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2027 ACA marketplace plans in Lee County, Florida

Updated with 2027 plan data from HealthCare.gov.

Lee County, Florida has 135 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $538 to $3,188 and a benchmark (second-lowest-cost silver) plan at $836 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.

2027 plan table

IssuerPlanMetalAge 40DeductibleMOOP
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards)Catastrophic$538.03$12,000$12,000
WellpointWellpoint Essential Catastrophic HSA (+ Incentives)Catastrophic$651.08$12,000$12,000
WellpointWellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives)Bronze$659.22$6,000$12,000
WellpointWellpoint Essential Bronze 7500 HSA ($0 Select Drugs + Incentives) StandardBronze$666.67$7,500$12,000
Ambetter HealthSignature Expanded BronzeBronze$667.33$7,500$12,000
Ambetter HealthEveryday BronzeBronze$669.64$9,350$11,000
WellpointWellpoint Essential Bronze 5500 HSA ($0 Select Drugs + Incentives)Bronze$671.19$5,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Bronze (HSA) 27M07-30 (Rewards)Bronze$673.21$11,975$12,000
WellpointWellpoint Essential Bronze 5500 HSA Adult Dental/Vision ($0 Select Drugs + Incentives)Bronze$682.34$5,500$12,000
Ambetter HealthSignature Expanded Bronze + Vision + Adult DentalBronze$684.80$7,500$12,000
WellpointWellpoint Heart Healthy Essential Bronze 4500 HSA ($0 Select Drugs + Incentives)Bronze$685.66$4,500$12,000
Ambetter HealthEveryday Bronze + Vision + Adult DentalBronze$687.17$9,350$11,000
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin)Bronze$704.30$11,750$11,750
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2219 (Rewards)Bronze$721.65$3,350$12,000
UnitedHealthcareUHC Bronze Standard (HSA, $0 Insulin)Bronze$721.82$7,500$12,000
Ambetter HealthElite BronzeBronze$739.38$0$11,800
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 1601 (3 PCP Visits for $0 then $25 / Rewards)Bronze$740.96$7,300$12,000
UnitedHealthcareUHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision)Bronze$742.84$7,500$12,000
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)Bronze$757.26$0$12,000
Ambetter HealthElite Bronze + Vision + Adult DentalBronze$758.74$0$11,800
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2129 ($35 PCP Visits / Rewards)Bronze$778.12$0$12,000
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision)Bronze$778.28$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2129V ($35 PCP Visits / Adult Vision / Rewards)Bronze$787.55$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Bronze (HSA) 27M07-99S ($50 PCP Visits / Rewards)Bronze$792.41$7,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2129E ($35 PCP Visits / Adult Dental & Vision / Rewards)Bronze$796.30$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze (HSA) 2312S ($50 PCP Visits / Rewards)Bronze$798.56$7,500$12,000
Ambetter HealthClarity SilverSilver$810.12$8,000$9,400
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-01 (Rewards)Bronze$822.62$8,000$11,150
WellpointWellpoint Essential Silver 6400 ($0 Select Drugs + Incentives) StandardSilver$836.11$6,400$10,300
WellpointWellpoint Heart Healthy Essential Silver 5000 ($0 Select Drugs + Incentives)Silver$852.37$5,000$10,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-02 (Rewards / $4 select RX)Bronze$853.40$7,175$8,275
Ambetter HealthSignature SilverSilver$855.76$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronze$861.78$6,500$11,025
WellpointWellpoint Essential Silver 3500 ($0 Select Drugs + Incentives)Silver$862.10$3,500$12,000
Ambetter HealthFocused SilverSilver$862.81$6,300$9,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-99S ($50 PCP Visits / Rewards)Bronze$867.61$7,500$12,000
WellpointWellpoint Essential Silver 1850 ($0 Select Drugs + Incentives)Silver$867.75$1,850$10,000
WellpointWellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives)Silver$873.24$3,500$12,000
Ambetter HealthEnhanced Diabetes Care Silver $0 Rx OptionsSilver$874.68$5,000$10,000
Ambetter HealthSignature Silver + Vision + Adult DentalSilver$878.16$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-04 ($40 PCP Visits / Rewards)Bronze$878.32$0$12,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-04V ($40 PCP Visits / Adult Vision / Rewards)Bronze$882.37$0$12,000
Ambetter HealthFocused Silver + Vision + Adult DentalSilver$885.40$6,300$9,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 27L01-04E ($40 PCP Visits / Adult Dental & Vision / Rewards)Bronze$890.83$0$12,000
Ambetter HealthSignature GoldGold$893.06$2,500$8,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-01 ($5 PCP Visits / $5 Labs / Rewards)Silver$894.11$11,925$11,950
Ambetter HealthEnhanced Diabetes Care Silver $0 Rx Options + Vision + Adult DentalSilver$897.57$5,000$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-01V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Silver$900.27$11,925$11,950
