2027 ACA marketplace plans in Lorain County, Ohio
Updated with 2027 plan data from HealthCare.gov.
Lorain County, Ohio has 123 ACA marketplace plans from 7 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $458 to $1,021 and a benchmark (second-lowest-cost silver) plan at $628 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Antidote Health Plan of Ohio, Inc. | Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $457.82 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Bronze | $459.15 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Bronze | $459.61 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $468.77 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Bronze | $470.10 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Bronze | $470.56 | $8,700 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $498.70 | $11,700 | $11,700 |
| Antidote Health Plan of Ohio, Inc. | Bronze Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Bronze | $501.42 | $8,000 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $504.13 | $11,700 | $11,700 |
| Oscar Health Insurance | Bronze Classic 4700 | Bronze | $505.09 | $4,700 | $12,000 |
| Oscar Health Insurance | Bronze Classic Standard | Bronze | $506.76 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | Bronze Standard | Bronze | $508.55 | $7,500 | $12,000 |
| MedMutual | MedMutual Bronze $12,000 Max Saver ON-EX | Bronze | $508.99 | $12,000 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Bronze | $512.36 | $8,000 | $12,000 |
| Oscar Health Insurance | Bronze Simple Diabetes | Bronze | $514.77 | $5,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $516.76 | $5,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Chronic Care CKM | Bronze | $521.48 | $5,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $530.79 | $7,500 | $12,000 |
| Oscar Health Insurance | Bronze Elite + PCP Saver Plus | Bronze | $531.01 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $531.32 | $6,000 | $12,000 |
| MedMutual | MedMutual Bronze $8,300 ON-EX | Bronze | $536.75 | $8,300 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 9000 HSA ($0 Select Drugs + Incentives) | Bronze | $544.61 | $9,000 | $9,000 |
| MedMutual | MedMutual Bronze Standard $7,500 ON-EX | Bronze | $547.74 | $7,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $551.43 | $5,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze | Bronze | $590.03 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $594.57 | $11,750 | $11,750 |
| Ambetter from Buckeye Health Plan | Everyday Bronze | Bronze | $597.61 | $9,350 | $11,100 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $605.02 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | $612.80 | $9,350 | $11,100 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $615.16 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA | Bronze | $624.03 | $7,950 | $7,950 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Silver | $627.82 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Silver | $628.44 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $629.66 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Silver | $638.76 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Silver | $639.39 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $639.88 | $7,950 | $7,950 |
| Oscar Insurance Corporation of Ohio | Bronze Classic PCP Saver | Cleveland Clinic | Bronze | $643.37 | $9,000 | $12,000 |
| Oscar Insurance Corporation of Ohio | Bronze Classic Standard | Cleveland Clinic | Bronze | $643.95 | $7,500 | $12,000 |
| Oscar Insurance Corporation of Ohio | Bronze Classic 4700 | Cleveland Clinic | Bronze | $644.11 | $4,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | Silver Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $648.54 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $651.32 | $0 | $12,000 |
| Oscar Insurance Corporation of Ohio | Bronze Simple Diabetes | Cleveland Clinic | Bronze | $653.68 | $5,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 6400 Standard ($0 Select Drugs + Incentives) | Silver | $657.02 | $6,400 | $10,300 |
| Oscar Insurance Corporation of Ohio | Bronze Simple Chronic Care CKM | Cleveland Clinic | Bronze | $657.57 | $5,500 | $12,000 |
| Oscar Insurance Corporation of Ohio | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic | Bronze | $657.68 | $5,500 | $12,000 |
