2027 ACA marketplace plans in Harris County, Texas
Updated with 2027 plan data from HealthCare.gov.
Harris County, Texas has 140 ACA marketplace plans from 8 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $449 to $1,371 and a benchmark (second-lowest-cost silver) plan at $669 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ - Standard HSA | Bronze | $448.99 | $7,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Catastrophic | Catastrophic | $455.09 | $12,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ - Champion HSA | Bronze | $466.43 | $5,000 | $11,100 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Security℠ - HSA | Catastrophic | $468.46 | $12,000 | $12,000 |
| Community Health Choice | Community Select Bronze 016 HSA | Bronze | $484.54 | $11,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Classic Bronze | Bronze | $485.45 | $7,500 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Bronze | Bronze | $486.11 | $9,500 | $9,500 |
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $493.90 | $12,000 | $12,000 |
| Community Health Choice | Community Ultra Select Bronze 016 HSA | Bronze | $503.86 | $11,000 | $12,000 |
| Community Health Choice | Community Ultra Select Bronze 018 HSA | Bronze | $512.15 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $518.96 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $518.96 | $11,750 | $11,750 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $529.76 | $6,000 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Bronze | $530.25 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $531.97 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $540.72 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $546.24 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $546.79 | $5,000 | $10,400 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Bronze | $547.38 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Bronze | $547.49 | $7,950 | $7,950 |
| Oscar Insurance Company | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Bronze | $548.18 | $9,000 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $548.80 | $12,000 | $12,000 |
| Oscar Insurance Company | Bronze Classic 4700 | Bronze | $555.02 | $4,700 | $12,000 |
| Oscar Insurance Company | Bronze Classic Standard | Bronze | $556.80 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $558.59 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $559.76 | $5,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Bronze | $565.18 | $7,950 | $7,950 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $565.49 | $4,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes | Bronze | $565.93 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Simple Chronic Care CKM | Bronze | $568.56 | $5,500 | $12,000 |
| Oscar Insurance Company | Bronze Elite + PCP Saver Plus | Bronze | $571.33 | $0 | $12,000 |
| Oscar Insurance Company | Bronze Simple Diabetes with Adult Dental & Vision | Bronze | $587.53 | $5,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ - Standard | Gold | $597.87 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Signature Gold VALUE | Gold | $600.03 | $2,500 | $8,600 |
| Harbor Health | Gold 1H $0 Deductible $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab $0 Imaging & $0 Outpatient Procedures | Gold | $601.79 | $0 | $9,950 |
| Ambetter from Superior HealthPlan | Complete VALUE Gold | Gold | $614.99 | $1,450 | $9,500 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ - Champion | Gold | $615.33 | $1,200 | $9,200 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $626.16 | $11,750 | $11,750 |
| Oscar Insurance Company | Gold Elite Saver Plus Guided Care | Gold | $628.08 | $0 | $11,750 |
| Harbor Health | Gold 1HS $30 PCP $30 Mental Health Office Visit $30 Express Care | Gold | $632.16 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple Guided Care | Gold | $634.40 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard Guided Care | Gold | $635.65 | $2,500 | $8,600 |
| Community Health Choice | Community Premier Bronze 003 HSA | Bronze | $636.89 | $8,500 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Bronze Copay Focus $0 Indiv Med Ded (HSA, $0 Insulin) | Bronze | $636.99 | $0 | $10,600 |
| Community Health Choice | Community Premier Brone 018 HSA | Bronze | $644.28 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $645.25 | $7,500 | $12,000 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care | Gold | $648.17 | $2,000 | $10,600 |
| UnitedHealthcare | UHC Kelsey Seybold Bronze Copay Focus+ $0 Indiv Med Ded (HSA, $0 Insulin, Dental + Vision) | Bronze | $653.46 | $0 | $10,600 |
| Community Health Choice | Community Ultra Select Gold 021 | Gold | $654.28 | $2,500 | $8,600 |
| Oscar Insurance Company | Gold Simple Guided Care with Adult Dental & Vision | Gold | $656.00 | $2,750 | $10,000 |
| Ambetter from Superior HealthPlan | Streamlined VALUE Silver | Silver | $656.39 | $4,700 | $11,300 |
| Community Health Choice | Community Select Gold 022 | Gold | $659.75 | $1,800 | $9,200 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $662.98 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Silver VALUE | Silver | $668.80 | $6,400 | $10,300 |
| Oscar Insurance Company | Gold Simple Diabetes Guided Care with Adult Dental & Vision | Gold | $669.77 | $2,000 | $10,600 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver | Silver | $673.34 | $6,300 | $9,600 |
| Community Health Choice | Community Ultra Select Gold 022 | Gold | $676.09 | $1,800 | $9,200 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold | Gold | $676.60 | $1,000 | $8,000 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ - Standard | Silver | $677.05 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Signature Silver VALUE + Vision + Adult Dental | Silver | $686.19 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused VALUE Silver + Vision + Adult Dental | Silver | $690.85 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $691.22 | $2,500 | $8,600 |
| Imperial Insurance Companies, Inc. | Imperial Classic Gold | Gold | $691.74 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ - Champion | Silver | $693.52 | $3,100 | $10,550 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Gold Zero | Gold | $694.36 | $0 | $9,200 |
| Harbor Health | Silver 1H $0 PCP $0 Specialty Visit with PCP Referral + PCP Referral may unlock $0 Lab, $0 Imaging | Silver | $700.66 | $8,000 | $9,500 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $704.35 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $708.43 | $1,450 | $9,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $713.56 | $2,500 | $8,600 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $720.54 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $721.09 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $722.12 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $725.84 | $1,500 | $5,000 |
