What is the 2027 benchmark (second-lowest-cost silver) premium in Fort Bend County?

The 2027 benchmark (second-lowest-cost silver) premium in Fort Bend County is $669 per month for a 40-year-old before tax credits.

What is the cheapest 2027 plan in Fort Bend County?

The cheapest 2027 plan in Fort Bend County is Signature Expanded Bronze from Ambetter from Superior HealthPlan, a Bronze plan at $476 per month for a 40-year-old before tax credits.

When is Open Enrollment for 2027 coverage?

In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.

2027 ACA marketplace plans in Fort Bend County, Texas

Updated November 1, 2026 with 2027 plan data from HealthCare.gov.

Fort Bend County, Texas has 137 ACA marketplace plans from 7 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $476 to $1,182 and a benchmark (second-lowest-cost silver) plan at $669 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.

2027 plan table

Issuer	Plan	Metal	Age 40	Deductible	MOOP
Ambetter from Superior HealthPlan	Signature Expanded Bronze	Bronze	$475.81	$7,500	$12,000
Ambetter from Superior HealthPlan	Signature Expanded Bronze + Vision + Adult Dental	Bronze	$491.18	$7,500	$12,000
Ambetter from Superior HealthPlan	Choice Bronze HSA	Bronze	$491.28	$7,950	$7,950
WellPoint	Wellpoint Essential Catastrophic HSA (+ Incentives)	Catastrophic	$492.30	$12,000	$12,000
Ambetter from Superior HealthPlan	Choice Bronze HSA + Vision + Adult Dental	Bronze	$507.15	$7,950	$7,950
WellPoint	Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives)	Bronze	$528.04	$6,000	$12,000
Blue Cross and Blue Shield of Texas	MyBlue Health Bronze℠ - Standard HSA	Bronze	$529.55	$7,500	$12,000
WellPoint	Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives)	Bronze	$530.24	$7,500	$12,000
Oscar Insurance Company	Bronze Simple Breathe Easy with Enhanced COPD Benefits	Bronze	$536.51	$9,000	$12,000
WellPoint	Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives)	Bronze	$538.98	$6,000	$12,000
Oscar Insurance Company	Bronze Classic 4700	Bronze	$543.21	$4,700	$12,000
WellPoint	Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives)	Bronze	$544.48	$4,000	$10,150
Oscar Insurance Company	Bronze Classic Standard	Bronze	$544.94	$7,500	$12,000
WellPoint	Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives)	Bronze	$545.03	$5,000	$10,400
Blue Cross and Blue Shield of Texas	MyBlue Health Security℠ - HSA	Catastrophic	$547.29	$12,000	$12,000
Blue Cross and Blue Shield of Texas	MyBlue Health Bronze℠ - Champion HSA	Bronze	$550.47	$5,000	$11,100
Oscar Insurance Company	Bronze Simple Diabetes	Bronze	$553.88	$5,500	$12,000
Oscar Insurance Company	Bronze Simple Chronic Care CKM	Bronze	$556.46	$5,500	$12,000
WellPoint	Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives)	Bronze	$556.79	$7,500	$12,000
WellPoint	Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives)	Bronze	$557.95	$5,500	$12,000
Oscar Insurance Company	Bronze Elite + PCP Saver Plus	Bronze	$559.17	$0	$12,000
WellPoint	Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives)	Bronze	$563.66	$4,500	$12,000
Oscar Insurance Company	Bronze Simple Diabetes with Adult Dental & Vision	Bronze	$575.02	$5,500	$12,000
UnitedHealthcare	UHC Sanitas 26 Bronze Value ($0 Virtual Urgent Care, HSA, $0 Insulin)	Bronze	$579.62	$9,150	$12,000
UnitedHealthcare	UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin)	Bronze	$579.90	$11,750	$11,750
UnitedHealthcare	UHC Sanitas 26 Bronze Standard (HSA, $0 Insulin)	Bronze	$586.25	$7,500	$12,000
UnitedHealthcare	UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin)	Bronze	$589.94	$0	$10,600
Blue Cross and Blue Shield of Texas	Blue Advantage Bronze HMO℠ - Standard HSA	Bronze	$590.05	$7,500	$12,000
Blue Cross and Blue Shield of Texas	Blue Advantage Bronze HMO℠ - Balance HSA	Bronze	$590.05	$11,750	$11,750
UnitedHealthcare	UHC Bronze Standard (HSA, $0 Insulin)	Bronze	$597.58	$7,500	$12,000
