ACA Direct Answers

What ACA marketplace plans are available in Calhoun County, Alabama in 2026?

Calhoun County, Alabama has 25 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $366 to $851 and a benchmark (second-lowest-cost silver) plan at $598 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • UnitedHealthcare — UHC Silver Standard (No Referrals) · $595.37/mo · deductible $6,000 · MOOP $8,900
  • UnitedHealthcare — UHC Silver Value ($0 Virtual Urgent Care, No Referrals) · $598.25/mo · deductible $3,500 · MOOP $8,900
  • UnitedHealthcare — UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) · $604.02/mo · deductible $0 · MOOP $10,150

See the full Calhoun County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).