2027 ACA marketplace plans in Maricopa County, Arizona
Updated with 2027 plan data from HealthCare.gov.
Maricopa County, Arizona has 104 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $400 to $912 and a benchmark (second-lowest-cost silver) plan at $534 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Bronze | $399.52 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Bronze | $399.93 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $400.77 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Blood Pressure Management+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Bronze | $412.45 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Bronze | $412.87 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $413.71 | $8,700 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Bronze | $438.55 | $8,000 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Standard | Bronze | $443.05 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Bronze Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Bronze | $451.48 | $8,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Bronze | Bronze | $453.19 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple | Bronze | $531.78 | $9,150 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Silver | $533.16 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Silver | $533.70 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Blood Pressure Management+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Silver | $546.10 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Silver | $546.64 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Classic Standard | Bronze | $548.01 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $549.68 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes | Bronze | $557.76 | $5,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $558.95 | $5,500 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Bronze | Bronze | $559.10 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Sanitas Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $561.34 | $9,150 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Silver | Silver | $562.41 | $6,400 | $10,300 |
| Antidote Health Plan of Arizona, Inc. | Silver Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $562.60 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Simple Chronic Care CKM | Bronze | $564.79 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $565.70 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Sanitas Bronze Standard (HSA, $0 Insulin) | Bronze | $567.68 | $7,500 | $12,000 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus | Bronze | $570.36 | $0 | $12,000 |
| Oscar Health Plan, Inc. | Buena Salud Bronce Simple Para Diabetes con Dental + Vision para Adultos | Bronze | $576.52 | $5,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $578.75 | $6,500 | $10,500 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $587.43 | $7,500 | $12,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Protect Bronze ($0 Prosano Health Visits) | Bronze | $588.46 | $11,000 | $11,000 |
| Oscar Health Plan, Inc. | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $589.12 | $0 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Silver | $597.00 | $6,500 | $12,000 |
| Ambetter from Arizona Complete Health | Signature Expanded Bronze | Bronze | $603.61 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $608.77 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Silver | $609.93 | $6,500 | $12,000 |
| Ambetter from Arizona Complete Health | Everyday Bronze | Bronze | $611.08 | $9,350 | $11,000 |
| Ambetter from Arizona Complete Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $616.66 | $7,500 | $12,000 |
| Antidote Health Plan of Arizona, Inc. | Silver Standard | Silver | $620.13 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $623.88 | $0 | $10,600 |
| Ambetter from Arizona Complete Health | Everyday Bronze + Vision + Adult Dental | Bronze | $624.30 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $630.45 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA | Bronze | $641.11 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $646.68 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $651.80 | $0 | $12,000 |
| Ambetter from Arizona Complete Health | Choice Bronze HSA + Vision + Adult Dental | Bronze | $654.98 | $7,950 | $7,950 |
| Oscar Health Plan, Inc. | Silver Simple PCP Saver | Silver | $656.80 | $5,750 | $10,000 |
| Oscar Health Plan, Inc. | Silver Classic Standard | Silver | $662.85 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes | Silver | $667.13 | $6,500 | $10,600 |
| Oscar Health Plan, Inc. | Silver Core Plan | Silver | $667.55 | $9,000 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Classic Gold | Gold | $667.65 | $2,500 | $8,600 |
| Oscar Health Plan, Inc. | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $669.40 | $6,200 | $10,300 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Clarity Bronze ($0 Prosano Health Visits) | Bronze | $669.96 | $0 | $12,000 |
| UnitedHealthcare | UHC Sanitas Silver Standard ($0 Insulin) | Silver | $671.49 | $6,400 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $672.27 | $1,000 | $8,000 |
| Oscar Health Plan, Inc. | Silver Simple Women's Health with Menopause Benefits | Silver | $672.89 | $6,000 | $10,600 |
| Oscar Health Plan, Inc. | Silver Simple Chronic Care CKM | Silver | $673.30 | $6,500 | $10,500 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Silver | Silver | $674.37 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $677.87 | $3,500 | $9,500 |