Ambetter from Superior HealthPlan	Signature Gold VALUE	Gold	$600.03	$2,500	$8,600
UnitedHealthcare	UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision)	Bronze	$605.18	$0	$10,600
UnitedHealthcare	UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision)	Bronze	$614.00	$7,500	$12,000
Ambetter from Superior HealthPlan	Complete VALUE Gold	Gold	$614.99	$1,450	$9,500
Blue Cross and Blue Shield of Texas	Blue Advantage Security HMO℠ - HSA	Catastrophic	$618.14	$12,000	$12,000
Ambetter from Superior HealthPlan	Signature Gold	Gold	$620.25	$2,500	$8,600
UnitedHealthcare	UHC Sanitas 26 Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin)	Bronze	$632.01	$0	$10,600
Ambetter from Superior HealthPlan	Everyday Gold	Gold	$632.03	$800	$7,250
Harbor Health	Gold 1FB $0 Deductible $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab $0 Imaging & $0 Outpatient Procedures	Gold	$633.58	$0	$9,950
Ambetter from Superior HealthPlan	Complete Gold	Gold	$635.69	$1,450	$9,500
Community Health Choice	Community Premier Bronze 003 HSA	Bronze	$636.89	$8,500	$12,000
Ambetter from Superior HealthPlan	Signature Gold + Vision + Adult Dental	Gold	$640.29	$2,500	$8,600
Oscar Insurance Company	Gold Elite Saver Plus Guided Care	Gold	$642.08	$0	$11,750
Community Health Choice	Community Premier Brone 018 HSA	Bronze	$644.28	$7,500	$12,000
Oscar Insurance Company	Gold Simple Guided Care	Gold	$648.57	$2,750	$10,000
UnitedHealthcare	UHC Sanitas 26 Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision)	Bronze	$649.79	$0	$10,600
Oscar Insurance Company	Gold Classic Standard Guided Care	Gold	$649.85	$2,500	$8,600
Ambetter from Superior HealthPlan	Everyday Gold + Vision + Adult Dental	Gold	$652.45	$800	$7,250
Harbor Health	Gold 1FBS $30 PCP $30 Mental Health Office Visit $30 Express Care	Gold	$654.87	$2,500	$8,600
Ambetter from Superior HealthPlan	Complete Gold + Vision + Adult Dental	Gold	$656.23	$1,450	$9,500
Ambetter from Superior HealthPlan	Streamlined VALUE Silver	Silver	$656.39	$4,700	$11,300
Oscar Insurance Company	Gold Simple Diabetes Guided Care	Gold	$662.72	$2,000	$10,600
Ambetter from Superior HealthPlan	Signature Silver VALUE	Silver	$668.80	$6,400	$10,300
Oscar Insurance Company	Gold Simple Guided Care with Adult Dental & Vision	Gold	$669.72	$2,750	$10,000
Ambetter from Superior HealthPlan	Focused VALUE Silver	Silver	$673.34	$6,300	$9,600
Ambetter from Superior HealthPlan	Streamlined Silver	Silver	$677.58	$4,700	$11,300
Oscar Insurance Company	Gold Simple Diabetes Guided Care with Adult Dental & Vision	Gold	$683.86	$2,000	$10,600
Ambetter from Superior HealthPlan	Signature Silver VALUE + Vision + Adult Dental	Silver	$686.19	$6,400	$10,300
Ambetter from Superior HealthPlan	Signature Silver	Silver	$690.36	$6,400	$10,300
Ambetter from Superior HealthPlan	Focused VALUE Silver + Vision + Adult Dental	Silver	$690.85	$6,300	$9,600
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Bronze℠ - Standard HSA	Bronze	$691.05	$7,500	$12,000
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Bronze℠ - Support HSA	Bronze	$691.05	$8,000	$12,000
Ambetter from Superior HealthPlan	Focused Silver	Silver	$695.04	$6,300	$9,600
UnitedHealthcare	UHC Sanitas 26 Gold Standard ($0 Insulin)	Gold	$699.42	$2,500	$8,600
Ambetter from Superior HealthPlan	Enhanced Diabetes Care Silver $0 Rx Options	Silver	$699.99	$5,000	$10,000
Blue Cross and Blue Shield of Texas	MyBlue Health Gold℠ - Standard	Gold	$709.21	$2,500	$8,600
Oscar Insurance Company	Gold Elite Saver Plus	Gold	$711.07	$0	$11,750
Ambetter from Superior HealthPlan	Signature Silver + Vision + Adult Dental	Silver	$712.66	$6,400	$10,300
Ambetter from Superior HealthPlan	Focused Silver + Vision + Adult Dental	Silver	$717.50	$6,300	$9,600
WellPoint	Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives)	Gold	$718.20	$500	$10,500
Oscar Insurance Company	Gold Simple	Gold	$718.34	$2,750	$10,000
WellPoint	Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives)	Gold	$718.75	$800	$9,000
