2027 ACA marketplace plans in Platte County, Missouri
Updated with 2027 plan data from HealthCare.gov.
Platte County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $492 to $863 and a benchmark (second-lowest-cost silver) plan at $650 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $491.51 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $499.54 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $505.43 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $513.69 | $9,350 | $11,100 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Bronze with $0 Spira Care BlueSelect | Bronze | $530.09 | $9,900 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $534.62 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $535.36 | $4,700 | $12,000 |
| Ambetter Health | Elite Bronze | Bronze | $536.26 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $538.20 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $539.17 | $5,500 | $12,000 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $551.45 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $557.45 | $0 | $12,000 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze BlueSelect | Bronze | $570.98 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $594.34 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $623.75 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $627.72 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $642.02 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $645.50 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $645.64 | $0 | $11,750 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $648.78 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $649.20 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Simple | Gold | $649.98 | $2,750 | $10,000 |
| Ambetter Health | Summit Silver | Silver | $650.30 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $650.91 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $659.61 | $0 | $12,000 |
| Ambetter Health | Complete Gold | Gold | $660.58 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $661.55 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $667.59 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $669.34 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $677.87 | $0 | $12,000 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $679.29 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $680.29 | $6,950 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $691.29 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $691.85 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $693.96 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $699.38 | $6,000 | $11,000 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $700.89 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $702.36 | $6,500 | $10,500 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Choice Silver with $0 Spira Care BlueSelect | Silver | $751.20 | $4,900 | $8,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $786.68 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver BlueSelect | Silver | $786.89 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $791.81 | $2,000 | $8,100 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold BlueSelect | Gold | $801.25 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $804.95 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $810.07 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $817.49 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $831.50 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $835.76 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $842.27 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $844.28 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $849.76 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $860.54 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $862.55 | $0 | $12,000 |
Questions about 2027 plans in Platte County
- How many ACA plans are available in Platte County for 2027?
- Platte County, Missouri has 53 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Platte County?
- The 2027 benchmark (second-lowest-cost silver) premium in Platte County is $650 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Platte County?
- The cheapest 2027 plan in Platte County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $492 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter Health — all 2027 Ambetter Health plans in Missouri
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Missouri
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Missouri
- Blue Cross and Blue Shield of Kansas City — all 2027 Blue Cross and Blue Shield of Kansas City plans in Missouri
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.