| Ambetter from Arizona Complete Health | Summit Silver | Silver | $681.03 | $4,100 | $9,800 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Gold | $682.58 | $3,000 | $9,000 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Diabetes Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Gold | $683.26 | $3,000 | $9,000 |
| Oscar Health Plan, Inc. | Silver Simple Diabetes with Adult Dental & Vision | Silver | $685.89 | $6,500 | $10,600 |
| Antidote Health Plan of Arizona, Inc. | Gold Complete Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $689.70 | $3,500 | $9,000 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Blood Pressure Management+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx | Gold | $695.51 | $3,000 | $9,000 |
| Antidote Health Plan of Arizona, Inc. | Gold Enhanced Diabetes+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and Select $0 Insulin | Gold | $696.20 | $3,000 | $9,000 |
| Ambetter from Arizona Complete Health | Signature Silver | Silver | $697.34 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin) | Silver | $698.99 | $0 | $9,800 |
| Antidote Health Plan of Arizona, Inc. | Gold Complete+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $702.63 | $3,500 | $9,000 |
| Oscar Health Plan, Inc. | Gold Simple | Gold | $707.17 | $2,750 | $10,000 |
| Ambetter from Arizona Complete Health | Complete Silver | Silver | $708.20 | $6,950 | $9,850 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits | Gold | $708.56 | $3,000 | $8,500 |
| Oscar Health Plan, Inc. | Gold Classic Standard | Gold | $709.01 | $2,500 | $8,600 |
| Ambetter from Arizona Complete Health | Signature Silver + Vision + Adult Dental | Silver | $712.42 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision) | Silver | $720.66 | $0 | $9,800 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $721.68 | $6,400 | $10,300 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes | Gold | $723.45 | $2,000 | $10,600 |
| Ambetter from Arizona Complete Health | Complete Silver + Vision + Adult Dental | Silver | $723.52 | $6,950 | $9,850 |
| Oscar Health Plan, Inc. | Gold Simple with Early Retirement Benefits including Adult Dental & Vision | Gold | $727.32 | $3,000 | $8,500 |
| Antidote Health Plan of Arizona, Inc. | Gold Elite Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Gold | $732.73 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $733.42 | $5,000 | $10,000 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Connected Care Silver ($0 Prosano Health Visits) | Silver | $738.69 | $7,000 | $9,000 |
| Oscar Health Plan, Inc. | Gold Simple Diabetes with Adult Dental & Vision | Gold | $742.21 | $2,000 | $10,600 |
| Antidote Health Plan of Arizona, Inc. | Gold Elite+Dental Unlimited $0 Antidote PCP/Urgent Virtual Visits and More $0 Benefits | Gold | $745.67 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $747.56 | $0 | $11,500 |
| Antidote Health Plan of Arizona, Inc. | Gold Standard | Gold | $749.70 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $754.54 | $5,000 | $10,000 |
| Ambetter from Arizona Complete Health | Signature Gold | Gold | $764.63 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $768.68 | $0 | $11,500 |
| Ambetter from Arizona Complete Health | Signature Gold + Vision + Adult Dental | Gold | $781.17 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Clarity Silver ($0 Prosano Health Visits) | Silver | $795.89 | $0 | $9,000 |
| Ambetter from Arizona Complete Health | Everyday Gold | Gold | $796.24 | $800 | $7,250 |
| UnitedHealthcare | UHC Sanitas Gold Standard ($0 Insulin) | Gold | $801.50 | $2,500 | $8,600 |
| Ambetter from Arizona Complete Health | Everyday Gold + Vision + Adult Dental | Gold | $813.46 | $800 | $7,250 |
| Blue Cross Blue Shield of Arizona | AZ Blue PCP Guided Care Gold | Gold | $814.30 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $836.10 | $1,400 | $6,500 |
| UnitedHealthcare | UHC Sanitas Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $837.04 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $851.33 | $2,500 | $8,600 |
| Blue Cross Blue Shield of Arizona | AZ Blue Prosano Priority Gold ($0 Prosano Health Visits) | Gold | $852.63 | $1,500 | $8,000 |
| UnitedHealthcare | UHC Sanitas Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $859.60 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $882.74 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin) | Gold | $890.84 | $0 | $9,300 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $904.09 | $1,450 | $7,100 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $912.19 | $0 | $9,300 |
Questions about 2027 plans in Maricopa County
- How many ACA plans are available in Maricopa County for 2027?
- Maricopa County, Arizona has 104 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Maricopa County?
- The 2027 benchmark (second-lowest-cost silver) premium in Maricopa County is $534 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Maricopa County?
- The cheapest 2027 plan in Maricopa County is Bronze Enhanced Blood Pressure Management Unlimited $0 Antidote PCP/Urgent Virtual Visits and $0 Advanced Rx from Antidote Health Plan of Arizona, Inc., a Bronze plan at $400 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Antidote Health Plan of Arizona, Inc. — all 2027 Antidote Health Plan of Arizona, Inc. plans in Arizona
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Arizona
- Oscar Health Plan, Inc. — all 2027 Oscar Health Plan, Inc. plans in Arizona
- Ambetter from Arizona Complete Health — all 2027 Ambetter from Arizona Complete Health plans in Arizona
- Blue Cross Blue Shield of Arizona — all 2027 Blue Cross Blue Shield of Arizona plans in Arizona
- Imperial Insurance Companies, Inc. — all 2027 Imperial Insurance Companies, Inc. plans in Arizona
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.