2027 ACA marketplace plans in McDowell County, West Virginia
Updated with 2027 plan data from HealthCare.gov.
McDowell County, West Virginia has 16 ACA marketplace plans from 1 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $886 to $1,309 and a benchmark (second-lowest-cost silver) plan at $1,288 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 9500 HSA | Bronze | $886.25 | $9,500 | $9,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Bronze 7500 HSA | Bronze | $921.12 | $7,500 | $12,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 HSA | Bronze | $940.99 | $3,800 | $11,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 3800 HSA + Adult Dental and Vision | Bronze | $961.34 | $3,800 | $11,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 0 HSA | Bronze | $998.68 | $0 | $11,700 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Bronze 0 HSA + Adult Dental and Vision | Bronze | $1,019.03 | $0 | $11,700 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2500 | Gold | $1,151.91 | $2,500 | $8,600 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1000 | Gold | $1,171.79 | $1,000 | $8,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Gold 2500 + Adult Dental and Vision | Gold | $1,172.26 | $2,500 | $8,600 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1000 + Adult Dental and Vision | Gold | $1,192.13 | $1,000 | $8,000 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Standard Silver 6400 | Silver | $1,196.72 | $6,400 | $10,300 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 1800 HSA | Gold | $1,201.23 | $1,800 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 | Gold | $1,261.42 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Gold 0 + Adult Dental and Vision | Gold | $1,281.77 | $0 | $7,500 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Choice Silver 0 | Silver | $1,288.28 | $0 | $10,700 |
| Highmark Blue Cross Blue Shield West Virginia | my Blue Access WV PPO Choice Silver 0 + Adult Dental and Vision | Silver | $1,308.61 | $0 | $10,700 |
Questions about 2027 plans in McDowell County
- How many ACA plans are available in McDowell County for 2027?
- McDowell County, West Virginia has 16 ACA marketplace plans from 1 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in McDowell County?
- The 2027 benchmark (second-lowest-cost silver) premium in McDowell County is $1,288 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in McDowell County?
- The cheapest 2027 plan in McDowell County is my Blue Access WV PPO Bronze 9500 HSA from Highmark Blue Cross Blue Shield West Virginia, a Bronze plan at $886 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Highmark Blue Cross Blue Shield West Virginia — all 2027 Highmark Blue Cross Blue Shield West Virginia plans in West Virginia
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.