| Oscar Health Insurance | Silver Classic Standard | Silver | $659.42 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | SilverComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $659.49 | $7,500 | $12,000 |
| Oscar Health Insurance | Silver Simple PCP Saver | Silver | $661.07 | $5,750 | $10,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X 5000 ($0 Select Drugs + Incentives) | Silver | $662.57 | $5,000 | $10,400 |
| Oscar Health Insurance | Silver Core Plan | Silver | $663.06 | $9,000 | $10,300 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 ($0 Select Drugs + Incentives) | Silver | $663.09 | $4,000 | $11,500 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $665.82 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $668.52 | $4,000 | $11,500 |
| Oscar Insurance Corporation of Ohio | Bronze Simple Diabetes with Adult Dental & Vision | Cleveland Clinic | Bronze | $671.58 | $5,500 | $12,000 |
| Oscar Health Insurance | Silver Simple Diabetes | Silver | $675.13 | $6,500 | $10,600 |
| Oscar Health Insurance | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $676.36 | $6,200 | $10,600 |
| Oscar Health Insurance | Silver Simple Women's Health with Menopause Benefits | Silver | $680.80 | $6,000 | $11,000 |
| Oscar Health Insurance | Silver Simple Chronic Care CKM | Silver | $681.65 | $6,500 | $10,600 |
| Ambetter from Buckeye Health Plan | Streamlined Silver | Silver | $685.31 | $4,700 | $11,300 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 5200 HSA (+ Incentives) | Silver | $690.26 | $5,200 | $8,000 |
| Oscar Health Insurance | Gold Classic Standard | Gold | $691.26 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Simple | Gold | $692.58 | $2,750 | $10,000 |
| Oscar Health Insurance | Gold Elite Saver Plus | Gold | $692.89 | $0 | $11,750 |
| Oscar Health Insurance | Silver Simple Diabetes with Adult Dental & Vision | Silver | $695.83 | $6,500 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | Silver Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Silver | $701.64 | $6,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Silver | Silver | $705.08 | $6,400 | $10,300 |
| Oscar Insurance Corporation of Ohio | Silver Classic Standard | Cleveland Clinic | Silver | $706.09 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | Silver Standard | Silver | $711.73 | $6,400 | $10,300 |
| Oscar Insurance Corporation of Ohio | Silver Simple PCP Saver | Cleveland Clinic | Silver | $712.06 | $5,750 | $10,000 |
| Oscar Insurance Corporation of Ohio | Silver Simple Diabetes | Cleveland Clinic | Silver | $712.58 | $6,500 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | SilverElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Silver | $712.58 | $6,500 | $12,000 |
| Oscar Health Insurance | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $713.59 | $0 | $11,750 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $713.73 | $6,000 | $10,400 |
| Oscar Insurance Corporation of Ohio | Silver Core Plan | Cleveland Clinic | Silver | $715.40 | $9,000 | $10,300 |
| Oscar Insurance Corporation of Ohio | Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic | Silver | $716.02 | $6,200 | $10,600 |
| Ambetter from Buckeye Health Plan | Complete Silver | Silver | $717.29 | $6,950 | $10,000 |
| Oscar Insurance Corporation of Ohio | Silver Simple Chronic Care CKM | Cleveland Clinic | Silver | $720.75 | $6,500 | $10,600 |
| Oscar Insurance Corporation of Ohio | Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic | Silver | $722.34 | $6,000 | $11,000 |
| Ambetter from Buckeye Health Plan | Signature Silver + Vision + Adult Dental | Silver | $722.99 | $6,400 | $10,300 |
| Ambetter from Buckeye Health Plan | Signature Gold | Gold | $730.26 | $2,500 | $8,600 |
| Oscar Insurance Corporation of Ohio | Silver Simple Diabetes with Adult Dental & Vision | Cleveland Clinic | Silver | $730.48 | $6,500 | $10,600 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $731.86 | $6,000 | $10,400 |
| Oscar Health Insurance | Gold Simple Diabetes | Gold | $733.21 | $1,000 | $10,600 |
| Ambetter from Buckeye Health Plan | Complete Silver + Vision + Adult Dental | Silver | $735.52 | $6,950 | $10,000 |
| Ambetter from Buckeye Health Plan | Clear Gold | Gold | $736.65 | $1,200 | $9,150 |
| Ambetter from Buckeye Health Plan | Signature Gold + Vision + Adult Dental | Gold | $748.81 | $2,500 | $8,600 |
| Ambetter from Buckeye Health Plan | Clear Gold + Vision + Adult Dental | Gold | $755.37 | $1,200 | $9,150 |