WellPoint	Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives)	Gold	$719.78	$2,500	$8,600
UnitedHealthcare	UHC Sanitas 26 Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)	Gold	$719.95	$0	$8,000
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Security℠ - HSA	Catastrophic	$720.01	$12,000	$12,000
Oscar Insurance Company	Gold Classic Standard	Gold	$720.04	$2,500	$8,600
Ambetter from Superior HealthPlan	Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental	Silver	$722.60	$5,000	$10,000
WellPoint	Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives)	Gold	$723.50	$1,500	$5,000
UnitedHealthcare	UHC Sanitas 26 Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)	Gold	$725.20	$1,400	$6,500
Blue Cross and Blue Shield of Texas	MyBlue Health Gold℠ - Champion	Gold	$730.13	$1,200	$9,200
Community Health Choice	Community Select Gold 022	Gold	$731.63	$1,800	$9,200
Oscar Insurance Company	Gold Elite Saver Plus with Adult Dental & Vision	Gold	$732.22	$0	$11,750
Harbor Health	Silver 1FB $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab, $0 Imaging	Silver	$733.32	$8,000	$9,500
UnitedHealthcare	UHC Sanitas 26 Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)	Gold	$736.84	$0	$8,000
WellPoint	Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives)	Gold	$755.18	$700	$7,500
WellPoint	Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives)	Gold	$755.73	$2,500	$8,600
UnitedHealthcare	UHC Gold Standard ($0 Insulin)	Gold	$757.94	$2,500	$8,600
Oscar Insurance Company	Silver Classic Standard Guided Care	Silver	$758.08	$6,400	$10,300
WellPoint	Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives)	Gold	$759.59	$1,000	$8,950
Oscar Insurance Company	Silver Core Plan Guided Care	Silver	$759.85	$9,000	$10,300
Oscar Insurance Company	Silver Simple Diabetes Guided Care	Silver	$762.30	$6,500	$10,600
Oscar Insurance Company	Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care	Silver	$763.46	$6,200	$10,300
Oscar Insurance Company	Silver Simple PCP Saver Guided Care	Silver	$763.67	$5,750	$10,000
Oscar Insurance Company	Silver Simple Women's Health with Menopause Benefits Guided Care	Silver	$764.04	$6,000	$10,600
Oscar Insurance Company	Silver Simple Chronic Care CKM Guided Care	Silver	$765.59	$6,500	$10,500
Harbor Health	Silver 1FBS $40 PCP $40 Mental Health Office Visit $40 Express Care	Silver	$766.81	$6,400	$10,300
UnitedHealthcare	UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin)	Gold	$774.01	$0	$8,000
Oscar Insurance Company	Silver Simple Diabetes Guided Care with Adult Dental & Vision	Silver	$783.44	$6,500	$10,600
UnitedHealthcare	UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin)	Gold	$789.23	$1,400	$6,500
UnitedHealthcare	UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision)	Gold	$790.43	$0	$8,000
Blue Cross and Blue Shield of Texas	MyBlue Health Silver℠ - Standard	Silver	$803.31	$6,400	$10,300
UnitedHealthcare	UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision)	Gold	$805.65	$1,400	$6,500
Community Health Choice	Community Select Silver 019	Silver	$807.29	$5,000	$10,000
UnitedHealthcare	UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin)	Silver	$816.72	$0	$9,800
Blue Cross and Blue Shield of Texas	MyBlue Health Silver℠ - Champion	Silver	$823.07	$3,100	$10,550
UnitedHealthcare	UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision)	Silver	$831.25	$0	$9,800
UnitedHealthcare	UHC Sanitas 26 Silver Standard ($0 Insulin)	Silver	$837.82	$6,400	$10,300
Oscar Insurance Company	Silver Classic Standard	Silver	$840.92	$6,400	$10,300
Blue Cross and Blue Shield of Texas	Blue Advantage Gold HMO℠ - Standard	Gold	$842.65	$2,500	$8,600
Oscar Insurance Company	Silver Core Plan	Silver	$842.90	$9,000	$10,300
Community Health Choice	Community Premier Gold 021	Gold	$845.21	$2,500	$8,600
Oscar Insurance Company	Silver Simple PCP Saver	Silver	$847.16	$5,750	$10,000
