ACA marketplace plans in Lee County, Florida (2026)

Lee County, Florida has 132 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $522 to $2,368 and a benchmark (second-lowest-cost silver) plan at $717 per month.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Plan table

IssuerPlanMetalAge 21Age 40Age 60DeductibleMOOP
UnitedHealthcareUHC Bronze Essential- ($0 Virtual Urgent Care)Bronze$421.38$538.52$1,143.63$10,600$10,600
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care)Bronze$421.43$538.59$1,143.77$10,600$10,600
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 26M02-24 (Rewards)Bronze$500.67$639.86$1,358.82$10,125$10,150
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 24L01-01 (Rewards)Bronze$576.40$736.64$1,564.35$6,150$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-05 (Rewards)Bronze$626.28$800.39$1,699.72$6,150$10,150
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-06 (Rewards)Bronze$766.03$978.99$2,079.01$6,150$10,150
WellpointWellpoint Essential Catastrophic (+ Incentives)Catastrophic$408.39$521.92$1,108.37$10,600$10,600
WellpointWellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded Bronze$433.12$553.53$1,175.49$6,000$10,600
WellpointWellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded Bronze$439.79$562.05$1,193.59$5,500$10,600
UnitedHealthcareUHC Bronze StandardExpanded Bronze$441.53$564.27$1,198.30$7,500$10,000
WellpointWellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) StandardExpanded Bronze$443.58$566.90$1,203.88$7,500$10,000
WellpointWellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded Bronze$447.93$572.45$1,215.68$5,500$10,600
Ambetter HealthEveryday BronzeExpanded Bronze$453.75$579.88$1,231.45$8,450$10,150
Ambetter HealthStandard Expanded BronzeExpanded Bronze$455.14$581.66$1,235.23$7,500$10,000
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision)Expanded Bronze$457.07$584.13$1,240.49$7,500$10,000
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)Expanded Bronze$457.46$584.63$1,241.53$0$10,600
Ambetter HealthEveryday Bronze + Vision + Adult DentalExpanded Bronze$466.03$595.57$1,264.77$8,450$10,150
Ambetter HealthStandard Expanded Bronze + Vision + Adult DentalExpanded Bronze$467.46$597.40$1,268.65$7,500$10,000
UnitedHealthcareUHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)Expanded Bronze$473.00$604.49$1,283.72$0$10,600
Ambetter HealthElite BronzeExpanded Bronze$518.29$662.36$1,406.61$0$10,500
Ambetter HealthElite Bronze + Vision + Adult DentalExpanded Bronze$532.31$680.28$1,444.66$0$10,500
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2322S ($50 PCP Visits / Rewards)Expanded Bronze$565.21$722.34$1,533.98$7,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2286 ($75 PCP Visits / Rewards)Expanded Bronze$566.26$723.68$1,536.83$2,350$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards)Expanded Bronze$572.51$731.67$1,553.79$6,000$10,150
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)Expanded Bronze$598.15$764.44$1,623.38$7,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)Expanded Bronze$603.27$770.98$1,637.27$6,650$7,400
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded Bronze$607.53$776.42$1,648.84$6,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards)Expanded Bronze$610.46$780.17$1,656.79$0$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)Expanded Bronze$614.31$785.09$1,667.24$0$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)Expanded Bronze$622.37$795.39$1,689.11$0$10,150
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)Expanded Bronze$633.56$809.69$1,719.48$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)Expanded Bronze$636.91$813.97$1,728.57$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)Expanded Bronze$643.63$822.56$1,746.81$0$9,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)Expanded Bronze$661.31$845.15$1,794.80$6,650$7,400
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)Expanded Bronze$661.41$845.28$1,795.07$7,500$10,000
AvMedAvMed Entrust Expanded Bronze Standard (2026)Expanded Bronze$667.70$853.31$1,812.12$7,500$10,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded Bronze$676.49$864.55$1,835.99$6,500$10,000
AvMedAvMed Entrust Bronze 650 (2026)Expanded Bronze$677.28$865.55$1,838.11$10,150$10,150
AvMedAvMed Entrust Bronze 600 (2026)Expanded Bronze$687.49$878.61$1,865.84$6,500$9,500
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)Expanded Bronze$714.92$913.67$1,940.29$0$9,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)Expanded Bronze$794.82$1,015.78$2,157.14$7,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)Expanded Bronze$801.85$1,024.76$2,176.22$6,650$7,400
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)Expanded Bronze$807.64$1,032.16$2,191.93$6,500$10,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)Expanded Bronze$843.59$1,078.11$2,289.50$0$9,900
