2027 ACA marketplace plans in Miami County, Ohio
Updated with 2027 plan data from HealthCare.gov.
Miami County, Ohio has 112 ACA marketplace plans from 7 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $468 to $1,053 and a benchmark (second-lowest-cost silver) plan at $627 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Antidote Health Plan of Ohio, Inc. | Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $467.86 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Bronze | $469.22 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Bronze | $469.70 | $8,700 | $12,000 |
| MedMutual | MedMutual Bronze $12,000 Max Saver ON-EX | Bronze | $473.76 | $12,000 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Bronze | $479.05 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Bronze | $480.41 | $8,700 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Bronze | $480.88 | $8,700 | $12,000 |
| Oscar Health Insurance | Bronze Classic 4700 | Bronze | $480.89 | $4,700 | $12,000 |
| Oscar Health Insurance | Bronze Classic Standard | Bronze | $482.47 | $7,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $482.68 | $12,000 | $12,000 |
| Oscar Health Insurance | Bronze Simple Diabetes | Bronze | $490.10 | $5,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $492.00 | $5,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Chronic Care CKM | Bronze | $496.49 | $5,500 | $12,000 |
| MedMutual | MedMutual Bronze $8,300 ON-EX | Bronze | $499.60 | $8,300 | $12,000 |
| Oscar Health Insurance | Bronze Elite + PCP Saver Plus | Bronze | $505.56 | $0 | $12,000 |
| MedMutual | MedMutual Bronze Standard $7,500 ON-EX | Bronze | $509.83 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA ($0 Select Drugs + Incentives) | Bronze | $510.36 | $11,700 | $11,700 |
| Antidote Health Plan of Ohio, Inc. | Bronze Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Bronze | $512.41 | $8,000 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives) | Bronze | $515.92 | $11,700 | $11,700 |
| Antidote Health Plan of Ohio, Inc. | Bronze Standard | Bronze | $519.71 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | BronzeElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Bronze | $523.60 | $8,000 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Bronze | $524.37 | $7,500 | $12,000 |
| Oscar Health Insurance | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $525.01 | $5,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Bronze | $533.22 | $4,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $543.19 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Bronze Pathway X 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $543.73 | $6,000 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze | Bronze | $549.54 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze | Bronze | $556.61 | $9,350 | $11,100 |
| Anthem Blue Cross and Blue Shield | Anthem Bronze Pathway X 9000 HSA ($0 Select Drugs + Incentives) | Bronze | $557.34 | $9,000 | $9,000 |
| Ambetter from Buckeye Health Plan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $563.50 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Everyday Bronze + Vision + Adult Dental | Bronze | $570.75 | $9,350 | $11,100 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA | Bronze | $581.21 | $7,950 | $7,950 |
| Ambetter from Buckeye Health Plan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $595.97 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $613.18 | $11,750 | $11,750 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $619.96 | $7,000 | $10,800 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $626.85 | $5,000 | $12,000 |
| Oscar Health Insurance | Silver Classic Standard | Silver | $627.81 | $6,400 | $10,300 |
| Oscar Health Insurance | Silver Simple PCP Saver | Silver | $629.39 | $5,750 | $10,000 |
| Oscar Health Insurance | Silver Core Plan | Silver | $631.29 | $9,000 | $10,300 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin, No Referrals) | Bronze | $634.42 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Streamlined Silver | Silver | $638.28 | $4,700 | $11,300 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Silver | $641.59 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Silver | $642.23 | $7,500 | $12,000 |
| Oscar Health Insurance | Silver Simple Diabetes | Silver | $642.77 | $6,500 | $10,600 |
| Oscar Health Insurance | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $643.95 | $6,200 | $10,600 |
| Oscar Health Insurance | Silver Simple Women's Health with Menopause Benefits | Silver | $648.18 | $6,000 | $11,000 |
| Oscar Health Insurance | Silver Simple Chronic Care CKM | Silver | $648.98 | $6,500 | $10,600 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $649.37 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Silver | $652.77 | $7,500 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | SilverEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Silver | $653.42 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Silver | Silver | $656.70 | $6,400 | $10,300 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $657.46 | $1,000 | $10,000 |
| Oscar Health Insurance | Gold Classic Standard | Gold | $658.13 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Simple | Gold | $659.38 | $2,750 | $10,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature 70 + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Silver | $659.41 | $6,400 | $10,300 |
| Oscar Health Insurance | Gold Elite Saver Plus | Gold | $659.69 | $0 | $11,750 |
| Oscar Health Insurance | Silver Simple Diabetes with Adult Dental & Vision | Silver | $662.48 | $6,500 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | Silver Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $662.77 | $7,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options | Silver | $664.76 | $6,000 | $10,400 |
| Ambetter from Buckeye Health Plan | Complete Silver | Silver | $668.07 | $6,950 | $10,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals) | Bronze | $671.71 | $0 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 6400 Standard ($0 Select Drugs + Incentives) | Silver | $672.37 | $6,400 | $10,300 |
| Ambetter from Buckeye Health Plan | Signature Silver + Vision + Adult Dental | Silver | $673.38 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | SilverComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Silver | $673.96 | $7,500 | $12,000 |
