ACA Direct Answers

What ACA marketplace plans are available in Cabarrus County, North Carolina in 2026?

Cabarrus County, North Carolina has 68 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $447 to $938 and a benchmark (second-lowest-cost silver) plan at $583 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Oscar Health Plan of North Carolina, Inc — Silver Simple PCP Saver | with Atrium Health · $575.12/mo · deductible $5,500 · MOOP $9,900
  • Oscar Health Plan of North Carolina, Inc — Silver Classic Standard | with Atrium Health · $582.84/mo · deductible $6,000 · MOOP $8,900
  • Oscar Health Plan of North Carolina, Inc — Silver Simple Diabetes | with Atrium Health · $583.68/mo · deductible $6,500 · MOOP $10,000

See the full Cabarrus County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).