2027 ACA marketplace plans in Caldwell County, Texas
Updated with 2027 plan data from HealthCare.gov.
Caldwell County, Texas has 104 ACA marketplace plans from 7 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $411 to $1,217 and a benchmark (second-lowest-cost silver) plan at $697 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| CHRISTUS Health Plan | CHRISTUS Catastrophic (3 Free PCP visits) | Catastrophic | $411.38 | $12,000 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | Bronze | $423.70 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | $435.99 | $8,500 | $10,850 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | $436.21 | $7,450 | $10,800 |
| CHRISTUS Health Plan | CHRISTUS Bronze Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | $456.00 | $8,500 | $10,850 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Bronze | $456.05 | $7,450 | $10,800 |
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $473.58 | $12,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $507.97 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $510.09 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $518.48 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $523.78 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $524.30 | $5,000 | $10,400 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $535.61 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $536.73 | $5,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $542.23 | $4,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Gold ($0 Virtual Urgent Care) | Gold | $565.85 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $566.51 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $572.94 | $11,750 | $11,750 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Gold | $573.69 | $3,900 | $10,500 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $584.81 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $584.93 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $586.78 | $9,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $590.40 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Gold with Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Gold | $593.39 | $0 | $9,950 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential Plus Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Gold | $593.82 | $3,900 | $10,500 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $594.11 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $596.00 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $603.83 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $605.78 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $606.63 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $608.59 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $611.56 | $0 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Gold Plus Dental & Vision & Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Gold | $612.41 | $0 | $9,950 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $628.90 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $638.91 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $655.14 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $668.13 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $668.13 | $11,750 | $11,750 |
| CHRISTUS Health Plan | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | Silver | $677.80 | $6,400 | $10,300 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $690.90 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $691.42 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $692.42 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $695.99 | $1,500 | $5,000 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | $696.73 | $6,900 | $10,350 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $697.84 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $712.50 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $712.50 | $8,000 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 Plus Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | $724.30 | $6,900 | $10,350 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $726.48 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $727.00 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $730.71 | $1,000 | $8,950 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $738.49 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $740.08 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $748.84 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $752.51 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $756.88 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $762.36 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $774.38 | $0 | $8,000 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $776.83 | $800 | $7,250 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $777.70 | $0 | $11,750 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $779.75 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $781.33 | $1,450 | $9,500 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs | Gold | $784.18 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple | Gold | $785.64 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $787.50 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $790.61 | $0 | $8,000 |
| Sendero Health Plans, Local Nonprofit | SHP Gold | Gold | $793.23 | $350 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $795.98 | $1,400 | $6,500 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $800.83 | $0 | $11,750 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $806.74 | $4,700 | $11,300 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs | Silver | $817.01 | $4,250 | $12,000 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs | Silver | $819.05 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $821.96 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $826.60 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $827.54 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $833.43 | $5,000 | $10,000 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $835.53 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $837.38 | $3,500 | $9,950 |
| Sendero Health Plans, Local Nonprofit | Sendero Health Austin512 Silver / $40 PCP / $75 Specialist | Silver | $842.25 | $0 | $12,000 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $847.97 | $3,500 | $9,950 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $848.52 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $854.28 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $860.35 | $5,000 | $10,000 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $867.93 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $876.13 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $877.45 | $4,000 | $9,550 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $878.21 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $894.95 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $897.67 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $911.18 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $913.90 | $3,800 | $10,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $919.71 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $921.88 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $926.54 | $5,750 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $961.30 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $968.15 | $550 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $1,019.41 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $1,035.61 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $1,036.65 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,117.37 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,139.52 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,177.41 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,193.20 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,216.54 | $3,100 | $10,550 |
Questions about 2027 plans in Caldwell County
- How many ACA plans are available in Caldwell County for 2027?
- Caldwell County, Texas has 104 ACA marketplace plans from 7 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Caldwell County?
- The 2027 benchmark (second-lowest-cost silver) premium in Caldwell County is $697 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Caldwell County?
- The cheapest 2027 plan in Caldwell County is CHRISTUS Catastrophic (3 Free PCP visits) from CHRISTUS Health Plan, a Catastrophic plan at $411 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- WellPoint — all 2027 WellPoint plans in Texas
- Ambetter from Superior HealthPlan — all 2027 Ambetter from Superior HealthPlan plans in Texas
- Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
- CHRISTUS Health Plan — all 2027 CHRISTUS Health Plan plans in Texas
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Texas
- Sendero Health Plans, Local Nonprofit — all 2027 Sendero Health Plans, Local Nonprofit plans in Texas
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.