Reviewer
Heather Fabrizio
Licensed Health & Life Insurance Agent • Editorial Reviewer
NPN 20983651 · National Producer Number
Licensed in 39 U.S. jurisdictions
Primary areas of expertise
- private health insurance
- ACA-compliant individual & family coverage
- off-exchange coverage
- self-employed & 1099 contractor coverage
- small business coverage
- early retiree coverage
- life insurance
980 N Federal Hwy Ste 308, Boca Raton, FL 33432
Editorial role & standards
Heather serves as an Editorial Reviewer for ACA Direct Answers. Before health-insurance content is published or substantially updated, she reviews it for factual accuracy, insurance terminology, eligibility guidance, consumer clarity, and consistency with current federal and state regulations, verifying information against authoritative sources including HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), the Internal Revenue Service (IRS), the U.S. Department of Labor (DOL), and state Departments of Insurance where applicable. Content is re-reviewed periodically as regulations and marketplace information change. Editorial review does not constitute individualized insurance advice and does not establish an agent-client relationship.
Heather reviews the health-insurance content on this site for accuracy.
Heather is a licensed Health and Life Insurance Agent specializing in private health insurance solutions for individuals, families, self-employed professionals, and small businesses. She is passionate about helping people navigate the often confusing world of health insurance by providing personalized guidance and recommendations tailored to each client's unique needs, budget, and long-term goals.
Heather focuses on explaining available options in clear, straightforward language so individuals, families, self-employed professionals, and small-business owners can make informed decisions about coverage that fits their needs and budget.
State insurance licenses
Heather Fabrizio holds resident or non-resident health and life insurance licenses in the 39 jurisdictions below.
| State | License # |
|---|---|
| Alabama | 3002919099 |
| Arizona | 20983651 |
| Arkansas | 20983651 |
| California | 4356623 |
| Colorado | 828055 |
| Connecticut | 20983651 |
| Delaware | 3002917400 |
| District of Columbia | 3002917369 |
| Florida | G064409 |
| Georgia | 3683909 |
| Idaho | 20983651 |
| Illinois | 20983651 |
| Indiana | 3976984 |
| Iowa | 20983651 |
| Kansas | 20983651 |
| Kentucky | DOI-1320329 |
| Louisiana | 1121513 |
| Michigan | 20983651 |
| Minnesota | 40903351 |
| Mississippi | 11010211 |
| Missouri | 3002917511 |
| Montana | 3002917427 |
| Nebraska | 20983651 |
| Nevada | 3976230 |
| New Jersey | 3002917530 |
| New Mexico | 20983651 |
| New York | LA-1836719 |
| North Carolina | 20983651 |
| Ohio | 1559549 |
| Pennsylvania | 1169538 |
| Rhode Island | 3002917484 |
| South Carolina | 20983651 |
| Tennessee | 3002917563 |
| Texas | 3124008 |
| Utah | 1016082 |
| Virginia | 1420506 |
| West Virginia | 20983651 |
| Wisconsin | 20983651 |
| Wyoming | 581688 |
Canonical: https://acadirectanswers.com/reviewers/heather-fabrizio