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Reviewer

Heather Fabrizio

Licensed Health & Life Insurance Agent • Editorial Reviewer

NPN 20983651 · National Producer Number

Licensed in 39 U.S. jurisdictions

Primary areas of expertise

  • private health insurance
  • ACA-compliant individual & family coverage
  • off-exchange coverage
  • self-employed & 1099 contractor coverage
  • small business coverage
  • early retiree coverage
  • life insurance

Verify her license yourself →

980 N Federal Hwy Ste 308, Boca Raton, FL 33432

Editorial role & standards

Heather serves as an Editorial Reviewer for ACA Direct Answers. Before health-insurance content is published or substantially updated, she reviews it for factual accuracy, insurance terminology, eligibility guidance, consumer clarity, and consistency with current federal and state regulations, verifying information against authoritative sources including HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), the Internal Revenue Service (IRS), the U.S. Department of Labor (DOL), and state Departments of Insurance where applicable. Content is re-reviewed periodically as regulations and marketplace information change. Editorial review does not constitute individualized insurance advice and does not establish an agent-client relationship.

Heather reviews the health-insurance content on this site for accuracy.

Heather is a licensed Health and Life Insurance Agent specializing in private health insurance solutions for individuals, families, self-employed professionals, and small businesses. She is passionate about helping people navigate the often confusing world of health insurance by providing personalized guidance and recommendations tailored to each client's unique needs, budget, and long-term goals.

Heather focuses on explaining available options in clear, straightforward language so individuals, families, self-employed professionals, and small-business owners can make informed decisions about coverage that fits their needs and budget.

Heather Fabrizio on LinkedIn

State insurance licenses

Heather Fabrizio holds resident or non-resident health and life insurance licenses in the 39 jurisdictions below.

StateLicense #
Alabama3002919099
Arizona20983651
Arkansas20983651
California4356623
Colorado828055
Connecticut20983651
Delaware3002917400
District of Columbia3002917369
FloridaG064409
Georgia3683909
Idaho20983651
Illinois20983651
Indiana3976984
Iowa20983651
Kansas20983651
KentuckyDOI-1320329
Louisiana1121513
Michigan20983651
Minnesota40903351
Mississippi11010211
Missouri3002917511
Montana3002917427
Nebraska20983651
Nevada3976230
New Jersey3002917530
New Mexico20983651
New YorkLA-1836719
North Carolina20983651
Ohio1559549
Pennsylvania1169538
Rhode Island3002917484
South Carolina20983651
Tennessee3002917563
Texas3124008
Utah1016082
Virginia1420506
West Virginia20983651
Wisconsin20983651
Wyoming581688

Canonical: https://acadirectanswers.com/reviewers/heather-fabrizio