2027 ACA marketplace plans in Polk County, Missouri
Updated with 2027 plan data from HealthCare.gov.
Polk County, Missouri has 65 ACA marketplace plans from 5 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $519 to $900 and a benchmark (second-lowest-cost silver) plan at $687 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 3, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $519.05 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $527.54 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $533.75 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $542.48 | $9,350 | $11,100 |
| Ambetter Health | Elite Bronze | Bronze | $566.32 | $0 | $11,800 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $582.36 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $583.06 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $583.87 | $4,700 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $585.64 | $11,700 | $11,700 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $586.97 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $588.04 | $5,500 | $12,000 |
| Medica | Balance by Medica Bronze Share | Bronze | $588.66 | $8,000 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $607.97 | $0 | $12,000 |
| Medica | Balance by Medica Bronze Standard | Bronze | $610.00 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 6900 HSA ($0 Select Drugs + Incentives) | Bronze | $613.35 | $6,900 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $620.48 | $11,750 | $11,750 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $622.44 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X 4900 HSA ($0 Select Drugs + Incentives) | Bronze | $630.76 | $4,900 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $651.18 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $662.89 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $670.25 | $7,500 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $681.67 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $685.58 | $6,400 | $10,300 |
| Ambetter Health | Summit Silver | Silver | $686.75 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $687.39 | $800 | $7,250 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $688.62 | $0 | $12,000 |
| Ambetter Health | Complete Gold | Gold | $697.60 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $698.62 | $6,950 | $10,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $704.15 | $0 | $11,750 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $705.00 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $706.86 | $800 | $7,250 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $707.57 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $707.69 | $0 | $12,000 |
| Oscar Insurance Company | Gold Simple | Gold | $708.88 | $2,750 | $10,000 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $717.36 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $718.41 | $6,950 | $10,000 |
| Medica | Balance by Medica Gold Share | Gold | $733.61 | $2,600 | $6,000 |
| Medica | Balance by Medica Gold Standard | Gold | $735.58 | $2,500 | $8,600 |
| Medica | Balance by Medica Gold HSA | Gold | $742.45 | $3,500 | $4,700 |
| Oscar Insurance Company | Silver Core Plan | Silver | $753.94 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $754.55 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $756.85 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $762.76 | $6,000 | $11,000 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $764.41 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $766.01 | $6,500 | $10,500 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X 2500 Standard ($0 Select Drugs + Incentives) | Gold | $773.22 | $2,500 | $8,600 |
| Medica | Balance by Medica Silver Standard | Silver | $790.30 | $6,400 | $10,300 |
| Medica | Balance by Medica Silver Share | Silver | $790.97 | $3,525 | $9,300 |
| Medica | Balance by Medica Silver HSA | Silver | $799.77 | $4,200 | $8,700 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 7000 ($0 Select Drugs + Incentives) | Silver | $807.41 | $7,000 | $9,725 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 5350 ($0 Select Drugs + Incentives) | Silver | $821.27 | $5,350 | $10,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $821.28 | $2,500 | $8,600 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 6400 Standard ($0 Select Drugs + Incentives) | Silver | $821.88 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $826.63 | $2,000 | $8,100 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X 3100 ($0 Select Drugs + Incentives) | Silver | $838.74 | $3,100 | $11,900 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $840.35 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $845.70 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $853.45 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $868.07 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $872.52 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $879.32 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $881.42 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $887.14 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $898.39 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $900.49 | $0 | $12,000 |
Questions about 2027 plans in Polk County
- How many ACA plans are available in Polk County for 2027?
- Polk County, Missouri has 65 ACA marketplace plans from 5 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Polk County?
- The 2027 benchmark (second-lowest-cost silver) premium in Polk County is $687 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Polk County?
- The cheapest 2027 plan in Polk County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $519 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter Health — all 2027 Ambetter Health plans in Missouri
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Missouri
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Missouri
- Anthem Blue Cross and Blue Shield — all 2027 Anthem Blue Cross and Blue Shield plans in Missouri
- Medica — all 2027 Medica plans in Missouri
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.