2027 ACA marketplace plans in Denton County, Texas
Updated with 2027 plan data from HealthCare.gov.
Denton County, Texas has 121 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $489 to $1,126 and a benchmark (second-lowest-cost silver) plan at $768 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $489.15 | $12,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Catastrophic | Catastrophic | $494.69 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ - Standard HSA | Bronze | $519.83 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $524.67 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $526.86 | $7,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Bronze | Bronze | $527.69 | $7,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Bronze | Bronze | $528.40 | $9,500 | $9,500 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $535.53 | $6,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Security℠ - HSA | Catastrophic | $538.54 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ - Champion HSA | Bronze | $540.36 | $5,000 | $11,100 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $541.00 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $541.55 | $5,000 | $10,400 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $553.23 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $554.38 | $5,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $560.06 | $4,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $572.58 | $9,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $579.73 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $581.58 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $591.12 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $593.87 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $596.76 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $613.68 | $5,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $634.56 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $642.90 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $642.90 | $11,750 | $11,750 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $646.04 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $653.90 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $661.65 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $661.65 | $8,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $666.92 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $667.06 | $7,950 | $7,950 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $671.88 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $673.51 | $12,000 | $12,000 |
| Oscar Insurance Company | Gold Elite Saver Plus Guided Care | Gold | $683.58 | $0 | $11,750 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $688.61 | $7,950 | $7,950 |
| Ambetter from Superior HealthPlan | Signature Gold VALUE | Gold | $689.09 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $689.14 | $12,000 | $12,000 |
| Oscar Insurance Company | Gold Simple Guided Care | Gold | $690.49 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Gold | $691.86 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ - Standard | Gold | $696.45 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Gold | $705.55 | $2,000 | $10,600 |
| Ambetter from Superior HealthPlan | Complete VALUE Gold | Gold | $706.28 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $707.63 | $0 | $10,600 |
| Oscar Insurance Company | Gold Simple Guided Care with Adult Dental & Vision | Gold | $713.06 | $2,750 | $10,000 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $713.61 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $714.16 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $715.18 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ - Champion | Gold | $716.98 | $1,200 | $9,200 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $718.88 | $1,500 | $5,000 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $725.60 | $0 | $10,600 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care with Adult Dental & Vision | Gold | $728.11 | $2,000 | $10,600 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $735.47 | $1,000 | $8,000 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $750.36 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $750.91 | $2,500 | $8,600 |
| Imperial Insurance Companies, Inc. | Imperial Classic Gold | Gold | $751.92 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Streamlined VALUE Silver | Silver | $753.81 | $4,700 | $11,300 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $754.74 | $1,000 | $8,950 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold Zero | Gold | $754.77 | $0 | $9,200 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $758.88 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple | Gold | $766.63 | $2,750 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver VALUE | Silver | $768.06 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $768.45 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver | Silver | $773.29 | $6,300 | $9,600 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $781.45 | $0 | $11,750 |
| Ambetter from Superior HealthPlan | Signature Silver VALUE + Vision + Adult Dental | Silver | $788.04 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ - Standard | Silver | $792.71 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver + Vision + Adult Dental | Silver | $793.39 | $6,300 | $9,600 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Silver | $807.05 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan Guided Care | Silver | $808.93 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Silver | $811.54 | $6,500 | $10,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ - Champion | Silver | $812.11 | $3,100 | $10,550 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | $812.78 | $6,200 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Silver | $812.99 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | $813.39 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Silver | $815.04 | $6,500 | $10,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $829.38 | $2,500 | $8,600 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care with Adult Dental & Vision | Silver | $834.10 | $6,500 | $10,600 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $842.18 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $853.78 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $857.67 | $0 | $8,000 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $858.16 | $800 | $7,250 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $863.01 | $1,850 | $9,500 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $863.14 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $863.62 | $1,400 | $6,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $864.91 | $3,500 | $9,950 |
| Imperial Insurance Companies, Inc. | Imperial Classic Silver | Silver | $865.85 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $869.39 | $2,500 | $8,600 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $872.25 | $6,500 | $10,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $875.64 | $0 | $8,000 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $875.85 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $881.59 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $885.89 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $891.03 | $1,450 | $9,500 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $896.48 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $897.46 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $899.58 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $904.12 | $5,750 | $10,000 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $904.95 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $906.31 | $4,000 | $9,550 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $920.01 | $4,700 | $11,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $921.71 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $928.29 | $550 | $10,500 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $937.36 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $942.41 | $1,800 | $7,800 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $943.72 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $950.43 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $957.38 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $958.33 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $967.65 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $972.67 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $974.21 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $981.14 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $991.21 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $994.22 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,009.18 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $1,012.19 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,073.10 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,089.89 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,094.39 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,104.49 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,126.05 | $3,100 | $10,550 |
Questions about 2027 plans in Denton County
- How many ACA plans are available in Denton County for 2027?
- Denton County, Texas has 121 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Denton County?
- The 2027 benchmark (second-lowest-cost silver) premium in Denton County is $768 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Denton County?
- The cheapest 2027 plan in Denton County is Wellpoint Essential Catastrophic HSA (+ Incentives) from WellPoint, a Catastrophic plan at $489 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Texas
- Ambetter from Superior HealthPlan — all 2027 Ambetter from Superior HealthPlan plans in Texas
- Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
- WellPoint — all 2027 WellPoint plans in Texas
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
- Imperial Insurance Companies, Inc. — all 2027 Imperial Insurance Companies, Inc. plans in Texas
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.