Ambetter HealthStandard GoldGold$601.49$768.69$1,632.42$2,000$8,200
WellpointWellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)Gold$614.10$784.82$1,666.67$800$9,000
Ambetter HealthEveryday GoldGold$614.51$785.34$1,667.76$800$7,250
Ambetter HealthStandard Gold + Vision + Adult DentalGold$617.76$789.49$1,676.58$2,000$8,200
WellpointWellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Gold$620.14$792.54$1,683.06$800$9,000
WellpointWellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) StandardGold$626.71$800.94$1,700.89$2,000$8,200
WellpointWellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)Gold$627.60$802.07$1,703.31$1,400$5,000
Ambetter HealthEveryday Gold + Vision + Adult DentalGold$631.14$806.58$1,712.88$800$7,250
Ambetter HealthComplete GoldGold$635.05$811.58$1,723.49$1,450$7,500
UnitedHealthcareUHC Gold StandardGold$637.59$814.84$1,730.42$2,000$8,200
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)Gold$643.09$821.87$1,745.34$0$10,600
Ambetter HealthComplete Gold + Vision + Adult DentalGold$652.23$833.54$1,770.12$1,450$7,500
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)Gold$654.79$836.82$1,777.09$500$9,000
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)Gold$670.33$856.68$1,819.27$500$9,000
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$820.13$1,048.13$2,225.83$2,000$8,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 2011 ($0 Labs / Rewards)Gold$834.03$1,065.89$2,263.56$940$4,500
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$868.77$1,110.29$2,357.84$2,000$8,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)Gold$870.60$1,112.63$2,362.81$0$6,550
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$889.33$1,136.56$2,413.64$1,500$6,450
AvMedAvMed Entrust Gold Standard (2026)Gold$911.36$1,164.71$2,473.41$2,000$8,200
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$912.79$1,166.55$2,477.31$0$6,250
Florida Blue (BlueCross BlueShield FL)BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)Gold$916.17$1,170.87$2,486.49$0$6,250
AvMedAvMed Entrust Gold 125 (2026)Gold$928.82$1,187.03$2,520.81$2,000$5,850
AvMedAvMed Entrust Gold 125 Dental+Vision (2026)Gold$932.66$1,191.92$2,531.20$2,000$5,850
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$985.28$1,259.19$2,674.05$2,000$8,200
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$1,009.54$1,290.19$2,739.89$1,500$6,450
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$1,044.98$1,335.48$2,836.08$0$6,250
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)Gold$1,301.52$1,663.34$3,532.33$2,000$8,200
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)Gold$1,332.45$1,702.87$3,616.27$1,500$6,450
Florida Blue (BlueCross BlueShield FL)BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)Gold$1,368.65$1,749.13$3,714.52$0$6,250
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platinum$1,131.62$1,446.21$3,071.22$0$2,250
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$1,138.03$1,454.40$3,088.61$1,000$4,000
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platinum$1,169.59$1,494.74$3,174.27$0$2,525
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platinum$1,185.50$1,515.07$3,217.45$0$5,200
Florida Blue (BlueCross BlueShield FL)BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platinum$1,218.90$1,557.75$3,308.09$0$5,200
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$1,232.98$1,575.75$3,346.31$1,000$4,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platinum$1,279.90$1,635.71$3,473.65$0$2,525
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platinum$1,341.30$1,714.18$3,640.29$0$5,200
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)Platinum$1,728.53$2,209.06$4,691.23$1,000$4,000
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)Platinum$1,778.32$2,272.69$4,826.36$0$2,525
Florida Blue (BlueCross BlueShield FL)BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)Platinum$1,852.99$2,368.12$5,029.01$0$5,200
UnitedHealthcareUHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)Silver$557.69$712.73$1,513.57$4,500$9,900
WellpointWellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Silver$561.27$717.30$1,523.29$3,500$10,150
WellpointWellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)Silver$563.53$720.19$1,529.42$1,850$9,100
WellpointWellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Silver$569.52$727.85$1,545.68$3,500$10,150
UnitedHealthcareUHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)Silver$573.24$732.59$1,555.76$4,500$9,900
WellpointWellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) StandardSilver$573.56$733.01$1,556.64$6,000$8,900
Ambetter HealthClarity SilverSilver$576.22$736.40$1,563.84$8,000$8,400
UnitedHealthcareUHC Silver Standard-Silver$585.81$748.67$1,589.90$6,000$8,900
UnitedHealthcareUHC Silver StandardSilver$585.88$748.75$1,590.07$6,000$8,900
