP | Bronze | $738.53 | $8,000 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $8,000 HSA Qualified | Bronze | $751.11 | $8,000 | $8,000 |
| Wellmark of South Dakota, Inc. | Wellmark Silver Traditional EPO | Silver | $799.37 | $5,000 | $8,500 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Silver EPO | Silver | $801.49 | $6,400 | $10,300 |
| Wellmark of South Dakota, Inc. | Wellmark Standard Gold EPO | Gold | $814.47 | $2,500 | $8,600 |
| Wellmark of South Dakota, Inc. | Wellmark Gold Traditional EPO | Gold | $822.13 | $1,750 | $8,000 |
| Sanford Health Plan | Sanford Individual Simplicity $4,000 | Silver | $857.41 | $4,000 | $9,750 |
| Sanford Health Plan | Sanford Individual Simplicity $5,000 | Silver | $898.74 | $5,000 | $10,000 |
| Avera Health Plans | ConnectPlus Standard $6400 | Silver | $913.04 | $6,400 | $10,300 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $6,400 | Silver | $925.13 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus $4800 | Silver | $932.07 | $4,800 | $11,000 |
| Sanford Health Plan | Sanford Individual Simplicity Standardized $2,500 | Gold | $932.87 | $2,500 | $8,600 |
| Sanford Health Plan | Sanford Individual Simplicity $2,000 | Gold | $938.06 | $2,000 | $10,500 |
| Avera Health Plans | ConnectPlus $1800 | Gold | $942.39 | $1,800 | $9,000 |
| Avera Health Plans | ConnectPlus MyWeighForward $6400 | Silver | $950.39 | $6,400 | $10,300 |
| Avera Health Plans | ConnectPlus Standard $2500 | Gold | $957.58 | $2,500 | $8,600 |
| Avera Health Plans | ConnectPlus $0 Gold | Gold | $997.48 | $0 | $11,000 |
| Avera Health Plans | ConnectPlus $0 Silver | Silver | $1,011.30 | $0 | $11,500 |
Questions about 2027 plans in Harding County
- How many ACA plans are available in Harding County for 2027?
- Harding County, South Dakota has 25 ACA marketplace plans from 3 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Harding County?
- The 2027 benchmark (second-lowest-cost silver) premium in Harding County is $801 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Harding County?
- The cheapest 2027 plan in Harding County is Wellmark Bronze Traditional EPO from Wellmark of South Dakota, Inc., a Bronze plan at $565 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- You can enroll at HealthCare.gov or call the HealthCare.gov call center at 1-800-318-2596.
Insurers in this county
- Avera Health Plans — all 2027 Avera Health Plans plans in South Dakota
- Sanford Health Plan — all 2027 Sanford Health Plan plans in South Dakota
- Wellmark of South Dakota, Inc. — all 2027 Wellmark of South Dakota, Inc. plans in South Dakota
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.