Blue Cross and Blue Shield of Texas	Blue Advantage Gold HMO℠ - Max	Gold	$848.63	$550	$10,500
UnitedHealthcare	UHC Sanitas 26 Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)	Silver	$851.16	$3,500	$9,700
Community Health Choice	Community Premier Gold 005	Gold	$853.06	$2,500	$8,500
WellPoint	Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives)	Silver	$859.28	$6,400	$10,300
WellPoint	Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives)	Silver	$868.55	$1,850	$9,500
WellPoint	Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives)	Silver	$870.47	$3,500	$9,950
UnitedHealthcare	UHC Sanitas 26 Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin)	Silver	$877.19	$0	$9,800
WellPoint	Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives)	Silver	$881.47	$3,500	$9,950
UnitedHealthcare	UHC Silver Standard ($0 Insulin)	Silver	$888.89	$6,400	$10,300
UnitedHealthcare	UHC Sanitas 26 Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision)	Silver	$894.42	$0	$9,800
WellPoint	Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives)	Silver	$902.24	$6,400	$10,300
UnitedHealthcare	UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin)	Silver	$905.83	$3,500	$9,700
WellPoint	Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives)	Silver	$910.77	$2,500	$9,900
WellPoint	Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives)	Silver	$912.13	$4,000	$9,550
UnitedHealthcare	UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision)	Silver	$922.25	$3,500	$9,700
Community Health Choice	Community Premier Silver 020	Silver	$951.82	$6,400	$10,300
Community Health Choice	Community Premier Silver 012	Silver	$970.24	$2,800	$12,000
Blue Cross and Blue Shield of Texas	Blue Advantage Silver HMO℠ - Standard	Silver	$978.26	$6,400	$10,300
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Gold℠ - Secure	Gold	$989.99	$1,800	$7,800
Blue Cross and Blue Shield of Texas	Blue Advantage Silver HMO℠ - Champion	Silver	$997.59	$3,100	$10,550
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Gold℠ - Standard	Gold	$1,005.71	$2,500	$8,600
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Gold℠ - Balance	Gold	$1,006.71	$2,500	$8,600
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Silver℠ - Balance	Silver	$1,143.57	$7,000	$10,700
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Silver℠ - Standard	Silver	$1,158.89	$6,400	$10,300
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Silver℠ - Champion	Silver	$1,181.52	$3,100	$10,550

Questions about 2027 plans in Fort Bend County

How many ACA plans are available in Fort Bend County for 2027?: Fort Bend County, Texas has 137 ACA marketplace plans from 7 insurers for 2027, per HealthCare.gov plan data.
What is the 2027 benchmark (second-lowest-cost silver) premium in Fort Bend County?: The 2027 benchmark (second-lowest-cost silver) premium in Fort Bend County is $669 per month for a 40-year-old before tax credits.
What is the cheapest 2027 plan in Fort Bend County?: The cheapest 2027 plan in Fort Bend County is Signature Expanded Bronze from Ambetter from Superior HealthPlan, a Bronze plan at $476 per month for a 40-year-old before tax credits.
When is Open Enrollment for 2027 coverage?: In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
How do I get help choosing or enrolling?: For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.

Insurers in this county

Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Texas
UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
Ambetter from Superior HealthPlan — all 2027 Ambetter from Superior HealthPlan plans in Texas
Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
WellPoint — all 2027 WellPoint plans in Texas
Community Health Choice — all 2027 Community Health Choice plans in Texas
Harbor Health — all 2027 Harbor Health plans in Texas

Sources

HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.

See 2026 plans for Fort Bend County →