2027 ACA marketplace plans in Hardeman County, Tennessee
Updated with 2027 plan data from HealthCare.gov.
Hardeman County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $536 to $1,061 and a benchmark (second-lowest-cost silver) plan at $740 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of Tennessee | BlueCross B15E HSA + $0 virtual care from Teladoc Health® | Bronze | $535.98 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B17E HSA + $0 virtual care from Teladoc Health® + Adult Dental | Bronze | $544.56 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B16E HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $574.64 | $7,500 | $12,000 |
| Ambetter of Tennessee | Signature Expanded Bronze | Bronze | $576.90 | $7,500 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze | Bronze | $585.63 | $9,350 | $11,000 |
| Ambetter of Tennessee | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $590.61 | $7,500 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze + Vision + Adult Dental | Bronze | $599.54 | $9,350 | $11,000 |
| BlueCross BlueShield of Tennessee | BlueCross B16S HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $619.23 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple | Bronze | $628.76 | $9,150 | $12,000 |
| Ambetter of Tennessee | Elite Bronze | Bronze | $652.58 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $662.04 | $7,500 | $12,000 |
| Ambetter of Tennessee | Elite Bronze + Vision + Adult Dental | Bronze | $668.08 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $670.90 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $672.48 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $682.82 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $685.08 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $687.12 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $698.25 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $698.33 | $11,750 | $11,750 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $701.30 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross B19E HSA + $65 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $715.71 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $720.61 | $7,500 | $12,000 |
| Ambetter of Tennessee | Streamlined Silver | Silver | $723.44 | $4,700 | $11,300 |
| Ambetter of Tennessee | Signature Gold | Gold | $737.54 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver | Silver | $740.09 | $6,400 | $10,300 |
| Ambetter of Tennessee | Focused Silver | Silver | $750.37 | $6,300 | $9,600 |
| Ambetter of Tennessee | Signature Gold + Vision + Adult Dental | Gold | $755.06 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver + Vision + Adult Dental | Silver | $757.67 | $6,400 | $10,300 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $759.90 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold | Gold | $762.50 | $1,500 | $8,350 |
| Ambetter of Tennessee | Focused Silver + Vision + Adult Dental | Silver | $768.19 | $6,300 | $9,600 |
| Ambetter of Tennessee | Everyday Gold | Gold | $772.45 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $774.63 | $0 | $11,400 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $777.65 | $0 | $12,000 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $777.94 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold + Vision + Adult Dental | Gold | $780.61 | $1,500 | $8,350 |
| Ambetter of Tennessee | Everyday Gold + Vision + Adult Dental | Gold | $790.80 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $790.85 | $0 | $11,400 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $797.77 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Insulin, Dental + Vision, No Referrals) | Bronze | $799.13 | $0 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $800.78 | $9,000 | $9,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $816.34 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $817.90 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $818.36 | $9,000 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $829.41 | $6,700 | $7,700 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $830.52 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $833.41 | $6,200 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $834.19 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $838.08 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $839.16 | $6,500 | $10,500 |
| BlueCross BlueShield of Tennessee | BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental | Silver | $842.67 | $6,700 | $7,700 |
| Oscar Insurance Company | Silver Simple Diabetes with Adult Dental & Vision | Silver | $846.74 | $6,500 | $10,600 |
| BlueCross BlueShield of Tennessee | BlueCross G09E + $0 virtual care from Teladoc Health® | Gold | $885.10 | $1,900 | $8,000 |
| BlueCross BlueShield of Tennessee | BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $898.91 | $6,400 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $913.57 | $2,500 | $8,600 |
| BlueCross BlueShield of Tennessee | BlueCross G09S + $0 virtual care from Teladoc Health® | Gold | $953.77 | $1,900 | $8,000 |
| BlueCross BlueShield of Tennessee | BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $984.46 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, Insulin, No Referrals) | Gold | $987.87 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard- (Virtual Urgent Care, Insulin, No Referrals) | Silver | $997.23 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, Insulin, No Referrals) | Silver | $997.83 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,001.31 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,011.68 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,015.04 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,022.79 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,033.16 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,036.52 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,039.24 | $0 | $7,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,060.72 | $0 | $7,500 |
Questions about 2027 plans in Hardeman County
- How many ACA plans are available in Hardeman County for 2027?
- Hardeman County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Hardeman County?
- The 2027 benchmark (second-lowest-cost silver) premium in Hardeman County is $740 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Hardeman County?
- The cheapest 2027 plan in Hardeman County is BlueCross B15E HSA + $0 virtual care from Teladoc Health® from BlueCross BlueShield of Tennessee, a Bronze plan at $536 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of Tennessee — all 2027 Ambetter of Tennessee plans in Tennessee
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Tennessee
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Tennessee
- BlueCross BlueShield of Tennessee — all 2027 BlueCross BlueShield of Tennessee plans in Tennessee
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.