Ambetter HealthEveryday GoldGold$903.00$800$7,250
UnitedHealthcareUHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)Silver$905.38$4,500$11,750
Ambetter HealthComplete GoldGold$909.64$1,450$9,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-01E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)Silver$911.94$11,925$11,950
Ambetter HealthSignature Gold + Vision + Adult DentalGold$916.44$2,500$8,600
UnitedHealthcareUHC Silver Standard ($0 Insulin)Silver$918.05$6,400$10,300
UnitedHealthcareUHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision)Silver$926.40$4,500$11,750
Ambetter HealthEveryday Gold + Vision + Adult DentalGold$926.63$800$7,250
Ambetter HealthComplete Gold + Vision + Adult DentalGold$933.45$1,450$9,500
AvMedAvMed Entrust Bronze 650 (2027)Bronze$935.27$10,150$11,500
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-05 (Rewards)Bronze$935.89$10,000$11,750
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-15 ($5 PCP Visits / $5 Labs / Rewards)Silver$938.22$9,600$11,000
UnitedHealthcareUHC Silver Standard+ ($0 Insulin, Dental + Vision)Silver$939.08$6,400$10,300
AvMedAvMed Entrust Expanded Bronze Standard (2027)Bronze$939.63$7,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-15V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Silver$944.25$9,600$11,000
AvMedAvMed Entrust Bronze 600 (2027)Bronze$950.93$6,500$11,500
WellpointWellpoint Essential Gold 800 ($0 Select Drugs + Incentives)Gold$951.23$800$9,000
UnitedHealthcareUHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)Silver$952.09$0$11,300
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-15E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)Silver$956.19$9,600$11,000
WellpointWellpoint Essential Gold 2500 ($0 Select Drugs + Incentives) StandardGold$961.25$2,500$8,600
WellpointWellpoint Essential Gold 800 Adult Dental/Vision ($0 Select Drugs + Incentives)Gold$962.30$800$9,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-13 ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Rewards)Silver$971.29$6,400$10,150
UnitedHealthcareUHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)Silver$973.12$0$11,300
WellpointWellpoint Essential Gold 1400 ($0 Select Drugs + Incentives)Gold$973.22$1,400$5,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-13V ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Vision / Rewards)Silver$977.36$6,400$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-03 (3 PCP Visits for $0 then $55 / Rewards)Bronze$983.87$7,300$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 27M01-13E ($50 PCP Visits / $80 Specialist Visits / $15 Labs / Adult Dental & Vision / Rewards)Silver$989.39$6,400$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237 ($60 PCP Visits / Rewards)Silver$996.03$4,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)Silver$1,002.05$4,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-31S ($50 PCP Visits / Rewards)Bronze$1,003.68$7,500$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Silver 27M07-98S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,009.15$6,400$10,300
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-09 (Rewards / $10 select RX)Bronze$1,012.67$8,425$8,450
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)Silver$1,014.11$4,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,024.50$6,400$10,300
UnitedHealthcareUHC Gold Standard ($0 Insulin)Gold$1,027.36$2,500$8,600
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-25 ($50 PCP Visits / Rewards)Bronze$1,028.42$0$12,000
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin)Gold$1,051.55$850$9,200
UnitedHealthcareUHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin)Gold$1,058.50$0$8,700
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision)Gold$1,072.57$850$9,200
UnitedHealthcareUHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision)Gold$1,079.52$0$8,700
AvMedAvMed Entrust Silver 550 (2027)Silver$1,157.15$6,250$9,000
AvMedAvMed Entrust Silver Standard (2027)Silver$1,159.58$6,400$10,300
AvMedAvMed Entrust Silver 550 Dental+Vision (2027)Silver$1,161.27$6,250$9,000
AvMedAvMed Entrust Silver 350 (2027)Silver$1,189.91$3,500$10,000
AvMedAvMed Entrust Silver 350 Dental+Vision (2027)Silver$1,194.15$3,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-05 ($20 Labs / Rewards)Silver$1,196.68$3,675$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-05V ($20 Labs / Adult Vision / Rewards)Silver$1,202.85$3,675$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-05E ($20 Labs / Adult Dental & Vision / Rewards)Silver$1,214.74$3,675$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)Silver$1,230.91$3,575$8,575
