2027 ACA marketplace plans in Polk County, Texas
Updated with 2027 plan data from HealthCare.gov.
Polk County, Texas has 60 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $450 to $1,031 and a benchmark (second-lowest-cost silver) plan at $794 per month, before any premium tax credit, per HealthCare.gov plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 2, 2026 from HealthCare.gov. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| WellPoint | Wellpoint Essential Catastrophic HSA (+ Incentives) | Catastrophic | $449.88 | $12,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 HSA ($0 Select Drugs + Incentives) | Bronze | $482.55 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $484.55 | $7,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 6000 Adult Dental/Vision HSA ($0 Select Drugs + Incentives) | Bronze | $492.54 | $6,000 | $12,000 |
| WellPoint | Wellpoint Essential Bronze 4000 HSA ($0 Select Drugs + Incentives) | Bronze | $497.56 | $4,000 | $10,150 |
| WellPoint | Wellpoint Heart Healthy Essential Bronze 5000 HSA ($0 Select Drugs + Incentives) | Bronze | $498.06 | $5,000 | $10,400 |
| WellPoint | Wellpoint Essential Bronze POS 7500 HSA Standard ($0 Select Drugs + Incentives) | Bronze | $508.81 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Bronze | $509.09 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Bronze | $509.09 | $11,750 | $11,750 |
| WellPoint | Wellpoint Essential Bronze POS 5500 HSA ($0 Select Drugs + Incentives) | Bronze | $509.87 | $5,500 | $12,000 |
| WellPoint | Wellpoint Essential Bronze POS 4500 HSA ($0 Select Drugs + Incentives) | Bronze | $515.09 | $4,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $539.99 | $12,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $555.69 | $11,750 | $11,750 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Bronze | $572.62 | $7,500 | $12,000 |
| Community Health Choice | Community Premier Bronze 003 HSA | Bronze | $573.21 | $8,500 | $12,000 |
| Community Health Choice | Community Premier Brone 018 HSA | Bronze | $579.85 | $7,500 | $12,000 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Bronze | $588.36 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Bronze | $605.49 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Bronze | $605.49 | $8,000 | $12,000 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $619.67 | $0 | $10,600 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Bronze | $635.41 | $0 | $10,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $637.16 | $12,000 | $12,000 |
| WellPoint | Wellpoint Heart Healthy Essential Gold 500 ($0 Select Drugs + Incentives) | Gold | $656.32 | $500 | $10,500 |
| WellPoint | Wellpoint Essential Gold 800 ($0 Select Drugs + Incentives) | Gold | $656.82 | $800 | $9,000 |
| WellPoint | Wellpoint Essential Gold 2500 Standard ($0 Select Drugs + Incentives) | Gold | $657.76 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold 1500 ($0 Select Drugs + Incentives) | Gold | $661.16 | $1,500 | $5,000 |
| WellPoint | Wellpoint Essential Gold POS 700 ($0 Select Drugs + Incentives) | Gold | $690.12 | $700 | $7,500 |
| WellPoint | Wellpoint Essential Gold POS 2500 Standard ($0 Select Drugs + Incentives) | Gold | $690.62 | $2,500 | $8,600 |
| WellPoint | Wellpoint Essential Gold POS 1000 ($0 Select Drugs + Incentives) | Gold | $694.13 | $1,000 | $8,950 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $724.93 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $726.29 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $730.04 | $550 | $10,500 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $751.06 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $756.27 | $1,400 | $6,500 |
| Community Health Choice | Community Premier Gold 021 | Gold | $760.68 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $766.80 | $0 | $8,000 |
| Community Health Choice | Community Premier Gold 005 | Gold | $767.76 | $2,500 | $8,500 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $772.01 | $1,400 | $6,500 |
| WellPoint | Wellpoint Essential Silver 6400 Standard ($0 Select Drugs + Incentives) | Silver | $785.23 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver 1850 ($0 Select Drugs + Incentives) | Silver | $793.71 | $1,850 | $9,500 |
| WellPoint | Wellpoint Essential Silver 3500 ($0 Select Drugs + Incentives) | Silver | $795.47 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Select Drugs + Incentives) | Silver | $805.52 | $3,500 | $9,950 |
| WellPoint | Wellpoint Essential Silver POS 6400 Standard ($0 Select Drugs + Incentives) | Silver | $824.49 | $6,400 | $10,300 |
| WellPoint | Wellpoint Essential Silver POS 2500 ($0 Select Drugs + Incentives) | Silver | $832.28 | $2,500 | $9,900 |
| WellPoint | Wellpoint Essential Silver POS 4000 ($0 Select Drugs + Incentives) | Silver | $833.54 | $4,000 | $9,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $843.53 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $851.77 | $6,400 | $10,300 |
| Community Health Choice | Community Premier Silver 020 | Silver | $856.63 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $860.09 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $864.48 | $1,800 | $7,800 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $868.00 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $870.64 | $3,800 | $10,000 |
| Community Health Choice | Community Premier Silver 012 | Silver | $873.22 | $2,800 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $878.19 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $879.07 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $883.74 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $886.38 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $997.63 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,011.00 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,030.75 | $3,100 | $10,550 |
Questions about 2027 plans in Polk County
- How many ACA plans are available in Polk County for 2027?
- Polk County, Texas has 60 ACA marketplace plans from 4 insurers for 2027, per HealthCare.gov plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Polk County?
- The 2027 benchmark (second-lowest-cost silver) premium in Polk County is $794 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Polk County?
- The cheapest 2027 plan in Polk County is Wellpoint Essential Catastrophic HSA (+ Incentives) from WellPoint, a Catastrophic plan at $450 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- WellPoint — all 2027 WellPoint plans in Texas
- Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
- Community Health Choice — all 2027 Community Health Choice plans in Texas
Sources
- HealthCare.gov plan data — plan, premium, deductible and out-of-pocket figures on this page come from the CMS Marketplace API that powers HealthCare.gov window shopping, refreshed at most every 24 hours.