ACA Direct Answers

What ACA marketplace plans are available in Bailey County, Texas in 2026?

Bailey County, Texas has 33 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $520 to $904 and a benchmark (second-lowest-cost silver) plan at $829 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • UnitedHealthcare — UHC Silver Standard · $816.24/mo · deductible $6,000 · MOOP $8,900
  • UnitedHealthcare — UHC Silver Value ($0 Virtual Urgent Care) · $829.39/mo · deductible $3,000 · MOOP $8,950
  • UnitedHealthcare — UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) · $830.36/mo · deductible $3,500 · MOOP $9,200

See the full Bailey County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).