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 27L01-98S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,259.85$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-06 (Rewards)Bronze$1,260.40$8,000$11,150
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Bronze$1,309.07$6,500$11,025
AvMedAvMed Entrust Gold 125 (2027)Gold$1,310.22$2,000$6,500
AvMedAvMed Entrust Gold Standard (2027)Gold$1,310.36$2,500$8,600
AvMedAvMed Entrust Gold 125 Dental+Vision (2027)Gold$1,315.00$2,000$6,500
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 select RX)Bronze$1,333.30$7,175$8,275
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-18S ($50 PCP Visits / Rewards)Bronze$1,340.29$7,500$12,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-17 ($40 PCP Visits / Rewards)Bronze$1,351.64$0$12,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-02 (Rewards)Silver$1,357.93$4,000$8,175
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-06 ($25 PCP Visits / $40 Specialist Visits / Rewards)Silver$1,379.95$4,000$10,550
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,390.75$6,400$10,300
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Gold 27M07-05 ($10 Labs / Rewards)Gold$1,508.82$1,500$5,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 1605 ($10 Labs / Rewards)Gold$1,513.29$1,500$5,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Essentials Gold 27M07-97S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,548.12$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-07 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$1,557.50$2,100$7,050
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,563.85$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$1,587.21$0$7,300
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-08V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)Gold$1,591.58$0$7,300
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 27L01-97S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,633.37$2,500$8,600
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-10 ($45 PCP Visits / $80 Specialist Visits / $20 Labs / Rewards)Gold$1,785.11$1,500$6,450
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$1,800.55$0$7,950
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,827.09$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 27L01-09 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$2,003.37$1,500$4,250
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 27L01-10 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)Platinum$2,038.56$0$4,025
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 27L01-96S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards)Platinum$2,114.54$0$5,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$2,208.74$1,000$4,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-07 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)Platinum$2,249.97$0$4,725
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-03 ($20 Labs / Rewards)Silver$2,294.51$3,675$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$2,302.96$6,400$10,300
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-07 ($25 PCP Visits / $40 Specialist Visits / Rewards)Silver$2,332.39$3,575$8,575
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$2,338.78$2,100$7,050
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$2,362.79$0$7,300
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-34S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards)Platinum$2,380.44$0$5,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$2,421.72$2,500$8,600
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$3,076.68$1,500$4,250
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-08 ($0 Deductible / $15 PCP Visits / $25 Specialist Visits / $10 Labs / Rewards)Platinum$3,129.94$0$4,075
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-21S ($0 Deductible / $20 PCP Visits / $40 Specialist Visits / Rewards)Platinum$3,187.56$0$5,900

Questions about 2027 plans in Lee County

How many ACA plans are available in Lee County for 2027?
Lee County, Florida has 135 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.
What is the 2027 benchmark (second-lowest-cost silver) premium in Lee County?
The 2027 benchmark (second-lowest-cost silver) premium in Lee County is $836 per month for a 40-year-old before tax credits.
What is the cheapest 2027 plan in Lee County?
The cheapest 2027 plan in Lee County is myBlue Essentials Catastrophic (HSA) 27M07-14 (Rewards) from Florida Blue HMO (a BlueCross BlueShield FL company), a Catastrophic plan at $538 per month for a 40-year-old before tax credits.
When is Open Enrollment for 2027 coverage?
In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
How do I get help choosing or enrolling?
For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.

Insurers in this county

Sources

  • HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.

See 2026 plans for Lee County →