2027 ACA marketplace plans in Saint Clair County, Missouri
Updated with 2027 plan data from HealthCare.gov.
Saint Clair County, Missouri has 48 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $543 to $1,070 and a benchmark (second-lowest-cost silver) plan at $718 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Ambetter Health | Signature Expanded Bronze | Bronze | $542.90 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze | Bronze | $551.77 | $9,350 | $11,100 |
| Ambetter Health | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $558.28 | $7,500 | $12,000 |
| Ambetter Health | Everyday Bronze + Vision + Adult Dental | Bronze | $567.40 | $9,350 | $11,100 |
| Ambetter Health | Elite Bronze | Bronze | $592.34 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $598.04 | $11,750 | $11,750 |
| Ambetter Health | Elite Bronze + Vision + Adult Dental | Bronze | $609.11 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $627.64 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $646.02 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $663.72 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $682.10 | $0 | $12,000 |
| Ambetter Health | Signature Gold | Gold | $693.35 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Bronze Preferred-Care Blue | Bronze | $703.71 | $9,900 | $12,000 |
| Ambetter Health | Signature Gold + Vision + Adult Dental | Gold | $712.99 | $2,500 | $8,600 |
| Ambetter Health | Signature Silver | Silver | $717.08 | $6,400 | $10,300 |
| Ambetter Health | Summit Silver | Silver | $718.30 | $4,100 | $9,800 |
| Ambetter Health | Everyday Gold | Gold | $718.97 | $800 | $7,250 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Bronze Preferred-Care Blue | Bronze | $724.02 | $7,500 | $12,000 |
| Ambetter Health | Complete Gold | Gold | $729.65 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver | Silver | $730.72 | $6,950 | $10,000 |
| Ambetter Health | Signature Silver + Vision + Adult Dental | Silver | $737.39 | $6,400 | $10,300 |
| Ambetter Health | Everyday Gold + Vision + Adult Dental | Gold | $739.33 | $800 | $7,250 |
| Ambetter Health | Complete Gold + Vision + Adult Dental | Gold | $750.32 | $1,450 | $9,500 |
| Ambetter Health | Complete Silver + Vision + Adult Dental | Silver | $751.42 | $6,950 | $10,000 |
| Medica | Balance by Medica Bronze Share | Bronze | $787.63 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $791.59 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Gold | $796.75 | $2,000 | $8,100 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $809.97 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Gold | $815.13 | $2,000 | $8,100 |
| Medica | Balance by Medica Bronze Standard | Bronze | $816.19 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $822.59 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $836.69 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $840.98 | $0 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $847.53 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $849.55 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $855.07 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $865.91 | $3,500 | $10,300 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $867.93 | $0 | $12,000 |
| Medica | Balance by Medica Gold Share | Gold | $981.58 | $2,600 | $6,000 |
| Medica | Balance by Medica Gold Standard | Gold | $984.22 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Community Silver Preferred-Care Blue | Silver | $989.99 | $6,900 | $8,550 |
| Medica | Balance by Medica Gold HSA | Gold | $993.41 | $3,500 | $4,700 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Silver Preferred-Care Blue | Silver | $997.80 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Kansas City | Blue KC Standard Gold Preferred-Care Blue | Gold | $1,016.01 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Kansas City | Blue KC First Silver Preferred-Care Blue | Silver | $1,027.41 | $5,500 | $8,800 |
| Medica | Balance by Medica Silver Standard | Silver | $1,057.43 | $6,400 | $10,300 |
| Medica | Balance by Medica Silver Share | Silver | $1,058.33 | $3,525 | $9,300 |
| Medica | Balance by Medica Silver HSA | Silver | $1,070.11 | $4,200 | $8,700 |
Questions about 2027 plans in Saint Clair County
- How many ACA plans are available in Saint Clair County for 2027?
- Saint Clair County, Missouri has 48 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Saint Clair County?
- The 2027 benchmark (second-lowest-cost silver) premium in Saint Clair County is $718 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Saint Clair County?
- The cheapest 2027 plan in Saint Clair County is Signature Expanded Bronze from Ambetter Health, a Bronze plan at $543 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter Health — all 2027 Ambetter Health plans in Missouri
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Missouri
- Medica — all 2027 Medica plans in Missouri
- Blue Cross and Blue Shield of Kansas City — all 2027 Blue Cross and Blue Shield of Kansas City plans in Missouri
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.