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)Silver$593.66$758.70$1,611.20$2,700$10,350
UnitedHealthcareUHC Silver Standard+ (Dental + Vision)Silver$601.42$768.62$1,632.26$6,000$8,900
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)Silver$609.21$778.56$1,653.38$2,700$10,350
Ambetter HealthStandard SilverSilver$614.62$785.47$1,668.04$6,000$8,900
Ambetter HealthFocused SilverSilver$622.03$794.94$1,688.15$6,300$8,400
Ambetter HealthStandard Silver + Vision + Adult DentalSilver$631.24$806.72$1,713.17$6,000$8,900
Ambetter HealthEnhanced Diabetes Care Silver with $0 Drug OptionsSilver$632.33$808.10$1,716.10$5,000$8,650
Ambetter HealthFocused Silver + Vision + Adult DentalSilver$638.86$816.44$1,733.83$6,300$8,400
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards)Silver$641.75$820.16$1,741.71$9,500$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)Silver$645.76$825.28$1,752.59$9,500$10,150
Ambetter HealthEnhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult DentalSilver$649.43$829.96$1,762.53$5,000$8,650
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards)Silver$652.00$833.26$1,769.53$7,000$9,125
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)Silver$653.79$835.54$1,774.39$9,500$10,150
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)Silver$655.84$838.16$1,779.95$7,000$9,125
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)Silver$663.86$848.41$1,801.72$7,000$9,125
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards)Silver$667.18$852.66$1,810.73$6,400$9,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards)Silver$671.06$857.61$1,821.26$6,400$9,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards)Silver$679.06$867.84$1,842.97$6,400$9,200
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2010 (Rewards)Silver$696.85$890.57$1,891.25$2,800$7,675
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2010V (Adult Vision / Rewards)Silver$700.75$895.56$1,901.84$2,800$7,675
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2010E (Adult Dental & Vision / Rewards)Silver$708.77$905.81$1,923.60$2,800$7,675
Florida Blue HMO (a BlueCross BlueShield FL company)myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$716.27$915.39$1,943.96$6,000$8,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1443 ($10 Labs / Rewards)Silver$772.53$987.29$2,096.65$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)Silver$775.94$991.65$2,105.90$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)Silver$782.74$1,000.34$2,124.36$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$785.33$1,003.65$2,131.39$6,000$8,900
Florida Blue (BlueCross BlueShield FL)BlueSelect Silver 1456 ($50 PCP Visits / Rewards)Silver$794.20$1,014.99$2,155.46$3,125$8,100
AvMedAvMed Entrust Silver Standard (2026)Silver$836.42$1,068.94$2,270.03$6,000$8,900
AvMedAvMed Entrust Silver 550 (2026)Silver$850.31$1,086.69$2,307.73$6,250$8,000
AvMedAvMed Entrust Silver 550 Dental+Vision (2026)Silver$853.86$1,091.23$2,317.37$6,250$8,000
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-02 ($10 Labs / Rewards)Silver$862.08$1,101.74$2,339.69$4,000$8,100
AvMedAvMed Entrust Silver 350 (2026)Silver$874.93$1,118.14$2,374.54$3,500$9,250
AvMedAvMed Entrust Silver 350 Dental+Vision (2026)Silver$878.58$1,122.82$2,384.44$3,500$9,250
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$891.14$1,138.88$2,418.55$6,000$8,900
Florida Blue HMO (a BlueCross BlueShield FL company)BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)Silver$902.62$1,153.55$2,449.71$3,125$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-03 ($10 Labs / Rewards)Silver$1,238.43$1,582.71$3,361.10$4,000$8,100
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)Silver$1,322.77$1,690.50$3,590.00$6,000$8,900
Florida Blue (BlueCross BlueShield FL)BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)Silver$1,338.10$1,710.09$3,631.60$3,125$8,100

Cost-sharing reductions (CSR)

Silver plans in this county carry the standard cost-sharing shown above. If your household income is between 100% and 250% of the federal poverty level, HealthCare.gov automatically applies CSR variants of silver plans that lower deductibles, copays, and the annual out-of-pocket maximum — the plan name stays the same but the numbers on your Summary of Benefits change.

Subsidy context for 2026

The enhanced premium tax credits from the American Rescue Plan Act and the Inflation Reduction Act expired December 31, 2025, so for plan year 2026 the pre-2021 ACA subsidy structure returns — households above 400% of the federal poverty level receive no premium tax credit at all, and lower-income households pay a larger share of the benchmark plan's premium (see the Congressional Research Service report R48290 and KFF's 2026 premium tracker). These figures describe the rules; nothing on this page is a recommendation.

Sources

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