| Ambetter from Buckeye Health Plan | Complete Gold | Gold | $766.39 | $1,450 | $9,500 |
| Oscar Insurance Corporation of Ohio | Gold Elite Saver Plus | Cleveland Clinic | Gold | $779.79 | $0 | $11,750 |
| MedMutual | MedMutual Silver $6,900 ON-EX | Silver | $780.26 | $6,900 | $9,500 |
| Ambetter from Buckeye Health Plan | Complete Gold + Vision + Adult Dental | Gold | $785.86 | $1,450 | $9,500 |
| Oscar Insurance Corporation of Ohio | Gold Classic Standard | Cleveland Clinic | Gold | $792.83 | $2,500 | $8,600 |
| MedMutual | MedMutual Silver Standard $6,400 ON-EX | Silver | $793.56 | $6,400 | $10,300 |
| Oscar Insurance Corporation of Ohio | Gold Simple with Early Retirement Benefits | Cleveland Clinic | Gold | $796.16 | $3,000 | $8,500 |
| Oscar Insurance Corporation of Ohio | Gold Elite Saver Plus with Adult Dental & Vision | Cleveland Clinic | Gold | $797.69 | $0 | $11,750 |
| MedMutual | MedMutual Silver $5,000 ON-EX | Silver | $803.39 | $5,000 | $9,000 |
| Oscar Insurance Corporation of Ohio | Gold Simple with Early Retirement Benefits including Adult Dental & Vision | Cleveland Clinic | Gold | $814.06 | $3,000 | $8,500 |
| MedMutual | MedMutual Gold Standard $2,500 ON-EX | Gold | $849.09 | $2,500 | $8,600 |
| MedMutual | MedMutual Gold $3,500 HSA ON-EX | Gold | $855.45 | $3,500 | $3,500 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $856.30 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $858.67 | $5,000 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Gold | $859.39 | $3,000 | $9,000 |
| MedMutual | MedMutual Gold $1,000 ON-EX | Gold | $859.50 | $1,000 | $8,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Gold | $860.25 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | Gold Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $868.79 | $3,500 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $869.89 | $0 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Gold | $870.74 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $870.80 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Gold | $871.58 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $873.17 | $5,000 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | GoldComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $880.13 | $3,500 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $884.39 | $0 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | Gold Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Gold | $922.47 | $3,000 | $9,000 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X 2500 Standard ($0 Select Drugs + Incentives) | Gold | $924.26 | $2,500 | $8,600 |
| Antidote Health Plan of Ohio, Inc. | GoldElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Gold | $933.80 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | Gold Standard | Gold | $948.35 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $971.19 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $985.69 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $986.81 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,001.31 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,006.52 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,021.02 | $0 | $8,200 |
Questions about 2027 plans in Lorain County
- How many ACA plans are available in Lorain County for 2027?
- Lorain County, Ohio has 123 ACA marketplace plans from 7 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Lorain County?
- The 2027 benchmark (second-lowest-cost silver) premium in Lorain County is $628 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Lorain County?
- The cheapest 2027 plan in Lorain County is Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included from Antidote Health Plan of Ohio, Inc., a Bronze plan at $458 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Antidote Health Plan of Ohio, Inc. — all 2027 Antidote Health Plan of Ohio, Inc. plans in Ohio
- Oscar Health Insurance — all 2027 Oscar Health Insurance plans in Ohio
- Oscar Insurance Corporation of Ohio — all 2027 Oscar Insurance Corporation of Ohio plans in Ohio
- Ambetter from Buckeye Health Plan — all 2027 Ambetter from Buckeye Health Plan plans in Ohio
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Ohio
- Anthem Blue Cross and Blue Shield — all 2027 Anthem Blue Cross and Blue Shield plans in Ohio
- MedMutual — all 2027 MedMutual plans in Ohio
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.