| Anthem Blue Cross and Blue Shield | Anthem Heart Healthy Silver Pathway X 5000 ($0 Select Drugs + Incentives) | Silver | $678.04 | $5,000 | $10,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 ($0 Select Drugs + Incentives) | Silver | $678.58 | $4,000 | $11,500 |
| Oscar Health Insurance | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $679.40 | $0 | $11,750 |
| Ambetter from Buckeye Health Plan | Signature Gold | Gold | $680.15 | $2,500 | $8,600 |
| Ambetter from Buckeye Health Plan | Enhanced CHF Heart Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $681.64 | $6,000 | $10,400 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 4000 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $684.14 | $4,000 | $11,500 |
| Ambetter from Buckeye Health Plan | Complete Silver + Vision + Adult Dental | Silver | $685.05 | $6,950 | $10,000 |
| Ambetter from Buckeye Health Plan | Clear Gold | Gold | $686.11 | $1,200 | $9,150 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals) | Bronze | $686.67 | $0 | $12,000 |
| Ambetter from Buckeye Health Plan | Signature Gold + Vision + Adult Dental | Gold | $697.43 | $2,500 | $8,600 |
| Oscar Health Insurance | Gold Simple Diabetes | Gold | $698.07 | $1,000 | $10,600 |
| Ambetter from Buckeye Health Plan | Clear Gold + Vision + Adult Dental | Gold | $703.54 | $1,200 | $9,150 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals | Gold | $704.91 | $2,500 | $8,600 |
| Anthem Blue Cross and Blue Shield | Anthem Silver Pathway X 5200 HSA (+ Incentives) | Silver | $706.39 | $5,200 | $8,000 |
| Ambetter from Buckeye Health Plan | Complete Gold | Gold | $713.81 | $1,450 | $9,500 |
| Antidote Health Plan of Ohio, Inc. | Silver Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Silver | $717.03 | $6,500 | $12,000 |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals | Gold | $723.97 | $0 | $9,000 |
| MedMutual | MedMutual Silver $6,900 ON-EX | Silver | $726.25 | $6,900 | $9,500 |
| Antidote Health Plan of Ohio, Inc. | Silver Standard | Silver | $727.34 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | SilverElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Silver | $728.21 | $6,500 | $12,000 |
| Ambetter from Buckeye Health Plan | Complete Gold + Vision + Adult Dental | Gold | $731.94 | $1,450 | $9,500 |
| MedMutual | MedMutual Silver Standard $6,400 ON-EX | Silver | $738.63 | $6,400 | $10,300 |
| MedMutual | MedMutual Silver $5,000 ON-EX | Silver | $747.79 | $5,000 | $9,000 |
| MedMutual | MedMutual Gold Standard $2,500 ON-EX | Gold | $790.32 | $2,500 | $8,600 |
| MedMutual | MedMutual Gold $3,500 HSA ON-EX | Gold | $796.24 | $3,500 | $3,500 |
| MedMutual | MedMutual Gold $1,000 ON-EX | Gold | $800.01 | $1,000 | $8,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Blood Pressure Management Unlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Gold | $878.24 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Diabetes Unlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Gold | $879.12 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin, No Referrals) | Silver | $883.10 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Silver | $885.55 | $5,000 | $10,600 |
| Antidote Health Plan of Ohio, Inc. | Gold Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $887.84 | $3,500 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhanced Blood PressureManagement+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and $0 Advanced Rx | Gold | $889.84 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | GoldEnhancedDiabetes+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and Select $0 Insulin | Gold | $890.70 | $3,000 | $9,000 |
| UnitedHealthcare | UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals) | Silver | $897.13 | $0 | $12,000 |
| UnitedHealthcare | UHC Silver Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Silver | $898.06 | $6,400 | $10,300 |
| Antidote Health Plan of Ohio, Inc. | GoldComplete+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included | Gold | $899.44 | $3,500 | $9,000 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Silver | $900.50 | $5,000 | $10,600 |
| UnitedHealthcare | UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals) | Silver | $912.08 | $0 | $12,000 |
| Antidote Health Plan of Ohio, Inc. | Gold Elite Unlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Gold | $942.71 | $3,000 | $9,000 |
| Anthem Blue Cross and Blue Shield | Anthem Gold Pathway X 2500 Standard ($0 Select Drugs + Incentives) | Gold | $945.86 | $2,500 | $8,600 |
| Antidote Health Plan of Ohio, Inc. | GoldElite+DentalUnlimited $0Antidote PCP/UrgentVirtual Visits and More $0 Benefits | Gold | $954.29 | $3,000 | $9,000 |
| Antidote Health Plan of Ohio, Inc. | Gold Standard | Gold | $969.15 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin, No Referrals) | Gold | $1,001.60 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard+ ($0 Insulin, Dental + Vision, No Referrals) | Gold | $1,016.55 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,017.70 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,032.66 | $1,300 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) | Gold | $1,038.03 | $0 | $8,200 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) | Gold | $1,052.98 | $0 | $8,200 |
Questions about 2027 plans in Miami County
- How many ACA plans are available in Miami County for 2027?
- Miami County, Ohio has 112 ACA marketplace plans from 7 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Miami County?
- The 2027 benchmark (second-lowest-cost silver) premium in Miami County is $627 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Miami County?
- The cheapest 2027 plan in Miami County is Bronze Complete Unlimited $0Antidote PCP/UrgentVirtual Visits and 4 $0 Tier-1 PCP Visits Included from Antidote Health Plan of Ohio, Inc., a Bronze plan at $468 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Antidote Health Plan of Ohio, Inc. — all 2027 Antidote Health Plan of Ohio, Inc. plans in Ohio
- Oscar Health Insurance — all 2027 Oscar Health Insurance plans in Ohio
- Ambetter from Buckeye Health Plan — all 2027 Ambetter from Buckeye Health Plan plans in Ohio
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Ohio
- Anthem Blue Cross and Blue Shield — all 2027 Anthem Blue Cross and Blue Shield plans in Ohio
- MedMutual — all 2027 MedMutual plans in Ohio
- AmeriHealth Caritas Next — all 2027 AmeriHealth Caritas Next plans in Ohio
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.