What ACA marketplace plans are available in Ames, Iowa in 2026?
Ames, Iowa (population 67,669), covering ZIP codes 50010, 50011, 50012, 50013, 50014 sits in Story County, where 16 ACA marketplace plans from 2 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $533 per month for a 40-year-old. 2027 plans for Story County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Iowa (License #20983651) · reviewed Jul 27, 2026
Three lowest-cost silver plans at age 40
- Wellmark Health Plan of Iowa, Inc. — Wellmark Silver Traditional HMO · $525.00/mo · deductible $5,000 · MOOP $7,500
- Wellmark Health Plan of Iowa, Inc. — Wellmark Standard Silver HMO · $532.69/mo · deductible $6,000 · MOOP $8,900
- Medica — Medica Insure Silver $0 Copay PCP Visits · $845.65/mo · deductible $3,500 · MOOP $10,450
See the Ames city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).