2027 ACA marketplace plans in Smith County, Texas
Updated with CMS 2027 plan data.
Smith County, Texas has 66 ACA marketplace plans from 4 insurers for 2027, with full-price monthly premiums for a 40-year-old ranging from $458 to $1,049 and a benchmark (second-lowest-cost silver) plan at $689 per month, before any premium tax credit, per CMS 2027 plan data. For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Plan data retrieved November 3, 2026 from the CMS 2027 plan public use files. Premiums shown are full price for one 40-year-old non-smoker, before any premium tax credit.
2027 plan table
| Issuer | Plan | Metal | Age 40 | Deductible | MOOP |
|---|---|---|---|---|---|
| CHRISTUS Health Plan | CHRISTUS Catastrophic (3 Free PCP visits) | Catastrophic | $458.09 | $12,000 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) | Expanded Bronze | $471.81 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze | Expanded Bronze | $475.15 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Expanded Bronze | $485.49 | $8,500 | $10,850 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Expanded Bronze | $485.74 | $7,450 | $10,800 |
| Ambetter from Superior HealthPlan | Signature Expanded Bronze + Vision + Adult Dental | Expanded Bronze | $490.51 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA | Expanded Bronze | $490.61 | $7,950 | $7,950 |
| Ambetter from Superior HealthPlan | Choice Bronze HSA + Vision + Adult Dental | Expanded Bronze | $506.46 | $7,950 | $7,950 |
| CHRISTUS Health Plan | CHRISTUS Bronze Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Expanded Bronze | $507.78 | $8,500 | $10,850 |
| CHRISTUS Health Plan | CHRISTUS Bronze Essential Plus Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Expanded Bronze | $507.83 | $7,450 | $10,800 |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin) | Bronze | $601.12 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Balance HSA | Expanded Bronze | $603.92 | $11,750 | $11,750 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ - Standard HSA | Expanded Bronze | $603.92 | $7,500 | $12,000 |
| Ambetter from Superior HealthPlan | Signature Gold | Gold | $619.41 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Bronze Standard (HSA, $0 Insulin) | Expanded Bronze | $619.44 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Standard HSA | Expanded Bronze | $620.05 | $7,500 | $12,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ - Support HSA | Expanded Bronze | $620.05 | $8,000 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Gold ($0 Virtual Urgent Care) | Gold | $630.11 | $2,500 | $8,600 |
| Ambetter from Superior HealthPlan | Everyday Gold | Gold | $631.16 | $800 | $7,250 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ - HSA | Catastrophic | $633.66 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Complete Gold | Gold | $634.82 | $1,450 | $9,500 |
| UnitedHealthcare | UHC Bronze Standard+ (HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $636.46 | $7,500 | $12,000 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Gold | $638.84 | $3,900 | $10,500 |
| Ambetter from Superior HealthPlan | Signature Gold + Vision + Adult Dental | Gold | $639.42 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Security℠ - HSA | Catastrophic | $646.94 | $12,000 | $12,000 |
| Ambetter from Superior HealthPlan | Everyday Gold + Vision + Adult Dental | Gold | $651.56 | $800 | $7,250 |
| Ambetter from Superior HealthPlan | Complete Gold + Vision + Adult Dental | Gold | $655.33 | $1,450 | $9,500 |
| CHRISTUS Health Plan | CHRISTUS Gold with Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Gold | $660.77 | $0 | $9,950 |
| CHRISTUS Health Plan | CHRISTUS Gold Essential Plus Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) | Gold | $661.25 | $3,900 | $10,500 |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin) | Expanded Bronze | $670.33 | $0 | $10,600 |
| Ambetter from Superior HealthPlan | Streamlined Silver | Silver | $676.65 | $4,700 | $11,300 |
| CHRISTUS Health Plan | CHRISTUS Gold Plus Dental & Vision & Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) | Gold | $681.96 | $0 | $9,950 |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision) | Expanded Bronze | $687.36 | $0 | $10,600 |
| Ambetter from Superior HealthPlan | Signature Silver | Silver | $689.41 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver | Silver | $694.09 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options | Silver | $699.03 | $5,000 | $10,000 |
