2027 ACA marketplace plans in Houston County, Tennessee
Updated with 2027 plan data from HealthCare.gov.
Houston County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $655 to $1,205 and a benchmark (second-lowest-cost silver) plan at $884 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| BlueCross BlueShield of Tennessee | BlueCross B15E HSA + $0 virtual care from Teladoc Health® | Bronze | $654.86 | $11,700 | $11,700 |
| BlueCross BlueShield of Tennessee | BlueCross B17E HSA + $0 virtual care from Teladoc Health® + Adult Dental | Bronze | $665.34 | $11,700 | $11,700 |
| Ambetter of Tennessee | Signature Expanded Bronze | Bronze | $689.22 | $7,500 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze | Bronze | $699.64 | $9,350 | $11,000 |
| BlueCross BlueShield of Tennessee | BlueCross B16E HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $702.11 | $7,500 | $12,000 |
| Ambetter of Tennessee | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $705.59 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple | Bronze | $710.96 | $9,150 | $12,000 |
| Ambetter of Tennessee | Everyday Bronze + Vision + Adult Dental | Bronze | $716.26 | $9,350 | $11,000 |
| UnitedHealthcare | UHC Bronze Essential- (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $733.03 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $733.11 | $11,750 | $11,750 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $748.59 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $756.51 | $7,500 | $12,000 |
| BlueCross BlueShield of Tennessee | BlueCross B16S HSA + $50 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $758.21 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $758.60 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $760.39 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $772.08 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $774.64 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $776.94 | $5,500 | $12,000 |
| Ambetter of Tennessee | Elite Bronze | Bronze | $779.63 | $0 | $11,800 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus with Adult Dental & Vision | Bronze | $792.98 | $0 | $12,000 |
| Ambetter of Tennessee | Elite Bronze + Vision + Adult Dental | Bronze | $798.15 | $0 | $11,800 |
| UnitedHealthcare | UHC Bronze Copay Focus (Virtual Urgent Care, HSA, Insulin, No Referrals) | Bronze | $816.38 | $0 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ (Virtual Urgent Care, HSA, Insulin, Dental + Vision, No Referrals) | Bronze | $838.94 | $0 | $12,000 |
| Ambetter of Tennessee | Streamlined Silver | Silver | $864.28 | $4,700 | $11,300 |
| BlueCross BlueShield of Tennessee | BlueCross B19E HSA + $65 PCP Copay + $0 virtual care from Teladoc Health® | Bronze | $874.46 | $0 | $12,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $875.90 | $0 | $11,400 |
| Ambetter of Tennessee | Signature Gold | Gold | $881.12 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver | Silver | $884.17 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $894.24 | $0 | $11,400 |
| Ambetter of Tennessee | Focused Silver | Silver | $896.45 | $6,300 | $9,600 |
| Ambetter of Tennessee | Signature Gold + Vision + Adult Dental | Gold | $902.05 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $902.06 | $2,500 | $8,600 |
| Ambetter of Tennessee | Signature Silver + Vision + Adult Dental | Silver | $905.17 | $6,400 | $10,300 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $907.83 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold | Gold | $910.95 | $1,500 | $8,350 |
| Ambetter of Tennessee | Focused Silver + Vision + Adult Dental | Silver | $917.75 | $6,300 | $9,600 |
| Ambetter of Tennessee | Everyday Gold | Gold | $922.84 | $800 | $7,250 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $923.06 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $924.82 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Core Plan | Silver | $925.34 | $9,000 | $10,300 |
| Ambetter of Tennessee | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $929.40 | $5,000 | $10,000 |
| Ambetter of Tennessee | Apex Gold + Vision + Adult Dental | Gold | $932.58 | $1,500 | $8,350 |
| Oscar Insurance Company | Silver Simple Diabetes | Silver | $939.09 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | $942.36 | $6,200 | $10,300 |
| Ambetter of Tennessee | Everyday Gold + Vision + Adult Dental | Gold | $944.76 | $800 | $7,250 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits | Silver | $947.64 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM | Silver | $948.86 | $6,500 | $10,500 |
| Oscar Insurance Company | Silver Simple Diabetes with Adult Dental & Vision | Silver | $957.43 | $6,500 | $10,600 |
| BlueCross BlueShield of Tennessee | BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $978.40 | $9,000 | $9,000 |
| BlueCross BlueShield of Tennessee | BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $1,013.38 | $6,700 | $7,700 |
| BlueCross BlueShield of Tennessee | BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $1,019.22 | $6,400 | $10,300 |
| BlueCross BlueShield of Tennessee | BlueCross S29E $60 PCP Copay + $0 virtual care from Teladoc Health® + Adult Dental | Silver | $1,029.58 | $6,700 | $7,700 |
| UnitedHealthcare | UHC Gold Standard (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,037.07 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard- (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,046.90 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,047.53 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,051.18 | $2,000 | $8,500 |
| UnitedHealthcare | UHC Silver Advantage (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,062.07 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Silver | $1,065.60 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,073.73 | $2,000 | $8,500 |
| BlueCross BlueShield of Tennessee | BlueCross G09E + $0 virtual care from Teladoc Health® | Gold | $1,081.43 | $1,900 | $8,000 |
| UnitedHealthcare | UHC Silver Advantage+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,084.62 | $3,500 | $10,500 |
| UnitedHealthcare | UHC Silver Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Silver | $1,088.15 | $0 | $12,000 |
| UnitedHealthcare | UHC Gold Copay Focus (Virtual Urgent Care, Insulin, No Referrals) | Gold | $1,091.00 | $0 | $7,500 |
| BlueCross BlueShield of Tennessee | BlueCross S26S $40 PCP Copay + $0 virtual care from Teladoc Health® | Silver | $1,100.66 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus+ (Virtual Urgent Care, Insulin, Dental + Vision, No Referrals) | Gold | $1,113.55 | $0 | $7,500 |
| BlueCross BlueShield of Tennessee | BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $1,116.21 | $2,500 | $8,600 |
| BlueCross BlueShield of Tennessee | BlueCross G09S + $0 virtual care from Teladoc Health® | Gold | $1,167.85 | $1,900 | $8,000 |
| BlueCross BlueShield of Tennessee | BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health® | Gold | $1,205.41 | $2,500 | $8,600 |
Questions about 2027 plans in Houston County
- How many ACA plans are available in Houston County for 2027?
- Houston County, Tennessee has 68 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Houston County?
- The 2027 benchmark (second-lowest-cost silver) premium in Houston County is $884 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Houston County?
- The cheapest 2027 plan in Houston County is BlueCross B15E HSA + $0 virtual care from Teladoc Health® from BlueCross BlueShield of Tennessee, a Bronze plan at $655 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Ambetter of Tennessee — all 2027 Ambetter of Tennessee plans in Tennessee
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Tennessee
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Tennessee
- BlueCross BlueShield of Tennessee — all 2027 BlueCross BlueShield of Tennessee plans in Tennessee
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.