| Oscar Insurance Company | Gold Elite Saver Plus | Gold | $726.54 | $0 | $11,750 |
| Community Health Choice | Community Select Silver 019 | Silver | $726.98 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $727.10 | $800 | $7,250 |
| Community Health Choice | Community Ultra Select Silver 019 | Silver | $728.26 | $5,000 | $10,000 |
| Community Health Choice | Community Ultra Select Silver 020 | Silver | $728.26 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $731.32 | $1,450 | $9,500 |
| Oscar Insurance Company | Gold Simple | Gold | $733.96 | $2,750 | $10,000 |
| Oscar Insurance Company | Gold Classic Standard | Gold | $735.70 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $739.69 | $2,500 | $8,600 |
| Harbor Health | Silver 1HS $40 PCP $40 Mental Health Office Visit $40 Express Care | Silver | $740.22 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Classic Standard Guided Care | Silver | $740.99 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan Guided Care | Silver | $742.72 | $9,000 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $744.91 | $550 | $10,500 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care | Silver | $745.10 | $6,500 | $10,600 |
| Oscar Insurance Company | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | $746.23 | $6,200 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver Guided Care | Silver | $746.43 | $5,750 | $10,000 |
| Oscar Insurance Company | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | $746.79 | $6,000 | $10,600 |
| Oscar Insurance Company | Gold Elite Saver Plus with Adult Dental & Vision | Gold | $748.15 | $0 | $11,750 |
| Oscar Insurance Company | Silver Simple Chronic Care CKM Guided Care | Silver | $748.30 | $6,500 | $10,500 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $755.10 | $4,700 | $11,300 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $757.64 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $758.19 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $762.05 | $1,000 | $8,950 |
| Oscar Insurance Company | Silver Simple Diabetes Guided Care with Adult Dental & Vision | Silver | $766.70 | $6,500 | $10,600 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $769.35 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $774.57 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $780.08 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $794.21 | $6,400 | $10,300 |
| Imperial Insurance Companies, Inc. | Imperial Classic Silver | Silver | $796.55 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $799.60 | $6,300 | $9,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $801.91 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $801.91 | $8,000 | $12,000 |
| Imperial Insurance Companies, Inc. | Imperial Preferred Silver | Silver | $802.44 | $6,500 | $10,500 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $805.28 | $5,000 | $10,000 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $818.40 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $830.12 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Kelsey Seybold Gold Copay Focus $0 Ded ($8 Tier 2 Rx, $0 Insulin) | Gold | $835.75 | $0 | $8,000 |
| Community Health Choice | Community Premier Gold 021 | Gold | $845.21 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $852.18 | $1,400 | $6,500 |
| Community Health Choice | Community Premier Gold 005 | Gold | $853.06 | $2,500 | $8,500 |
| UnitedHealthcare | UHC Kelsey Seybold Gold Copay Focus+ $0 Ded ($8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $853.49 | $0 | $8,000 |
| Oscar Insurance Company | Silver Classic Standard | Silver | $859.21 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $859.86 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Core Plan | Silver | $861.24 | $9,000 | $10,300 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $862.06 | $6,400 | $10,300 |
| Oscar Insurance Company | Silver Simple PCP Saver | Silver | $865.59 | $5,750 | $10,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $869.92 | $1,400 | $6,500 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $871.37 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $873.30 | $3,500 | $9,950 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $876.73 | $3,100 | $10,550 |
| UnitedHealthcare | UHC Kelsey Seybold Silver Copay Focus $0 Indiv Med Ded ($0 Insulin) | Silver | $881.87 | $0 | $9,800 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $884.34 | $3,500 | $9,950 |
| UnitedHealthcare | UHC Kelsey Seybold Silver Copay Focus+ $0 Indiv Med Ded ($0 Insulin, Dental + Vision) | Silver | $897.56 | $0 | $9,800 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $905.17 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $913.72 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $915.10 | $4,000 | $9,550 |
| Community Health Choice | Community Premier Silver 020 | Silver | $951.82 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $959.79 | $6,400 | $10,300 |
| Community Health Choice | Community Premier Silver 012 | Silver | $970.24 | $2,800 | $12,000 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $978.08 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $995.82 | $3,500 | $9,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $1,148.39 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $1,166.78 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $1,167.95 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,326.44 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,344.37 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,370.86 | $3,100 | $10,550 |
Questions about 2027 plans in Harris County
- How many ACA plans are available in Harris County for 2027?
- Harris County, Texas has 140 ACA marketplace plans from 8 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Harris County?
- The 2027 benchmark (second-lowest-cost silver) premium in Harris County is $669 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Harris County?
- The cheapest 2027 plan in Harris County is MyBlue Health Bronze℠ - Standard HSA from Blue Cross and Blue Shield of Texas, a Bronze plan at $449 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Oscar Insurance Company — all 2027 Oscar Insurance Company plans in Texas
- Ambetter from Superior HealthPlan — all 2027 Ambetter from Superior HealthPlan plans in Texas
- Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
- WellPoint — all 2027 WellPoint plans in Texas
- Community Health Choice — all 2027 Community Health Choice plans in Texas
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
- Imperial Insurance Companies, Inc. — all 2027 Imperial Insurance Companies, Inc. plans in Texas
- Harbor Health — all 2027 Harbor Health plans in Texas
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.