| Ambetter from Superior HealthPlan | Signature Silver + Vision + Adult Dental | Silver | $711.69 | $6,400 | $10,300 |
| Ambetter from Superior HealthPlan | Focused Silver + Vision + Adult Dental | Silver | $716.52 | $6,300 | $9,600 |
| Ambetter from Superior HealthPlan | Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental | Silver | $721.61 | $5,000 | $10,000 |
| CHRISTUS Health Plan | CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) | Silver | $754.77 | $6,400 | $10,300 |
| CHRISTUS Health Plan | CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) | Silver | $755.14 | $6,500 | $6,500 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | $775.85 | $6,900 | $10,350 |
| CHRISTUS Health Plan | CHRISTUS Value Silver 70 Plus Dental & Vision ($0 Virtual Urgent Care) | Silver | $782.26 | $6,500 | $6,500 |
| UnitedHealthcare | UHC Gold Standard ($0 Insulin) | Gold | $785.67 | $2,500 | $8,600 |
| CHRISTUS Health Plan | CHRISTUS Silver Essential 70 Plus Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) | Silver | $806.55 | $6,900 | $10,350 |
| UnitedHealthcare | UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Gold | $812.46 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Gold | $818.10 | $1,400 | $6,500 |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $829.49 | $0 | $8,000 |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Gold | $835.12 | $1,400 | $6,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Secure | Gold | $857.10 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Standard | Gold | $863.98 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ - Max | Gold | $870.13 | $550 | $10,500 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Secure | Gold | $881.01 | $1,800 | $7,800 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Standard | Gold | $894.96 | $2,500 | $8,600 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ - Balance | Gold | $895.85 | $2,500 | $8,600 |
| UnitedHealthcare | UHC Silver Standard ($0 Insulin) | Silver | $921.40 | $6,400 | $10,300 |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin) | Silver | $938.96 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin) | Silver | $941.82 | $3,800 | $10,000 |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $955.99 | $3,500 | $9,700 |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision) | Silver | $958.84 | $3,800 | $10,000 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Balance | Silver | $991.09 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Standard | Silver | $1,004.42 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Balance | Silver | $1,015.36 | $7,000 | $10,700 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ - Champion | Silver | $1,024.29 | $3,100 | $10,550 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Standard | Silver | $1,028.96 | $6,400 | $10,300 |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ - Champion | Silver | $1,049.05 | $3,100 | $10,550 |
Questions about 2027 plans in Smith County
- How many ACA plans are available in Smith County for 2027?
- Smith County, Texas has 66 ACA marketplace plans from 4 insurers for 2027, per CMS 2027 plan data.
- What is the 2027 benchmark (second-lowest-cost silver) premium in Smith County?
- The 2027 benchmark (second-lowest-cost silver) premium in Smith County is $689 per month for a 40-year-old before tax credits.
- What is the cheapest 2027 plan in Smith County?
- The cheapest 2027 plan in Smith County is CHRISTUS Catastrophic (3 Free PCP visits) from CHRISTUS Health Plan, a Catastrophic plan at $458 per month for a 40-year-old before tax credits.
- When is Open Enrollment for 2027 coverage?
- In states that use HealthCare.gov, Open Enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027.
- How do I get help choosing or enrolling?
- For help choosing or enrolling in a plan, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116. You can also enroll yourself at HealthCare.gov.
Insurers in this county
- Blue Cross and Blue Shield of Texas — all 2027 Blue Cross and Blue Shield of Texas plans in Texas
- Ambetter from Superior HealthPlan — all 2027 Ambetter from Superior HealthPlan plans in Texas
- CHRISTUS Health Plan — all 2027 CHRISTUS Health Plan plans in Texas
- UnitedHealthcare — all 2027 UnitedHealthcare plans in Texas
Sources
- CMS PY2027 Plan Attributes and Rate public use files — plan, premium, deductible and out-of-pocket figures on this page are per CMS 2027 plan data from the Plan Year 2027 Qualified Health Plan public use files published by the Centers for Medicare & Medicaid Services.