2027 ACA marketplace plans in Ellis County, Texas
Updated with 2027 plan data from HealthCare.gov.
Ellis County, Texas has 111 ACA marketplace plans from 6 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $471 to $1,118 and a benchmark (second-lowest-cost silver) plan at $750 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $471.30 | $12,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $505.53 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $507.63 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $515.99 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $521.26 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $521.78 | $5,000 | $10,400 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $533.04 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $534.17 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $536.77 | $9,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $539.62 | $4,500 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $543.48 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $545.21 | $7,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $554.16 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $556.73 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $559.44 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $575.31 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $609.08 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $617.56 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $617.56 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $621.82 | $11,750 | $11,750 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $628.76 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $628.89 | $7,950 | $7,950 |
| Oscar Insurance Company | Gold Elite Saver Plus Guided Care | Gold | $633.63 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple Guided Care | Gold | $640.02 | $2,750 | $10,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $640.77 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Gold | $641.29 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $647.12 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $649.21 | $7,950 | $7,950 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Gold | $653.96 | $2,000 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $657.93 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $657.93 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $658.38 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Simple Guided Care with Adult Dental & Vision | Gold | $661.18 | $2,750 | $10,000 |
| Molina Healthcare | Molina Gold Core 1500 | Gold | $665.35 | $1,500 | $8,100 |
| Molina Healthcare | Molina Gold Core 1500 Plus with Adult Vision | Gold | $669.24 | $1,500 | $8,100 |
| Molina Healthcare | Molina Gold Enhanced 750 | Gold | $670.16 | $750 | $8,200 |
| Molina Healthcare | Molina Gold Enhanced 750 Plus with Adult Vision | Gold | $674.05 | $750 | $8,200 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care with Adult Dental & Vision | Gold | $675.11 | $2,000 | $10,600 |
| Molina Healthcare | Molina Gold Standard | Gold | $683.53 | $2,500 | $8,600 |
| Molina Healthcare | Molina Gold Core 1500 Plus with Adult Dental and Vision | Gold | $684.20 | $1,500 | $8,100 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $684.50 | $12,000 | $12,000 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $687.58 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $688.10 | $800 | $9,000 |
| Molina Healthcare | Molina Gold Enhanced 750 Plus with Adult Dental and Vision | Gold | $689.01 | $750 | $8,200 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $689.08 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $692.65 | $1,500 | $5,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $693.42 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $711.03 | $0 | $10,600 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $711.42 | $0 | $11,750 |
| Oscar Insurance Company | Gold Simple | Gold | $718.69 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $720.39 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $722.99 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $723.51 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $727.19 | $1,000 | $8,950 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $732.58 | $0 | $11,750 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Silver | $747.93 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan Guided Care | Silver | $749.67 | $9,000 | $10,300 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Silver | $752.09 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | $753.23 | $6,200 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Silver | $753.43 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | $753.80 | $6,000 | $10,600 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Silver | $755.33 | $6,500 | $10,500 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care with Adult Dental & Vision | Silver | $773.24 | $6,500 | $10,600 |
| Molina Healthcare | Molina Silver Saver 70 with Four Free PCP Visits | Silver | $776.48 | $7,000 | $11,000 |
| Molina Healthcare | Molina Silver Core 70 | Silver | $781.16 | $6,000 | $9,200 |
| Molina Healthcare | Molina Silver Standard 70 | Silver | $782.00 | $6,400 | $10,300 |
| Molina Healthcare | Molina Silver Core 70 Plus with Adult Vision | Silver | $785.05 | $6,000 | $9,200 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $793.99 | $2,500 | $8,600 |
| Molina Healthcare | Molina Silver Core 70 Plus with Adult Dental and Vision | Silver | $800.01 | $6,000 | $9,200 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $809.06 | $800 | $7,250 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $812.73 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $813.75 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $819.64 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $822.64 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $831.52 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $833.36 | $3,500 | $9,950 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $835.20 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $840.05 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $840.44 | $0 | $8,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $841.33 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $843.32 | $9,000 | $10,300 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $843.89 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $846.27 | $1,400 | $6,500 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $847.58 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $858.06 | $0 | $8,000 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $863.76 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $863.89 | $1,400 | $6,500 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $867.37 | $4,700 | $11,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $871.93 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $873.24 | $4,000 | $9,550 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $883.73 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $883.76 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $889.73 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $890.06 | $550 | $10,500 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $896.06 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $912.28 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $918.48 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $925.01 | $5,000 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $937.08 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $951.94 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $952.89 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $953.14 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $971.30 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $974.25 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $988.91 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $991.87 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,028.36 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,048.70 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,081.67 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,096.17 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,117.56 | $3,100 | $10,550 |
Questions about 2027 plans in Ellis County
- How many ACA plans are available in Ellis County for 2027?
- Ellis County, Texas has 111 ACA marketplace plans from 6 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Ellis County?
- The 2027 benchmark (second-lowest-cost silver) premium in Ellis County is $750 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Ellis County?
- The cheapest 2027 plan in Ellis County is Wellpoint Essential Catastrophic HSA (+ Incentives) from WellPoint, a Catastrophic plan at $471 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Texas
- WellPoint — all 2027 WellPoint plans in Texas
- Ambetter from Superior HealthPlan — all 2027 Ambetter from Superior HealthPlan plans in Texas
- Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
- Molina Healthcare — all 2027 Molina Healthcare plans in Texas
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.